Scalable Capital - Intelligent Investing.
Personal, globally-diversified portfolio. ETF only. State-of-the-art risk management technology. Fixed fee. Open your account in the app - no paperwork required.

As featured in: Financial Times | Huffington Post | CNBC | The Telegraph

Scalable Capital offers busy professionals a convenient and intelligent way to build their wealth. We take care of your investments, so that you have more time to enjoy the good things in life. Here’s how it works:

Hassle-free, cost-efficient and personalised wealth management
Globally diversified portfolio of low-cost exchange-traded funds (ETFs)
Risk management: dynamic reallocation to keep risk stable over time
Less stress and better risk-adjusted returns
UK only: Tax-free ISA or General Investment Account (GIAs). SIPPs available (not via app)
0.75% p.a. fixed fee for the investment services plus currently 0.24% p.a. cost for the financial instruments (ETFs). A detailed cost breakdown can be found on our website

- No paperwork required
- Transfer ISAs and/or open a new one
- User-friendly questionnaire to determine your investment strategy
- No more typing: scan your personal details
- Use built-in GPS to look up your address
- Interactive investment planner
- Make a lump-sum payment
- Set-up a savings plan - you can cancel at any time

- Check your portfolio valuation
- Review your performance (real-time)
- Make a deposit or a withdrawal
- Get full transparency on your portfolio allocation
- View and adjust your savings plan
- See all portfolio adjustments we made for you
- Access your electronic mailbox
- Contact our customer service team

- Globally diversified portfolio of low-cost exchange-traded funds (ETFs)
- The best ETFs from a universe of more than 2,000 ETFs
- All major asset classes: equities, bonds, commodities, and real estate
- Regular risk monitoring and dynamic adjustments to portfolio allocation
- Value-at-Risk (VaR) as a transparent and objective risk indicator - 23 investment strategies, with VaR increasing from 3% to 25%
- VaR measures the annual loss that will not be exceeded with a likelihood of 95%
- In 1 out of 20 years you should expect a loss exceeding the VaR

- Your account and private data are safe with us
- Bank-level security - we use 256-bit SSL encryption
- Your data is stored encrypted and securely
- Fraud protection - we protect your account from unauthorised activity
- Securities and bank account held with our partner bank
- Securities are segregated from the assets of the bank
- In case one of us goes out of business, you can reclaim your securities
- UK bank accounts are protected by the Financial Services Compensation Scheme (FSCS)
- German bank accounts are protected by the “Gesetzliche Einlagensicherung”
- Find out more about security on our website

Note: All figures shown in the screenshots are for illustrative purposes only. Past performance is not an indicator of future returns. Actual returns will vary greatly and depend on personal and market circumstances. Please remember that capital market investments involve risk, which means you may get back less than you have invested. Have a look at our risk statement on for more information.

What's New

Version 5.0.3

Minor bug fixes and refinements.

Ratings and Reviews

4.4 out of 5
7 Ratings
7 Ratings

Awful performance

You will achieve much better results learning the basics of investing and doing it yourself with not much effort at all.
Companies like this just take advantage of those who think investing is some mysterious dark art only available to millionaire bankers.
I wanted to see what all the fuss was about so I diversified using a few of these apps at the same time, kept them going for a respectable amount of time and they’ve all been really disappointing


The best way to invest

Clean and slick app for monitoring my investments and how the portfolio is being managed



I would recommend this to any young millennial trying to get their foot on the investment ladder. I first heard of this company over a year ago, after much research and attending a seminar where I got to speak to some of the founders I was convinced and made the plunge the following week. Invested a large lump sump back in 2016 and then I invest a small amount every month and I’ve seen over 10% ROI already which beats the average 2-4% you get from the average fund. Very pleased with the app, website and team and I look forward to using this company long term.


Scalable Capital GmbH
127.8 MB
Requires iOS 10.0 or later. Compatible with iPhone, iPad and iPod touch.
English, German, Swiss German
Age Rating
Rated 4+
© Scalable Capital GmbH


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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