iPhone Screenshots


Always wanted to buy your dream Smartphone, Laptop, Camera, Jewellery or other electronic gadgets on EMI without credit card ?

Avail Kissht - EMI without card to buy the trendiest products online or convert your existing purchases from any Online Shopping portal into EMI and repay within 3-12 months tenure.

Kissht empowers you to Buy Now & Pay Later, in easy installments without the need for a credit card. Thus making online shopping on EMI convenient and affordable to all.

What's New

Version 1.7.2

Bug fixes and improvement.

Ratings and Reviews

2.9 out of 5
102 Ratings
102 Ratings

Very Unuserfriendly application..


The submission of application process is very very lengthy..
And after submission of the applications also they don't provide you the loan..
There is no cooperation with the customer service..
i waited for about 15 days for only getting my applications accepted by them..but it wasn't accepted irrespective of numerous efforts of mine..
atlast i got irritated and cancelled my order!
I am no one to judge anybody nor an application..but yes i have every ri8 to share my views, experience and feedback while using this application with you guys out there who will come and download this application one day..!
I had many expections regarding this application but all got shattered because of the service and procedures..!
My earnest req to the team of Kissht whoever reads this is that...."Customer have many expections regarding the service and the product..they come and download this application to fullfil their needs and warnings which they are not able to..so please inspire of your useless procedures..listen to their grievances and their ambitions and make this a bit faster.."
Otherwise it's totally upto you..i have personally deleted this application but then also i've came here to share my feedback because i don't want any other consumer or customer to suffer as the way i did..!
thank you..

Not even deserve 1 star

Aridaman Singh

As in todays time , many Apps and companies offering such a short term loan and EMI services but this App is really not transparent not even a good backup team to respond on time and also accurately.
I think its a startup with No future plans so its just going on till they exist.
I upload my all documents, complete all the process and still they tell me your documents are missing after 3 days.
I applied for this to buy a laptop from flipkart.
Its just waste of time, try another good Apps like Earlysalary, Paysense or BajajFinserv. These are reliable apps that dont male you stuck and not waste your time as well.

Not able to login after latest update


I’m unable to login as I’m getting error message “the data couldn’t be read because it isn’t in the correct format”. Please rectify this as I’m using an iPhone and previously it used to work as I want to book a phone.


OnEMi Technology Solutions Private Limited
40.7 MB
Requires iOS 9.0 or later. Compatible with iPhone 5s, iPhone 6, iPhone 6 Plus, iPhone 6s, iPhone 6s Plus, iPhone SE, iPhone 7, iPhone 7 Plus, iPhone 8, iPhone 8 Plus, iPhone X, iPhone XS, iPhone XS Max, iPhone XR, iPad Air, iPad Air Wi-Fi + Cellular, iPad mini 2, iPad mini 2 Wi-Fi + Cellular, iPad Air 2, iPad Air 2 Wi-Fi + Cellular, iPad mini 3, iPad mini 3 Wi-Fi + Cellular, iPad mini 4, iPad mini 4 Wi-Fi + Cellular, 12.9-inch iPad Pro, 12.9-inch iPad Pro Wi-Fi + Cellular, 9.7-inch iPad Pro, 9.7-inch iPad Pro Wi-Fi + Cellular, iPad Wi-Fi (5th generation), iPad Wi-Fi + Cellular (5th generation), 12.9-inch iPad Pro (2nd generation), 12.9-inch iPad Pro Wi‑Fi + Cellular (2nd generation), 10.5-inch iPad Pro, 10.5-inch iPad Pro Wi‑Fi + Cellular, iPad (6th generation), iPad Wi-Fi + Cellular (6th generation) and iPod touch (6th generation).
Age Rating
Rated 4+
© 2018, OnEMi Technology Solutions Private Limited, ALL RIGHTS RESERVED


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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