At Starling, we’ve built a mobile-only bank account for Personal, Joint or Business that turns the not-so-great bits of traditional banking into its best. Voted Best British Bank and Best Current Account Provider at the 2018 British Bank Awards, we’re making money management fast, easy, free and seamless; switch effortlessly between your accounts with a single tap in-app.
The bank that lives on your phone. Everything you need from a personal current account – none of the stuff you don’t.
Keep track of exactly what’s coming in and out of your account with instant payment notifications and a real time balance.
Spending Insights gives you a breakdown of your spending habits so you can budget better and understand exactly where your money goes.
Settle Up makes IOU’s simple and speedy – no card readers or sort codes required; just a few taps, a single link and you’re all paid back.
Save for the things you really want with Goals.
Need a little extra? Adjust your overdraft to suit you with an in-app slider or get a Starling personal loan that’s straightforward to use, competitively priced and totally tailored to you.
Think you've lost your card? Lock it in-app instantly then unlock it if you find it again.
Send fast, transparently priced, cheap and secure money transfers to over 35 countries worldwide, straight from your bank account.
Available for 16-17 year olds, too!
Business banking with Starling. No fuss, no fees, no three week waits; just a free and straightforward business account for sole traders or small businesses that you can set up in minutes.
Save money while you grow with zero monthly fees and zero setup costs.
Manage your cash-flow with real time notifications whenever money enters or leaves your account (great for keeping track of those invoices!)
Utilities, travel, entertainment; see exactly where your business spends most with Spending Insights.
Handle the numbers with easy CSV exports and share your transactions with your accountant or accounting software like Xero.
Simplify shared spending with Starling joint accounts. Manage collective household expenses like bills and rent or save up for something big – however you feel like using it, our joint account is designed to simplify shared spending. Currently only available for personal account holders.
Instant payment notifications help you stay on top of your mutual spending in real-time.
See how much you spent on bills last month; Spending Insights help you figure it out fast.
Pool your rent and bills and make those important payments from a single account.
Whether it’s a new sofa or Santorini – save for it together with Goals.
Your money’s secure with us. We’re a member of the FSCS (Financial Services Compensation Scheme) so up to £85,000 is protected if your deposit is eligible.
We’ve also been recommended by Money Saving Expert and featured in TechCrunch, City A.M Wired, Financial Times, Bloomberg, Tech City News and many more.
Starling Bank is registered in England and Wales as Starling Bank Limited (No. 09092149), 3rd floor, 2 Finsbury Avenue, London EC2M 2PP.
We’re authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 730166.
Just a few pre-holiday updates today.
• We’re shaking things up on your home screen with a little festive surprise (hint: give your phone a shake!).
• As ever, we’ve also continued to fight the good fight against bugs.
Ratings and Reviews
Award winning banking app
I’ve been an Apple customer for 10 years and never written an app review, because I couldn’t be bothered. Starling Bank has changed my view and I CAN BE BOTHERED NOW because when something is this exceptionally good, seamless, sophisticated, beautiful, slick, clever, immediate, addictive, thoughtful, clear, simple, transparent, customer focused, exciting, special, professional; then they deserve the highest praise for a job well done; I cannot applaud them enough...and I’ve been selling the app bank to anyone that will listen! This truly is the future of banking - I find it hard to believe anyone could write a bad review - do not hesitate to download this app and try this bank for yourself...you will wonder how you ever managed without it! My only minor gripe would be that the marketplace needs more development and more apps need to tie into the Starling banking experience as I do feel like I am missing out here…but this is so minor in comparison to everything else...and I wanted to give the fairest review possible so it didn’t sound like a fake one - it’s not - I’m just so pleased with my decision to be part of this new way to bank and nothing comes close to this kind of new app experience...for me it’s made banking fresh and fun again. I wouldn’t hesitate to award this app 10/10 - it’s not perfect - but it’s very close to it...
I read about this app on moneysavingexpert. I’m a bit of a Martin Lewis devotee and if he says it’s good then why not .... I decided to use it in the first instance as a Travel card. I used to put everything on a Halifax Clarity C/C for the best exchange rate then pay it when I came home. No matter how hard I tried there was always a transaction I forgot about or underestimated. With Starling everything is instant (as long as data roaming is switched on). I absolutely love knowing instantly what my breakfast cost me, my lunch and dinner. It means that the £X limit you set yourself each day whilst travelling can be stuck to without the guess work. The exchange rate was very good and much better than I expected it to be. A pleasant surprise. It really does make holiday budgeting simple. It was accepted everywhere I presented it in Rome, even some of the tiny side stores. When I got home I found I had withdrawal symptoms - yes its a bit addictive. So now I use it as a sweep account and transfer the pennies each day from my other main accounts saving them into the Starling budget accounts for my next trips. There is something very satisfying and rewarding about that ‘ding’ sound as money instantly appears in your account seconds after you confirm a payment. Well done Starling. A great, great product. I absolutely love it.
Banking for the modern day
I don’t often review mostly because I’m frequently far too busy. But for this I’ll make an exception. This is the best banking app I have ever used. It’s well-designed, constantly being updated with new features and bug fixes. Many times when I’m wishing there’s a particular feature that would make the something easier, it’ll come out in the next release - like the ability to deposit cash in at the post office. Genius! Not least because when I went to deposit it in my other bank branch, they were closed. Despite it being a weekday before 4pm.
If like me, you often need to do things on the go, and don’t have access to that little card verification thing that most banks give you, that wants things to be simple and to have an awareness of things going in and out of your account (the instant notifications feature is a godsend for anyone self-employed, and saves you constantly having to check if you’ve been paid), I don’t think you can go wrong with the Starling App.
Easy to set-up, easy to use, and customer services was very helpful and prompt Jen I had some problems with my current account switch. Also, they’re open 24/7! Genuinely I can’t recommend it enough. Banking for the modern day, finally.
Get all of your passes, tickets, cards, and more in one place.
Up to six family members will be able to use this app with Family Sharing enabled.