BHIM – Making India Cashless
By National Payments Corporation of India (NPCI)
This app is only available on the App Store for iOS devices.
Airtel Payments Bank | Allahabad Bank | Andhra Bank | Apna Sahakari Bank Ltd. | Axis Bank | Bank of Baroda | Bank of India | Bank of Maharashtra | Canara Bank | Catholic Syrian Bank | Central Bank of India | Citi Bank | City Union Bank | Corporation Bank | DBS Bank | DCB Bank Ltd. | Dena Bank | Equitas Small Finance Bank | Federal Bank | Gopinath Patil Parsik Janata Sahakari Bank Ltd. | HDFC Bank | HSBC | ICICI Bank | IDBI Bank | IDFC Bank | Indian Bank | Indian Overseas Bank | IndusInd Bank | Jammu & Kashmir Bank | Janata Sahakari Bank Ltd. | Karnataka Bank | Karur Vysya Bank | Kotak Mahindra Bank | Lakshmi Vilas Bank | Mehsana Urban Cooperative Bank Ltd. | Oriental Bank of Commerce | Punjab National Bank | Punjab & Maharashtra Cooperative Bank Limited | Punjab & Sind Bank | Rajkot Nagarik Sahakari Bank Ltd. | RBL Bank | Saraswat Bank | South Indian Bank | Standard Chartered Bank | State Bank of India (SBI) & Associate Banks | Syndicate Bank | Thane Bharat Sahakari Bank Ltd. | The Kalyan Janata Sahakari Bank Ltd. | TJSB Bank | UCO Bank | Union Bank of India | United Bank of India | Vasai Vikas Sahakari Bank Ltd. | Vijaya Bank | Yes Bank
Fino Payments Bank | Jio Payments Bank - RIL | Aditya Birla Payments Bank-Idea | Dombivli Nagari Sahakari Bank Ltd | Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd. | Gujarat State Coop | The Hasti Coop Bank | Dhanalaxmi Bank | Tamilnad Mercantile bank.
Bharat Interface for Money (BHIM) is an initiative to enable fast, secure, reliable cashless payments through your mobile phone. BHIM is interoperable with other Unified Payment Interface (UPI) applications, & bank accounts for quick money transfers online. BHIM is developed by the National Payment Corporation of India (NPCI) as a part of the Digital India initiative. BHIM is made in India and dedicated to the service of the nation.
How does it work?
Register your bank account with BHIM, & set a UPI PIN for the bank account. Your mobile number is your Payment Address, & you can simply start transacting. Yes! It is that simple.
How to Transfer Money Online?
Make Cashless Payments or receive money from friends, family and customers through a mobile number or payment address. Instant Money Transfer can also be made to an unregistered user using Mobile number, Account number +IFSC and Aadhaar Number. You can also collect money by sending a request and reverse payments instantly if required.
You can check your bank balance and transactions details on the go.
Custom Payment Address:
You can create a custom digital payment address in addition to your phone number.
Now scan QR codes without logging into the app. Merchants can easily print their QR Code for display.
You can Block/Spam users who are sending you collect requests from illicit sources.
Pay using Aadhaar:
Make seamless transactions using Aadhaar number.
Per transaction maximum limit of Rs. 10,000
Per day maximum transaction limit of Rs. 20,000
Note: If you have accounts in the following five associate banks SBH, SBBJ, SBM, SBP & SBT please choose SBI from the list of banks as they have merged with SBI.
Before you register on the app, please ensure the following:
• You have a valid Debit Card for your account
• You have linked your Mobile Number with your Account
• Your registered mobile no. is present in the same device as the BHIM app
• You have registered your account for Internet/Mobile Banking
Language supported: Assamese, Bengali, English, Gujarati, Hindi, Kannada, Malayalam, Marathi, Punjabi, Tamil, Telugu, Odia and Urdu.
NOTE: Compatible with ios devices that have ios version 9.0 and above installed.
Terms & Conditions: http://npci.org.in/documents/Terms-Conditions-NPCI-UPI-App-1.3.pdf
For more information visit: https://www.bhimupi.org.in/faq-s
What's New in Version 1.4.2
Multi Agent Model: Merchants on BHIM can add agents to collect payments via QR on their behalf.
Agents will get payment confirmation on successful transactions on their mobile phones.
Refer a friend: Share BHIM app download link with your friends to help make India a cashless society.
So basically when this app was launched then I installed it and because that time it was full of bug. even I was not able to add my bank account, so uninstalled and forgot it that time.
Now a days I keep seeing bhim payment option in almost every payment page so again installed it for a try and wow this app is so improved and does its job very well.
Interface is so clean, adding and switching bank account is so easy. App is quite secure itself and because it is like your bank account is directly stored here so no need to add balance frequently like other wallet apps.
Now we can directly transfer money without going through long process via net banking
Thanks to developers and government for this concept.
Easy to use. Simple, fast and secure
App is really good. Easy to use, very simple UI and attractive, app is very fast with every network mode 2G, 3G and 4G.
There are 2-3 things that I have to raise for developers:
1. Please add finger touch also to login
2. Kindly increase limit for per transaction and per day also. My suggestion increase limit for ac+ifsc. Due to limitations I use Tez for higher amount but I want to use this app instead of Tez.
3. I have two mobile nos and bank accounts also attached with both nos but I use my ios device most so I want to use my another bhim account with attached another mobile no nd another device. So please add an option to create two login account in same app for both mobile nos.
Regarding No internet connectivity
The development team really works great on improving the Bhim app
I am sharing a issue which is occurred sometimes, I am using iPhone 6 with iOS version 11.2 but when I open a application and entering passcode after within second it gives error No Internet Connectivity even my internet is working fine
This issue was faced sometimes not always.
I hope you will working on this and gives us updated application