iPhone Screenshots


With the best-in-class Kotak Mobile Banking App, banking is not just about financial transactions. You can open a Kotak 811 savings account without any paperwork, or even without stepping out of your home.

Experience over 100 features including managing all your financial transactions, shopping online via Flipkart, booking movie tickets via PVR, flights and hotel rooms via Goibibo and much more. This app is also Unified Payment Interface (UPI) enabled which lets you send and receive money without adding any additional bank information.

Not a Kotak Savings Account customer yet?
This amazing app lets you download a Kotak 811 savings account on your phone. All you need is your Aadhaar number, PAN and you’ll be done in less than 5 minutes.

Your 811 account offers you:

• Up to 6%* interest p.a.
• Zero balance account
• A Virtual Debit Card to shop online
• Free online transfers

And that's JUST the account. There's so much more you can do (more than 100 features!) with our best-in-class app mobile banking app:
• Transfer funds easily & on the go, without having to register a beneficiary
• Track all your Banking Transactions all in one place
• Shop within our app on Flipkart, PVR, goibibo and more with the benefit of seamless payment
• Recharge your mobile & DTH subscriptions with ease
• Use mobilePay for your offline/instore payments
• Purchase and redeem Mutual Funds and keep track of your investments
• Regenerate your Debit and Credit card PINs
• Switch your Debit Cards on and off if you need to
• Pay your bills, open a Term Deposit
• Post opening Account, go to Manage Profile and Click a selfie or upload your photo to set as profile picture

Get started:
• If you are not a Kotak customer and want a Kotak 811 account all you need is your Aadhaar and PAN details.
• If you are an existing customer, you just need your Customer Relationship Number (CRN), your Debit / Credit Card PIN or your Net Banking password to get started. The app will take you through a one-time activation process when you login for the first time.

Please note that your data is safe with Kotak Mahindra bank. We do not share any information with third party without your initiation.

*Earn 6% p.a. interest on savings account balance over Rs. 1 Lakh and up to Rs 1 cr. Earn 5% interest on savings account balance up to Rs. 1 lakh and 5.5% p.a. interest on savings account balance above Rs. 1 cr. Applicable for Resident Accounts only. Interest rates are subject to change from time to time. Please visit www.kotak.com for the latest information on interest rates.

What's New

Version 4.4.7

Bug Fixes and Minor Enhancements.

Ratings and Reviews

3.1 out of 5

1.2K Ratings

1.2K Ratings

Annoying app


How hard is it to make a decent app available to the users? Half the time the app refuses to work and other half of the time your “servers are updating.” Seriously, what is with your servers? Why do they need upgrading for 5 days every month?
For every transaction I need to make from now, I will take a day off from work and come to your branch for more sucky service.
Honestly, pull your socks up and stop sucking. It’s not that hard.
Also, about 4-5 of the quick access options like flight booking or mobile payments don’t work. What is even the point of having the options?

It’s almost crap


The updated versions of the app is nothing but a joke. It’s hard to rely on something so buggy when we are dealing with monetary transactions. The app takes a hell lot of time to load the pages, even to get me logged in when connected via a wifi network (this happens on ANY wifi network). Even after all that waiting for the pages to load, the app errors out. And the Touch ID feature.... that’s another joke.

Please get this app fixed. Remove all the bugs and PLEASE PLEASE make it work faster.

Best Mobile Banking App


I just say Kotak Mahindra Bank’s mobile app is the best one out there. I could literally do any activity through the app without having to visit the branch thereby saving my previous time & energy.

I never had any issues transacting & since I get the downtime information through an SMS, I’m always kept well informed.

Moreover, it has double factor authentication which keeps it even more safe & secure.


Kotak Mahindra Bank Ltd.
75.4 MB
Requires iOS 7.1 or later. Compatible with iPhone, iPad and iPod touch.
Age Rating
Rated 4+
This app may use your location even when it isn't open, which can decrease battery life.
Kotak Mahindra Bank Ltd © 2016


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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