iPhone Screenshots


Get Instant Personal Loans up to Rs. 1 lakh with LazyPay, through an easy digital process and minimal documentation. Instant online loans for 3 to 24 months, at affordable interest rates, personalized to your needs!

So, surprise your loved ones with festive gifts, go on that dream trip with your friends, buy yourself the latest smartphone or meet all your emergency expenses.

What is LazyPay?
LazyPay, powered by PayU, is the fastest way to get access to an instant line of credit online. Just enter your mobile number & discover your unique limit.
With quick approvals & secure online processing, LazyPay successfully disburses 1 million+ loans every month, by ensuring convenience to the consumer through our key offerings including pocket- friendly EMIs, Personal Loans and the option to Buy Now Pay Later across 100+ of your favourite apps & websites.

How does it work?
LazyPay extends a personalized limit to users through a simple process:
1. Sign up on the app & provide PAN details to check your eligible limit, instantly!
2. To activate your enhanced limit, submit your KYC details
3. Then, complete your auto bill payment setup & done!
4. You can start using your enhanced LazyPay credit limit as an instant loan, convert to No cost EMIs on partner merchants or shop now pay later in One Tap!

Why choose LazyPay?
1. No Bank visits, LazyPay’s approval process is 100% paperless
2. Get 24X7 access to credit, anytime anywhere
3. Pay interest only for the amount borrowed
5. Fast loans online, for all eligible users
6. E Pay Later in One Tap at 100+ apps & websites, like Swiggy, BookMyShow, Airtel, HungerBox, Hathway, Ixigo & more!
7. Convert your high-value purchases into flexible EMI plans from 3 to 24 months with a single OTP checkout
8. Receive consolidated bills of all transactions and repay LazyPay on the 3rd & 18th of the month
9. Track purchases, bill payments & EMIs on the app
10. Transfer your available credit limit direct to your bank account or save for unforeseen situations.

Data security & privacy is given top priority at LazyPay. We comply with the highest security standards & protocols.

Where can I use LazyPay?
1. One Tap checkout on all your favourite food, entertainment & utility merchants, including Swiggy, Zomato, Niki.ai, AbhiBus, Box8, ACT, FreshMenu, Rapido & more
2. Cardless EMI by LazyPay is available as a Payment option to convert all your high-value purchases like home appliances, furniture, laptops etc. into flexible plans at affordable interest rates. Select LazyPay on ZAP Subscribe - Zoomcar, OnlyMobiles, BYJU’s, Hathway and many more coming soon!
3. Your available credit limit can be used as a two wheeler loan, car loan, travel loan, marriage loan or medical loan instantly.
4. Do a one-click transfer of your limit straight to your bank account & use as you need.
5. This early salary loan is also helpful when you have to meet expenses in times of emergencies.

What else can I do with LazyPay App?
Your favourite Citrus Online Wallet lets you load money via cards & net banking. You can also secure your card information for quick purchases on the go.

Download the LazyPay for free and enhance your limit up to Rs. 1,00,000!

Twitter: https://twitter.com/Lazy_Pay

Facebook: https://www.facebook.com/LazyPayIndia/

YouTube: https://goo.gl/9BSLeV

What’s New

Version 2.1.0

- Introducing 3d touch to help you access your favorite features in a snap
- Bug and crash fixes

Ratings and Reviews

3.7 out of 5
42 Ratings
42 Ratings
zomatoo Hater ,

Amazing service

It will help full for me very lot , no need to enter card all details just one click payment, providing we service without charging any interest for certain time, it’s simply awesome

Developer Response ,

That's great to know! thank you so much for the awesome feedback.

vijay pinate ,

My credit limit is zero

Hello sir my credit limit is zero and please check the upi option is not available to link my bank Acc to it
Please resolve it asap and approve the credit limit too

Developer Response ,

Hi Vijay, apologies for the inconvenience caused. Please help us with your contact number to check and assist you further. - Sharon

Vipul Chawa ,


Worst app .. Unable to make the payment and they send message everyday for overdue fine
Nobody answeres the call on customer care .. wrote emails as well but no reply ..
Never expected this from Citrus

Developer Response ,

Hi Vipul, apologies for the delay in responding to your query. Do let us know if you are still facing the issue with the app.


PayU Payments Private Limited
97.5 MB
Requires iOS 9.3 or later. Compatible with iPhone, iPad and iPod touch.
Age Rating
Rated 4+
© 2018 PayU Payments Private Limited


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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