Wealthify Saving & Investments 4+

Wealthify is your easy-to-use, online saving and investing service.

We have a range of products for people at every stage and from all walks of life – helping anyone make more of their savings, investments, and pensions. With investing and pensions, your capital is at risk.

Using our simple, award-winning app or online dashboard, start from as little as £1 (£50 for Pensions), set the terms for your money, then let our team of experts take care of the rest.

Because Wealthify is for people who want more from their finances by doing less; people who value their time just as much as their money.

AWARD-WINNING PLATFORM

• Best Investment Platform for Beginners @ YourMoney Investment Awards 2024
• Best Managed Stocks & Shares ISA @ Good Money Guide Awards 2023
• Winner of Best Junior ISA 5 years in a row @ Personal Finance Awards

SAFE AND SECURE

• We keep your personal information safe with TLS encryption and will never share it
• Secure your money with a PIN, Face ID, or Touch ID (on enabled phones)
• Wealthify is owned and backed by Aviva: one of the UK’s largest financial institutions

GROWING YOUR SAVINGS

Instant Access Savings Account
• Variable interest rate, meaning the rate can go both up and down
• Deposit as much as you like from £1, with no upper limit
• Access your money whenever you want, with no limit on withdrawals

INVESTING FOR THE LONG-TERM

Stocks and Shares ISA
• Invest up to £20,000 tax-efficiently each year
• Invest from as little as £1; withdraw your money at any time without penalty
• Your Investment Plan is built and managed by our team of experts

General Investment Account
• Start a GIA from as little as £1
• No limit on how much you can invest annually
• Withdraw your money at any time without penalty

CREATING YOUR PENSION POT

Self-Invested Personal Pension (SIPP)
• Combine previous pensions into one handy pot
• Start from £50
• Provides multiple investment options to suit your needs
• Choose an Ethical Pension to save in line with your values

WEALTHIFY FOR: YOUR CHILD

Junior Stocks and Shares ISA (JISA)
• Invest from as little as £1
• A tax-efficient way to save up to £9,000 every year for your child
• Allow family and friends to contribute directly to your child’s JISA to grow their money further
• Easily transfer another Junior Cash ISA or Child Trust Fund to your Wealthify JISA

With investing, your capital is at risk. Tax treatments depend on your individual circumstances and may change in the future.

TRACK PERFORMANCE

If you choose one of our investment products, you can track your Plan’s performance effortlessly using your online or in-app dashboard. You can also add money to your Plan how and when you want.

GOOD TO KNOW

If you have any questions or ever need help, our friendly and award-winning Customer Care Team can be contacted via Live Chat, phone, or email.

Wealthify products are managed by the following custodians: Winterflood Securities Limited hold the funds for our Stocks and Shares ISA, Junior ISA, and GIA; Embark Investment Services Limited hold the funds for our Pensions; and our Instant Access Savings Account is powered by ClearBank Limited.

ADDITIONAL INFORMATION

We accept customers over the age of 18 who are permanent UK or Channel Island tax residents. Channel Island residents are only permitted to open a GIA. We cannot accept US citizens.

Wealthify does not offer advice. The tax treatment of your investment will depend on your individual circumstances and may change in the future. T&Cs and ISA rules apply. The value of investments may go down as well as up, and you could get back less than originally invested.

Wealthify Limited is authorised and regulated by the Financial Conduct Authority. ClearBank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

All figures and projections shown are for illustrative purposes only and are not an indication of future returns.