"Tired of seeing expensive price tags on things you want to buy? Do you want to purchase something on installment but you don't have a credit card? Worry no more. Akulaku is here for you!

Akulaku provides you the most affordable, easiest and secure online installment shopping experience.

Get started today in just 3 easy steps:
1. Download the Akulaku app
2. Register for an account
3. Apply for a Credit Limit

Shop online on installment. No credit card required.
Akulaku offers a wide range of product categories and top brands tailored to meet the interest of every shopper.

Affordable and Friendly Payment Terms
With Akulaku, you can easily afford any product and services you want with a worry-free installment plan and low down payment. Choose your preferred payment term of 3, 6, 9 or 12 months.

Cash Advance with Akulaku
Need extra cash? Get it fast and easy on Akulaku! Receive ₱2,500 to ₱5,000 in your bank account in as fast as 24 hours. Plus, you can freely choose from loan terms of 8 or 15 days.

Is it affordable? Of course, we got you! For a loan term of 8 days, the interest is only 5%, while for 15 days, the interest is 7%.

Sample Loan Calculation:
• Loan Term = 8 Days
• Loan Amount = ₱2,500
• Interest & Processing Fee = 7%

Total Payment = Loan Amount x 1.07

₱2,500 (Loan Amount) * 1.07 (Interest and Processing Fee) = ₱2,675 (Total Repayment)

Buy Now, Pay Later
Buy the things you want, pay later using your Credit Limit! Terms & Conditions apply.

Secure and Convenient Payment
Experience a hassle-free payment process on Akulaku. Settle your payment through multiple online and offline payment channels.

Free Delivery
We deliver your items at your doorsteps for FREE without minimum purchase required.

Bills Payment
Settle your bills on time in just a few taps using the available credit limit on your account.

Mobile Top-Up on Installment
Stay connected whenever and wherever you are. Top up your mobile with SMS, Call, and Mobile Data package on installment.

Game Credits on Installment
Stay ahead and level up your game! Get game credits on Installment for more than 30 game outlets.

Got a question or feedback? We’d be happy to hear from you!
Akulaku Philippines:
Phone: +63 (2) 304 9120 to 29

Akulaku Indonesia:
Phone: +62 150 0920

Akulaku Vietnam:
Phone: +84 1900 636627

Akulaku Malaysia:
Phone: +60 3-2260 3660

What’s New

Version 2.1.7

This update:
1. Get coupons after the application failed.
2. Experience optimization and bug fixing

Ratings and Reviews

2.9 out of 5
2.5K Ratings
2.5K Ratings
Julius Zhuang ,


Kenapa lokasi sy tidak terjangkau ya? Sy di kabupaten sidoarjo kecamatan sidoarjo kelurahan banjarbendo.. mohon pencerahan karena sy mau order jd tdk bisa

Arganazz ,

Salah satu app favorit saya untuk belanja

Saya awalnya ragu bgt krn baca beberapa kendala yg dialami user lain.
Tp terus saya coba beranikan beli hape pakai cicilan. Ternyata barang betul2 datang dan prosesnya pun mudah bgt (sy bayar via online banking) tanpa kartu kredit.
Skrg saya sudah lakukan 4x transaksi bayar pakai saldo dari Akulaku dan lancar tanpa kendala. Respon CS memang agak lama, tp layanannya baik.

Yayan Taryana ,

Tidak bisa login

Mohon untuk perbaikan, login tidak bisa, ganti password tidak bisa, buat akun baru juga tidak bisa.


198.2 MB

Requires iOS 9.0 or later. Compatible with iPhone, iPad and iPod touch.


English, Indonesian, Malay, Vietnamese

Age Rating
You must be at least 17 years old to download this application.
Gambling and Contests
© 2016-StreetCorner


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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