iPhone Screenshots


With this safe and secure app, all your credit accounts – credit cards, home loans, car loans, etc. - can be tracked and managed. Using our tools and features, the IndiaLends App gives the power back to you – to make the best credit decisions for life.
The IndiaLends App has the following FEATURES to help you MANAGE YOUR CREDIT:

- Free and unlimited access to your Experian Credit Score.

- Secured Server and Authentication Process to keep your summarized Credit Account Statements safe.

- Specialized tools and resources to analyze all credit statements in one place.

- Report Error feature to know and report false credit applications or identity thefts.

We will be continuously working and updating the app with fresh features based on your feedback every few months. Look out!

IndiaLends Has Been Featured In:
- Forbes
- Economic Times
- Times of India
- TechAsia
- Business Standard
- Live Mint

IndiaLends is one of India's leading online marketplace for unsecured lending. Available on mobile and web, IndiaLends connects borrowers of credit products with financial institutions that best suit their credit profiles. It allows provides data analytics and risk scoring services to financial institutions to enable them to make better lending decisions.

IndiaLends’ vision is to make credit products more accessible and affordable for the common man. Currently the company is headquartered in New Delhi and has operations in over 10 cities across India.

Important FAQs:

A. What is a credit score?

A credit score is an indicator of a borrower’s ability to make credit payments on time. It is calculated after evaluating multiple information patterns such as your past credit reports, loan payment history, current income level, etc. A higher credit scores increases your chances of getting a low interest loan from a financial institution.

B. Why is it important for me to know my credit score?

Knowing your credit score and report enables you to make better credit decisions. Almost all financial lending institutions evaluate your credit score before approving your credit application. Having a bad credit score increases the chances of your loan application being rejected, further reducing your chances of getting a loan in future on reapplication. Flipside, a good credit score improves your chances of negotiating a lower interest rate loan.

Moreover, a credit score and report also gives you the added benefit of checking for fraud credit applications that might have been made using your personal and professional details.

C. How is my credit score calculated?

A credit score is a cumulative score which has multiple determinants influencing it. The most important factors that influence a credit score are:

• The number of times you have applied for credit and the number of previous rejections to your credit applications

• Your previous track-record of making timely credit payments

• The number of new credit lines that you have opened recently
• Your professional details such as income level, employment status, etc.

D. Is this Credit Report and Score a free service?

Yes. Your entire credit report - credit score and analysis - is available to you for free on downloading the app. There are no freemium costs or hidden costs levied for accessing the full analysis.

E. Will accessing and viewing my credit report affect my current credit score?

Absolutely not! Accessing and viewing your credit report repetitively does not influence your current credit score.

What's New

Version 1.5.2

Bug fixes.

Customer Reviews

4.5 out of 5

632 Ratings

632 Ratings

Worst service

Jijo m mathew

To be the best your team shud update the web page with correct details and updated scores on a timely manner. First get that in place and then ask for ratings.
Since few months scores have not been updated and the page stil shows no changes still 2017.
What a service.. goodjob!!!

Worst app not helpful

Rakesh Manna

Hi guys it’s seems like it’s a worst app totally fake don’t spend the time by downloading I don’t find any suitable things in the it’s simply like bank bazaar & paisa bazar just totally waste not helpful getting loan I will never ever recommend to any of my friends.

Very Useful

Dharam Vijay Victor

Truly useful, fast, easy, reliable.


48.2 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad and iPod touch.
Age Rating
Rated 4+
© IndiaLends


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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