iPhone Screenshots


IndiaLends offers Instant Personal Loans with best interest rate and disburses loan within 48-hours. With IndiaLends, choose from a wide spectrum of multi-utility credit cards from top banks and also check your credit report for free. IndiaLends App is your one-stop credit shop with manifold advantages and innovative features like Spend Analysis and EMI reminders.

Our association with 50+ personal loan lenders and credit card providers has enabled us to provide services to a million+ customers in more than 400 cities. This has made IndiaLends as one of the best online personal loan apps and has helped us to get featured in the Google Developers Launchpad.

Here’s a complete list of products/services you can get from IndiaLends app:

- 40+ Credit Card Options
- 50+ Personal Loan Offers
- Small Loans(Micro Loan) with Instant Approval
- Free Credit Report
- Loan EMI Calculator
- Financial Blog

Product features:

Personal loan
Get personalized personal loan offers up to ₹50 lacs at interest rates starting at 10.75%. The app selects the best suitable Banks/NBFCs offering minimal interest rate and easy approval based on your personal loan eligibility.

IndiaLends has associations with over 50+ banks and NBFCs - HDFC Bank, SBI, ICICI Bank, Yes Bank, Bajaj Finserve, IDFC, IIFL, Clix, Paysense, DMI, CITI Bank, Tata Capital, IndusInd Bank, Ratnakar Bank limited, Capital First Limited, Fullerton, Aditya Birla Finance Limited, Axis Bank, Cashe, Credit Sudhaar, etc.

Credit card
With the IndiaLends app, get credit card suggestions from 40+ options and select the card that best suits you. Apart from choosing from a wide set of cards, the app provides an easy credit card application process and instant credit card approval. Some of the credit card providers associated with us are ICICI Bank, HDFC Bank, American Express, SBI, Kotak, CITI Bank, RBL, and Yes Bank.

Credit score
A credit score is an indicator of a borrower’s ability to make credit payments on time. A higher credit scores increase your chances of getting a low-interest personal loan from a financial institution. All banks/NBFCs evaluate your creditworthiness before approving any credit application using a credit report. Therefore, it is necessary to check your credit score before you apply. At IndiaLends app, check your credit score worth ₹1200 for FREE and get a detailed analysis of your credit report and tips to improve your score. Knowing your credit score enables you to make better credit decisions. Our latest feature allows you to refresh your credit report and know why your credit score has changed.
IndiaLends get your Credit Report from the leading credit rating agencies like Experian, Cibil, Highmark, etc.

Small Loan/Micro Loan
Get instant small loans up to ₹2 lacs at EMI’s as low as ₹1400. The process to apply for a Small or microloan is simple, paperless and hassle-free. In fact, the amount approved is transferred to your bank account within 48 hours.

EMI Calculator
The simple and handy loan EMI calculator lets you easily calculate EMIs in the most simple way. All you need to do is enter the personal loan amount, interest rate, and loan tenure and you will know the convenient and easy EMIs basis the inputs entered.

Financial Blog
Stay updated on what’s happening in the world of finance through our financial blog. Our special advisory panel of financial experts aim to educate the users about personal finance, credit rating agencies, tax planning, and latest financial events.

Choose the IndiaLends for the best personal loans and credit cards offers. Download IndiaLends App now and get free credit report!

What's New

Version 3.2

- Improved CC application process for a smooth and seamless journey
- UI/UX improvements for a better user experience

Ratings and Reviews

4.6 out of 5
6.6K Ratings
6.6K Ratings
Mahiztota ,

Worst ever service

I request all of them who are planning to avail service from Indialends please do not go with this because their service is worst in the world and they keep on giving you false hope always. It has been 14 days over and still I did not get money disbursed in my account. Every time they will give false hope and when ever you call them your point of contact will be very busy and will give 2 or 3 hours later time to get a call. Then the day ends and still you will be in false hope. The banks and person who they will assign to you I guess will be a new one who do not know how to give a personal loan or what is the procedure to do so. Please please please do not go with this Indialends. Please remove word ‘INDIA’ from Indialends as it does not suit you as the service you are providing.

Developer Response ,

Hi, we are sorry for the experience you had with us. We assure you that we are constantly working towards improving our customer's overall experience. We hope your issue has been resolved now, if you still facing any issue please write back to us at support@indialends.com.

ro12hit ,

Worst experience with so called services

I have applied for PL and told agent in advance that I never used any credit card though I’m salaried person. They assured me to apply through application in order to get it approved.
They declined the loan application which is alright but they don’t have reason for that.
Had a word with an agent(kachh) and he didn’t have answer to my single question and I have asked him to transfer the call to sup n he hold the line and disconnected the call.
Now they are not even bother to pick up the phone at least .
Worst experience with INDIALENDS.
Don’t just do your job for the sake of doing it.
If you can’t do what you promise atleast don’t assure in advance.

Developer Response ,

Hi Rohit, our eligibility criteria take a lot of things into account including credit score, income, age, city, etc. It could be some of the criteria are not meeting with our banking partners requirements. Do share your concern by writing to us at support@indialends.com and our team will assist you further.

Jijo m mathew ,

Worst service

To be the best your team shud update the web page with correct details and updated scores on a timely manner. First get that in place and then ask for ratings.
Since few months scores have not been updated and the page stil shows no changes still 2017.
What a service.. goodjob!!!

Developer Response ,

Hi Jijo, we are sorry for the experience you had with us. We assure you that we are constantly working towards improving our customer's overall experience. We hope your issue has been resolved now, if you still facing any issue please write back to us at support@indialends.com.


99.8 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad and iPod touch.
Age Rating
Rated 4+
© IndiaLends


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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