iPhone Screenshots


CRED is a members-only app with exclusive rewards for every credit card bill payment. CRED’s credit card spend tracking and management features provide simple, yet powerful tools for its members to manage their credit card more efficiently.

In addition to curating exclusive rewards from top brands for it’s members, CRED members get access to CRED PROTECT - an AI backed system that keeps track of every single nuance of a credit card payment journey - right from due date reminders, spend patterns and other card usage statistics.

How to apply for CRED membership?

CRED is only for a select few - You can apply for a membership by signing up with your full name and mobile number on the app. If your credit score is above our eligibility score, you will be accepted as a member of CRED and will have access to a curated set of exclusive rewards and privileges that are members-only.

What’s New

Version 1.0.6

The new year demands a change. So here we are - with a new cards screen to make your payments smoother. Happy new year!

Ratings and Reviews

4.8 out of 5
3.7K Ratings
3.7K Ratings
Jags1189 ,

Great app for additional rewards on your credit card bill payment

Good concept - make a mundane thing like bill payment of your credit card in to a rewards program. Asks for basic financial information which is relevant for the app to function - CIBIL Score, Verification of cards etc. But once set up its a charm to use - rewards are great (Various categories and various spend level coupons). The entire flow of paying the bill, receiving creds, redeeming them is quite smooth and easy. Great job on bringing out an app which feels premium and functions like one. Look forward to more enhanced reward program.

Developer Response ,

Jags, thanks so much for the encouraging words and noticing the finer details of the app. Our team has worked hard to make credit card bill payment a fun and rewarding experience and will continue to do so. Stay tuned for more exciting rewards - we are adding new ones every week :)

Kanika, CRED Team

Srini Revanur ,

Nice experience

CRED is nice app! Have downloaded it today and setup all my cards and tested it by make a couple of crest card payments!! Was smooth to say the least. Have not burnt any credits yet. Will post my experience once I use the service. Would be great if CRED can give us specific inputs to enhance the credit scores and also get us a market place kind of architecture for shopping for loans. As I read somewhere the genesis of CRED was to reward disciplined credit consumers, I think this would help. Will keep yawing as long as it add some value. Good job team!!

Kamal Sain ,

Innovative & Unique

Apparently it seems to beneficial for both Bank as they will be getting payment timely for Customers they will be getting certain points as well as wouldn’t miss due date as they show total outstanding payment & due date and just one click away you may make payment very easily.

Customer care is also so responsive as they arrange a call back although it was little late, however person who called me, Mr. Asaf, was well versed with company policy & offers.

Well I wish all the best to CRED Team!

Developer Response ,

Thank you for the support Kamal. We're happy you liked the CRED experience. Regards, Kanika, CRED Team


Dreamplug Technologies Private Limited
100.4 MB
Requires iOS 10.0 or later. Compatible with iPhone, iPad and iPod touch.
Age Rating
Rated 4+
© 2018 Dreamplug Technologies Private Limited


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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