ETMONEY, a Times of India group company, is a complete investing solution built grounds-up for the new investors.
Download ETMoney App to invest in the best mutual funds & buy insurance. This mutual funds app lets you start SIP for your MF investments. You can also apply for a CreditLine & ensure you have access to money 24*7! Use all these services at ZERO PAPERWORK & ZERO COST.
•Top AMCs to buy mutual funds from - Reliance Mutual Fund, Motilal Oswal, SBI Mutual Fund etc
•Take pre-approved* credit to get money whenever you want from the app with flexible repayment plans.
•Track your MF investments at one place with real-time updates
• Invest in Smart Solutions without the hassles of choosing a mutual fund
•Start SIP or invest lumpsum as per your MF investment needs
•Invest in Liquid Mutual Fund with SmartDeposit & get better returns than an FD with 24*7 withdrawal facility
•NRIs (except USA, Canada & EU) can also invest in Top Mutual Funds in India
•Invest in best ELSS mutual funds to save tax.
•Buy life insurance, car insurance & 2-wheeler insurance without any paperwork
Grow your money - Invest in Top Performing MF
You can invest in mutual funds with ease both through lumpsum and through SIP. All our transactions are completely paperless & can be done within 2 minutes. We offer 400+ top mutual funds from major AMCs in India like Reliance Mutual Fund, SBI Mutual Fund, Kotak Mutual Fund, Motilal Oswal, Mirrae Asset to name a few. To select from various mutual funds, we have created themes basis which you can choose the fund you want to invest in. You can invest in any type of mutual fund from Large Cap funds to Mid Cap funds, lumpsum or SIP investments etc. Each fund has been rated on various parameters like- past performance, risk, returns etc.
CreditLine - New addition to our app, one-stop shop for mid-month cash crunch, medical emergencies, vacations or shopping. With 24/7 access to money on mobile, you can take money on credit instantly from the app, whenever you need it. Key features include flexible repayment, pay interest only on amount used & more
Smart Solutions - Invest in customised MF Solutions
It is a Customised Mutual Fund Solutions for every financial goal from top AMCs like SBI Mutual Fund, Reliance Mutual fund, Motilal Oswal, Mirrae Asset, Kotak Mutual Fund etc. We have curated MF solutions which include top performing funds in their respective categories to suit every need without making the effort to pick each fund individually.
•Aggressive Solution-Invest in aggressive & top performing mid & small cap funds for long-term goals like funding your child’s education.
•Balanced Solution-Invest in right mix of large cap & mid cap funds that balances growth & returns.
•Safe Solution-Invest in liquid funds to get steady & stable returns which offer suitable substitute for bank deposits.
•Tax Saver-Invest in ELSS funds to get tax benefit under 80C & better returns than traditional investment options.
Smart Deposit - Invest in liquid funds to get better & stable returns. Start investments as low as Rs. 500 & withdraw anytime, anywhere without any lock-ins.
Buy Insurance from Top Insurers
We strive to give great customer service here at ETMONEY. Now you can chat with us in addition to calling or emailing us. To chat with us, visit our support page from Account section of app.
Keep sharing your valuable feedback at email@example.com
Ratings and Reviews
Good App with prospects but needs work.
The app is definitely a positive in so far as convenience is concerned and helps bypass long paperwork and processes. At the same time the KYC process is simple enough for even a first timer to follow and register. The app needs development in terms of providing more options in SIPs. Currently the app only provides for High Growth High Risk option, Tax Saving option and SIPs with Balanced Returns option. That being said options like ETF based SIPs are currently not being provided. Second, as the SIPs do not provide details as to which are the portfolios the current Funds are invested in. Further there should be an option to ascertain what is the current market value of my investment so that investors can take an informed decision in case they require liquidity.
In so far as money market options are concerned, the process as to what happens when money is invested in the money market and the risks associated with money market investments are not properly laid out. Unless one is made aware of the risks involved in money markets, attracting investors may be difficult.
Definitely an app I would use as it makes my life easier but would want more optionality and features if the intent is to make it the sole one stop shop for making investments.
Hi, first of all thank you so much for taking time out and giving us such a detailed feedback. We are working on many new features that will cover almost all the suggestions that you have given. We would love to hear your valuable feedback on our upcoming new features as well. Regards, Team ETMONEY
A mixed bag experience !
My experiences so far with etmoney have been a mixed bag.
1)Faster eKYC , with no need for cheque leaf.
2)Option to add external investments.
1) No chat feature.
2)No option to update address and other details.
3)Very limited information of the fund when compared to apps like Moneycontrol, with no info on holdings and allocations of the fund.
Suggestions for improvement:
1) please add chat and additional features for quicker communication and issue resolution.
2)Please add options to update details like address , phone number etc.
3)Please add money manager section , atleast with options to update spends manually.
4)Please add options to get statements whenever needed.
5)Relevant and personalised article feed from Economic Times app.
6)All the other points mentioned under Cons section.
I hope that the experience improves with time and these suggestions are considered for enhancing the apps so that a lot more people would be encouraged to invest more and use the app better in future.
1) Please add a way to login to Etmoney through desktop. Sometimes , we will definitely need to use desktop instead of the phone.
Hi Akhil, we're working on ETMONEY web version and will roll out the same very soon. Thanks for your continous feedback and support.
GreAt App to invest
Really like the ease with which you can invest. Paperless and no cumbersome procedure. Good recommendation for investment. Things to do better: Add Customer care or chat option, increase the speed to resolve the issues sent over email, allow customisation while investing in a balanced or aggressive solution as currently you can only play with amount invested between the three automatic pick. You should be able to add another MF if you wish so. Take care and keep doing an awesome job. PS: my SIPs though due have not been deducted and none of the FAQs answer my query. Hopefully, I will have a resolution over the mail I sent :)
Hi, Thanks for the feedback, we will look to incorporate it in the coming updates!
Up to six family members will be able to use this app with Family Sharing enabled.