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EarlySalary is India's first salary advance mobile app! With EarlySalary, get instant cash in minutes to travel, shop, throw a party or for any uncalled expense. EarlySalary offers salary advance to young salaried individuals of up to Rs.1 Lakh starting at just Rs.9 per day. Relatively much cheaper than a credit card.

EarlySalary makes use of the proprietary algorithm and formulates a SocialWorth score (SW score) basis of robust social media underwriting systems to avail instant cash swiftly and provide the best experience to the users who need a salary advance/instant cash. We go beyond traditional credit ratings, in fact, having a credit history isn't necessary to avail a salary advance, we’re here for all the first time loan takers as well.

Today with-in just a year and a half, EarlySalary has already disbursed 75000+ salary advances to young working professionals and is changing the way young India accesses the credit. It just takes 30 minutes for approval and cash is transferred the same day. For repeat users, the money is transferred the very next minute. Once your EarlySalary application is approved you are free to spend the money, the way you like, no questions asked!


How it works?

1. Log in to the EarlySalary mobile app through Facebook.

2. Upload a few basic details and documents on the app. Your information will only be used internally, we love privacy as much as you do. Within 10 mins of your loan application, you'll be notified of your approval status.

3. Once your loan is approved, simply select the loan amount and EarlySalary will credit the money right into your bank account within minutes.

4. EarlySalary also tells you about your repayment date. Faster repayment increases your SW score, which allows you to earn credibility and borrow more easily.

That’s it! We wish making money was equally simpler. EarlySalary is the fastest and easiest way to get a personal loan instantly. Everything is app based - from loan application to loan repayment.


Now, with our Amazon offer, you can shop all you want right now and pay in 3 EMIs at no extra cost. So, Go Shopping!

We work in collaboration with a lot of corporates to offer their employees our "Salary Advance" benefit along with other special offers.

Reference Interest rate: the Interest rate is 9/day for Rs 10,000 loan, cheaper than credit card any day.

Operational cities: We are currently live in Pune, Bangalore, Mumbai, Chennai, Hyderabad, Delhi NCR, Jaipur, Ahmedabad, Visakhapatnam (Vizag), Mysore, Coimbatore, Vijayawada, Mangalore, and Chandigarh.

EarlySalary is a trademark of Social Worth Technologies Pvt Ltd & All loans issued will be given by Ashish Securities Pvt Ltd (U67120WB1994PTC064965).

What's New

Version 3.0

1. Shop on Big Bazaar or Amazon and pay in EMIs at no extra cost.
2. Instant loans in 10 minutes even for new customers.
3. Loan disbursal in seconds for repeat customers.

Ratings and Reviews

3.1 out of 5

268 Ratings

268 Ratings

Worst Ever Service after taking loan

S R Gayathri

I am a fist time user of this app. To bo honest they are really good in processing the loan if everything is in place. I got the money creditted to my account in an hour or so. The real pain is after taking the loan. I scheduled a time for picking up documents between 10 Am to 1 pm the same day. They send a message that executive Arvindum Srinivasan will come and collect the stuff in given time. I waited and waited at last the so called excutive called by 5 pm and said I cannot come today maybe I can try to collect stuff from you on Monday (the day in question was saturday). Again I waited on Monday and nothin till 1 pm and then he calls and says Can I come now I was outside and I said so and asked why cant they stick to the wchduled time. Ohh you are talking rules I know how to deal with tou and he hung up. I have tried calling the support number 7 times and send 4 emails and 3 feedbacks no one cares to respond. People if you don't need any service just money use this else do not use them. They just don't respond.

Please don't become a victim of this scam


I applied for a loan on August 25th & the repayment date was given as September 25th. I received an email with some documents. Printed signed & handed over to their executive on August 28th. Today is August 30, no credit to account yet.
Had called the support team on August 29th (yesterday), the first support executive took my registered mobile number & later verified my name wrong as per the data. This smelled fishy, second executive said system is down but amount will be credited today.
Tried calling again on August 30 (today) and my number is not been answered at all. I hear a message all our executives are busy please call back in sometime.
On top of all this this brand gets a declaration signed if we (consumer) delay in repayment they will penalise. For Rs. 50,000/-, Rs. 65,000/- will be recovered. Nonsense.
Taking this brand to the court room now. Request all not to fall in their scam like me.

Developer Response

Hi Ashvin,

Sorry for the inconvenience caused. Please share your concerns and details at care@earlysalary.com so that we can assist you in a better way.

Team EarlySalary.

Hassle Free service and helpful staff.

Vidya U.

I am thankful that a facility like Early Salary is available to us in India. Documentation is minimum, service is quick and they lend you money based on your social score and income, how great is that? Unlike banks, who go through your CIBIL score and find a million reasons to reject your loan, Early Salary is easy and just requires you to meet their basic criteria’s. It is the best option for young working professionals who tend to go broke towards the end of the month and a great alternative to burrowing money from friends or family.


Social Worth Technologies Private Limited
42.3 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad and iPod touch.
Age Rating
Rated 4+
© Social Worth Technologies Pvt. Ltd.


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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