iPhone Screenshots


The first REAL spending tracker in Hong Kong.

Automatically import all your transactions from HSBC, Hang Seng Bank, Citi Bank, Standard Chartered Bank, Bank of China (Hong Kong), American Express Hong Kong, Bank of East Asia and DBS Bank*. *Coming Soon.

Simply connect your online banking to gini and let the app do the work.

Know your money better
Manage and plan your finances by tracking your income and expenses with our unique overviews and easy-to-read graphs. You’ll never lose track of your money.

Key Features
Connect all your bank accounts and view your spending data from multiple banks in one place.

Access personal money insights, timely reports, and graphs in a simple and convenient manner.

Unlock and complete missions* to earn rewards from your favorite shops.
*Coming Soon

Your privacy.
We care. Your data is anonymous. All personal information never leaves your device. Never.

Your security.
We safeguard. Your data is secured with 256-bit encryption, as in the world's leading banks.

Your trust.
We value. As part of CardLinX, we follow global standards developed in partnership with MasterCard and Bank of America.

What's New

Version 1.4.0

Hooray! The NEW Report page is here. We have added more analytics was one of the most requested features from you all. This update will give you the ability to track and analyse your spending in a way that suits you, all within gini!

- Monthly Spending
See how your spending compares to the previous month and see the trend of your spending.

- Category Spend
Understand which categories your money is going on at a glance with the category spend chart.

- Biggest Spend & Most Visited Merchants
See what merchants you’re going to most as well as which merchants you are spending most at.

- Cash Flow
See your income against your expenses over the last 6 months and whether you ended the month with money to spare.

- Bug fixes and performance improvements

Like using gini? Appreciate if you wouldn't mind taking like 5 secs to rate us on the iOS app store - or help us spread the word. Means a lot to us as a HK startup!

Ratings and Reviews

3.8 out of 5

110 Ratings

110 Ratings

Some small bugs need to fix

Terreon Bickardike

I love the app, and the fact that it can sync with the HSB and BOC. I think the app has a lot of potential. But few things that it's missing and that's why I give 4 stars, until it's fixed: 1.) It should be able to track the stock account from Hang Seng Bank and add them into the Wallet 2.) Budget for --> Choose categories: all the categories are selected by default. 3. The window is small, and can't see all the icons.

Developer Response

Thanks for your rating, Terreon. It means a lot to a HK startup.

Welcome to gini's beta community. Thank you for your suggestion on linking gini to stock accounts. In fact we have been exploring how we can integrate stock account on gini. 

For custom category and merchant, it has been introduced to our latest version (1.2.0). With our own machine-learning AI, We hope to help our users manage the transactions easier by auto-categorisation. We understand it is yet to be perfect. We’re committing to improving it every day, especially with the help of our users’ re-categorizing their own transactions.

Regarding the small window, may we ask which window in the app specifically? We try our best to make gini optimised for different sizes ranging iPhones 5 to iPhone X.

We are always here to know more of your thoughts. Ping us at beta@gini.co.



Gini provides user an ease to use interface to access transaction record of multiple banking accounts, it also provides expenses reports for user to review the expenses. Overall, I find this app very useful. I hope it will offers more APIs/channels to access other banking accounts as well

Developer Response

Thanks for your review. It means a lot to us, as a small startup in HK. 💪We will do our best to bring a better gini app to you and all users.

Gini App


Downloaded and signed up, logged in in less then 5 mins and works fine. Familiarized, named my cards, checked my balance, analysis, categorized and renamed some checks. Found some subscriptions I had forgotten about. Very convenient to see what I am spending. Looking forward to new features and adding more accounts. Great app!

Developer Response

Thanks Webpony8!


More Champ Limited
49.7 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad and iPod touch.
Age Rating
You must be at least 17 years old to download this application.
Gambling and Contests
Copyright © 2018 More Champ Limited


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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