iPhone Screenshots


MoneyTap is India’s first credit line app that offers instant personal loan and credit card, in partnership with leading banks & NBFCs. Enjoy a credit line up to ₹5 Lakh, without visiting any banks. It’s quick, easy, and hassle-free. Get an instant personal loan online with zero collateral and interest rates starting from as low as 13-24.3% pa for 2 to 36 months duration.

We have a growing community of happy MoneyTap users, and we’ve also been featured in many leading publications:

CNBC - http://bit.ly/2cUDesJ
Times of India - http://bit.ly/2d5qoG3
The Economic Times - http://bit.ly/2cMRMsQ
The Hindu Business Line- http://bit.ly/2cXEIyk
Yourstory- https://bit.ly/2JQ9nOU

MoneyTap Credit Line Highlights:

● Get personal loans from ₹25,000 to ₹5 Lakh
● Withdraw as low as ₹3000 or up to your limit
● No interest charged until the money is used
● No collateral, no guarantors
● Instant cash available for a lifetime
● Interest rates starting 13% per annum (1.08% per month), no hidden charges
● Get a MoneyTap credit card* (loaded with rewards and other benefits)
● Pay your EMIs & credit bills from the app
● Set your credit card PIN on the app
● Convert credit card spends into EMIs with one click
● Choose from flexible EMIs of 2-36 months
● Transfer money to your account 24x7, instantly with one tap
● Keep track of your transactions, EMIs and available credit on your phone

For ₹1,00,000/- borrowed, with interest rate @ 13% per annum, a user would pay:
-> Processing fee = ₹499 + GST = ₹588/- (Line setup fee to be paid before starting the credit line)
->Interest = ₹13000
= Total amount to be repaid after a year= ₹1,13,588/-
* Interest Rate varies based on the customer’s credit profile.

Security & Protection of Privacy:
Protection of your privacy and your data security is our primary objective. Our backend APIs comply with mandated security standards and robust protocols. Our security measures have been tested and certified by our partner banks.

What’s New

Version 2.1.9

With our new features, you can:
- Now experience a faster and smoother money transfer experience.
- Chat and complete your application in a language of your choice: Hindi, Telugu, Gujarati, Marathi, Tamil, Kannada
- Refer your Friends & Earn with MoneyTap
- Apply if you are a resident of Nasik, Tirupathi, Jodhpur, Lucknow, Ahmedabad, Hoogli, Howrah, Kolkata.
- Sign your application form digitally on the app

Apart from this, the release includes:
- Various feature enhancements
- Both major and minor bug fixes

Ratings and Reviews

4.1 out of 5
2.4K Ratings
2.4K Ratings
rahupasw ,

Not worth a single star, sadly no option

If you are genuinely looking for a loan, take it directly from bank rather than opting this useless app. Waste of time, not even worth for a single star. It’s been more then 15days and the never ending processing is still in process, no updates, no proper customer support. It’s gives fake ads that the loan amount will be deposited in account within 24hours.. really.. try writing a mail to the useless email ID provided, the same response for every mail. There so called managers are working on it and will try to reach us soon. The so called managers here are the busiest persons I have ever noticed. I suggest not to use this worthless app, the worst experience you will ever come across.

All the details provided for the loan approval needs to be deleted from your data ASAP. I need a written confirmation that my data has been erased. If not, A case will be filed for sure.

Developer Response ,


Sorry to hear this. We provide pre-approval within minutes on the app. After which you have to provide your KYC documents in order to get a final approval. This process takes about 2-3 working days if all the details provided by you are accurate. Let us check what went wrong in this case. Kindly share your registered email id so that we can check on our end and get back to you with an update. Thanks

robertfowlett ,

Scam. Don’t use this app

They just take all your banking information and contact details. You will never get your loan approved. I don’t know what they must be doing with your details, sell to third part perhaps? One thing is clear, don’t waste your time to download this app. When I contacted customer care, they said my loan won’t be approved and when I asked them about my data they said it will not be misused and will be safe with them. This is a crime. Please report this app. It makes you sign anti data protection forms before saying your loans won’t be approved. I wonder how they are still able to run even though they have so many reports against them. I checked online whether it happened to anyone else, and I found that every single user has been scammed. Why is Playstore and AppStore still allowing this app to be downloaded?

Developer Response ,

Hi Robert, let us assure you that we’re 100% legitimate. We have partnered with registered banks & financial institutions and thousands of users are happy using our product. We need minimal documentation to determine your eligibility and the approval depends upon a number of factors and bank policies. We take security concerns very seriously & ensure all information given to us is handled with 100% secure data encryption practices. Please write to us at hello@moneytap.com for more details. Thanks
- Shwetha

Tennetimanvitha ,

Worst customer support

I’ve been sending mails everyday. I was told there would be no verification and 2-3 people came for verification. And I don’t what this card is about when I choose loan as my option. I didn’t even know what this card is for and I got an update that a credit card is dispatched. I was casually checking payment options and it is showing only RBL credit card to make the payments. That means we need to have a RBL credit card for sure.

I was looking at the reviews, they were asking to mail them but when I do there’s no response. Dear moneytap, I’m not at all interested in the product anymore. Revert all the process. And I don’t want to receive any card. Make sure of that

Developer Response ,

Hi Manvitha, we sincerely apologize for the delayed response. Congratulations for getting the final approval.

MoneyTap is a Credit line which is a combination of personal loan and a credit card. You’re only required to have the card only for security reasons before you start transferring money. After that, whether you use it or not is up to you.

There is a one time line setup fees of Rs. 499 + service tax which will be charged in your first months statement. However, on your first usage, you will get 2000 reward points equivalent to Rs. 500 in your 3rd months statement.
You also have benefits at bookmyshow.com, and various other eating outlets. For specific details, please visit www.rblbank.com/moneytap. We have replied to your email. Do let us know if you have any more queries. Thanks, Shwetha


61 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad and iPod touch.
Age Rating
Rated 4+
© MWYN Tech Private Limited


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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