Revolut is an alternative to the big banks. Unlike the banks, we speak to our customers like humans, we’re don’t add hidden fees and we put technology at the heart of everything we do.
Think instant spending notifications, built-in budgeting, buying and selling cryptocurrencies and an easy way to spend and send money abroad with the real exchange rate. Pretty neat, right?
Open an app-based account with us in just a few minutes and join over three million people who are experiencing a radically better way to manage and control their money.
Manage your money
* Get instant spending notifications after every card payment
* See how much you spend each month on things like groceries and transport
* Set up monthly spending budgets for things like restaurants and bars
* Round up every card payment and save up your spare change
Spend money abroad
* Spend abroad in over 150 currencies with the real exchange rate
* Hold and exchange 24 currencies in the app with the real exchange rate
* Protect yourself abroad with our affordable overseas travel insurance
Transfer money abroad
* Transfer money abroad with the real exchange rate
* Send and request money from friends and family at the touch of a button
* Set up direct debits and recurring payments in seconds
* Split the bill with friends and family and we’ll take care of the math
* Buy, hold and sell cryptocurrencies at the touch of a button
* Get instant exposure to Bitcoin, Litecoin, Ethereum, Bitcoin Cash and XRP
Security the way you want it
* If you lose or misplace your card, just freeze/unfreeze it from within the app
* Turn on and off things like contactless, ecommerce and swipe payments
* Speak with one of our friendly agents with 24/7 customer support
What the media say about us
“Revolut now let’s you cheaply trade Bitcoin, Litecoin and Ethereum”
* Next Web
“Look out high street banks, the Revolut is coming”
“Revolut are chipping away at the big banks by offering a slick app and slashed fees”
* New York Times
Welcome to 5.35
We’ve been tinkering under the hood since the last release, adding a few features to make your Revolut experience buttery smooth. That, and the ability to verify your primary email address.
Ratings and Reviews
Customer service is awful
I love the actual way this app works. The functionality, real time balance, vaults etc are great but the customer service is awful. They had my complete family money on lockdown for over 24hours to “verify” something with no warning and I couldn’t get a response from anyone on their team - days later they responded once the money was made available again. Even with this I just attempted to open a business account this week wanting to keep my expenses separate and same thing- as their chat a question and three days later and no one has responded because of this I don’t recommend the app at all. I understand when startups have a lot on their plate but if I’m giving you my money to protect I want to know you will respond to me. I’m going with a competitor for my business account and may move completely over to them soon if they prove to be better. - Update: the developers responded here to my worry but the customer service never fully responded about the issue after the incident. We’re currently applying for different online banking apps. To answer the apps question of how to “make improvements” maybe responding to your users issues specifically when without warning you are holding their money in a timely manor when it’s not public forum, just saying.
Developer Response ,
Hey there. As a financial institution, we must do our due diligence in order to verify funds. We apologise the delay was longer than expected. Any ideas how we can improve the process? We'd love to hear and feedback and we hope to earn back your trust!
Be careful when using your card in the USA. The app does not update for all the amounts taken against your account and so ‘tips’ and service charges come off your balance days later, rather than just coming off as one entry all at the same time. Also, if you set up a tab using your Revolut card and then close out in cash, or the merchant accidentally swipes your card twice (oddity of the way cards are used in the USA), these ‘holds’ on your card mean you are effectively charged for these amounts as they show on your account as ‘pending’ charges. The merchants in the USA have no way to cancel these (believe me I’ve tried asking) as they are not real charges, and they don’t have any way to see them. So you have to wait a week (7days) before they are reversed. You will not be able to access this money - yes YOUR money - during this time and once reversed, can take up to 30days to appear back in your account! Normal bank accounts do similar things, but still show your balance with and without these pending charges. As this is not a debit card though, Revolut can’t afford for you to potentially go overdrawn and so they only show your balance with these pending (yet never to be transacted) entries deducted from your balance. This is a major problem if you’re only using this card for overseas use or holidays and need this money for whilst your actually overseas!! Certainly taken a dent out of my holiday cash!
Don’t get robbed by hidden charges - avoid Revolut
Normally when you use a debit card to pay, nobody charges you. I have a business account debit card. I have used it over a year and nobody charged me for using it. But recently I used it to credit my Revolut account and they charged me about £200. You will not realise this upfront because it does not show explicit in the Revolut application. You can only realise the robbery if you check your bank account. I got in touch with Revolut and they said it is because of your card type. But they will happily register your card without a warning. They will not explicitly ask for your confirmation during the transaction. I did get a small print that said cards outside EU are charged a small fee but because my account is in the UK and with Barclays, I thought it did not apply to me. And they did not say what they are charging in total. I thought in the end I was only paying the credit amount. But when I looked in my bank account I cried. Hundreds of pounds for a simple bank transfer! Revolut refused flat out to return the transaction. This is a complete and free process for them but they were happy to keep the robbery they had succeeded. I will peruse this with financial Ombudsman. It is a time consuming effort but someone has to do it to stop cowboys robbing people and making ordinary people scared of using online financial services.
- Revolut Ltd
- 206.6 MB
- Requires iOS 10.0 or later. Compatible with iPhone, iPad and iPod touch.
- English, French, German, Greek, Italian, Lithuanian, Polish, Portuguese, Romanian, Spanish
- Age Rating
- Rated 4+
- This app may use your location even when it isn't open, which can decrease battery life.
- © Revolut Ltd
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Up to six family members will be able to use this app with Family Sharing enabled.