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Tired of managing your finances on multiple apps? ETMONEY, allows you to take control of all our financial needs in one single app, without any paperwork. Download ETMONEY app to:

- Invest in Zero Commission Direct Mutual funds via lumpsum and SIPs
- Borrow money instantly and flexibly
- Save tax by investing in top ELSS mutual funds & smart solutions

ETMONEY Advantages

Why invest in SIPs & lumpsum mutual funds from ETMONEY

- Zero Commission Direct Mutual Funds
Save upto 1.5% commission on your investments and earn upto 25 lakhs more in 25 years. You can also start SIPs as low as INR 100 per month with top funds like SBI mutual funds, ICICI mutual funds, Axis mutual funds, HDFC mutual funds and Kotak mutual funds etc.

- Be investment ready in 2 minutes
Create your investment account by completing 100% paperless KYC in 2 minutes and invest whenever you are ready

- Switch to Direct Mutual Funds
Upload your CAMS/Karvy mutual fund transaction statement and switch your existing regular mutual fund investments to zero commission direct mutual funds

- Best way to earn higher return than FDs & Saving Bank Account
Invest in one time or recurring SmartDeposit and earn higher returns than FDs. Withdraw your money 24X7, 365 days in just 2 steps.

- Track real time investment portfolio performance
Upload your CAMS/Karvy PDF statement and track real time performance of your existing investments through rich graphical insights. Analyse your profit, loss & annualised returns on your portfolio.

Why you borrow money with ETMONEY

- Apply for instant recurring loans easily and payback flexibly
Set-up your CreditLine or LoanPass once and take instant recurring loans as small as INR 3,000 to INR 5,00,000. No bank visits, no collateral & NO PAPERWORK.

- Flexible repayment tenures option
Repay in flexible tenures of 1 month - 36 months as per your convenience. Additional benefit is NO PRE-PAYMENT CHARGES

- Interest free credit card for shopping
LoanPass is linked with RBL bank credit card with upto 50 days interest free period and personalised reward program.

Why invest in tax saving schemes of ETMONEY

- Higher Return & shorter lock in period than PPF
ELSS funds have the shortest lock in period of 3 years amongst all tax saving options and highest returns. The bonus is you save taxes on investments.

- Stress free tax saving schemes
ETMONEY helps you to set up the SIPs once and meet your tax saving goal for the entire year. Choose top performing funds and enjoy your stress free days.

Trust only the highest rated investment app
- Multiple layers of security to ensure safe & secure usage
- 256-bit encryption & SSL pinning technology ensures data safety
- SEBI Reg. No. INA100006898

From generating extra income through investments to saving money in taxes, from investing in SmartSolutions to borrowing money during cash crunch, ETMONEY is one stop shop for all financial needs.

Download the app today to get started!

*Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing

What's New

Version 3.1.23

We've fixed the crash that was impacting our some set of users. Please update the app and keep sharing your valuable feedback at product@etmoneycare.com

Ratings and Reviews

4.4 out of 5
5.1K Ratings
5.1K Ratings
hicchiehi ,

Good App with prospects but needs work.

The app is definitely a positive in so far as convenience is concerned and helps bypass long paperwork and processes. At the same time the KYC process is simple enough for even a first timer to follow and register. The app needs development in terms of providing more options in SIPs. Currently the app only provides for High Growth High Risk option, Tax Saving option and SIPs with Balanced Returns option. That being said options like ETF based SIPs are currently not being provided. Second, as the SIPs do not provide details as to which are the portfolios the current Funds are invested in. Further there should be an option to ascertain what is the current market value of my investment so that investors can take an informed decision in case they require liquidity.

In so far as money market options are concerned, the process as to what happens when money is invested in the money market and the risks associated with money market investments are not properly laid out. Unless one is made aware of the risks involved in money markets, attracting investors may be difficult.

Definitely an app I would use as it makes my life easier but would want more optionality and features if the intent is to make it the sole one stop shop for making investments.

Developer Response ,

Hi, first of all thank you so much for taking time out and giving us such a detailed feedback. We are working on many new features that will cover almost all the suggestions that you have given. We would love to hear your valuable feedback on our upcoming new features as well. Regards, Team ETMONEY

akhilvabbili ,

A mixed bag experience !

My experiences so far with etmoney have been a mixed bag.

1)Faster eKYC , with no need for cheque leaf.
2)Option to add external investments.

1) No chat feature.
2)No option to update address and other details.
3)Very limited information of the fund when compared to apps like Moneycontrol, with no info on holdings and allocations of the fund.

Suggestions for improvement:
1) please add chat and additional features for quicker communication and issue resolution.
2)Please add options to update details like address , phone number etc.
3)Please add money manager section , atleast with options to update spends manually.
4)Please add options to get statements whenever needed.
5)Relevant and personalised article feed from Economic Times app.
6)All the other points mentioned under Cons section.

I hope that the experience improves with time and these suggestions are considered for enhancing the apps so that a lot more people would be encouraged to invest more and use the app better in future.

Edit :
1) Please add a way to login to Etmoney through desktop. Sometimes , we will definitely need to use desktop instead of the phone.

Developer Response ,

Hi Akhil, we're working on ETMONEY web version and will roll out the same very soon. Thanks for your continous feedback and support.

Srinivasaraja ,


Provide some option to remove the funds post switching to direct as we only have an hide option as of now and still we don’t understand as to why u r promoting us to switch to direct despite the fact that u will incur a revenue loss by doing so, thanks for enlightening us by letting us know if you get a lump sum by letting us switch to direct or if there are any hidden agenda behind... as I could understand the direct funds are very small in size as of now and the cost of management of these funds are very high when compared to normal funds through intermediaries... thanks in advance for a honest reply pls...!!!


Times Internet Limited
146.9 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad and iPod touch.
Age Rating
Rated 4+
© 2018 BanayanTree Services Limited


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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