iPhone Screenshots


NiYO helps you maximize your take-home salary by enabling you to track, manage and claim various tax benefits like food, gift, medical, fuel, travel, phone etc.

We are focused on one core objective :
** “Put salary where it truly belongs - in the employee's hands.” **

The hassle-free service helps you avoid maintaining paper vouchers, bills etc. while easing the reimbursement process. It is pretty simple - Do a transaction using your NiYO card, immediately transaction will show up in your NiYO App, capture & attach receipt/bill in that transaction within your NiYO App, and it's Done! Isn't it simple?

NiYO multi-pocket benefits card is accepted at all MasterCard, Visa and RuPay merchants across India. You can use your NiYO card on offline merchants (by swiping your NiYO card) as well as all online merchant (e.g. Amazon, Flipkart, Snapdeal, FoodPanda, BigBasket, Swiggy, Faasos and many more). It is super easy, convenient and secured.

Download this amazing app to Save Time & Money!
*Available to registered users only.

What's New

Version 1.6.1

- bug fixes and stability improvements

Ratings and Reviews

4.0 out of 5
48 Ratings
48 Ratings

Very Good Service

The application is cool. The developers consider the feedback and add useful features to the app. Even the customer service by DCB Bank was amazing. I had 2 smooth refund transactions from Niyo app. Keep up the good work guys!

Developer Response



Very poor customer support

I have a Niyo account and as per RBI guidelines I have submitted the Voter Id as an KYC proof for using a gift card balance of ~1232. But Niyo team block my account and demanded for Aadhar Card which I denied to provide and agreed to closed Niyo card. But these cheap people denied to return my gift card balance.

They are cheat person. Please be careful while dealing with them.


Manish Mukati

Worst agency

Worst agency, could not provided the outlet where I can use the food coupons and most of food outlets are not accepting the card

Added : Very quick response in 5 months when I stopped using card for meals.

Added : again I lose money because of not receiving notifications. Worst app

Developer Response

Hi Manish, while our card works anywhere in the world; the outlet restriction is governed by company specific policy. E.g. some companies do not allow grocery purchase on food allowance. If your company is in that category, request you to not use the food allowance on grocery but try on food outlets like domino's, cafeterias, restaurants etc. An indicative list is available on our website under section "more - card acceptance". We apologize for inconvenience caused.
Niyo Team


Niyo Solutions Inc
68.5 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad and iPod touch.
Age Rating
Rated 4+
© 2018 NiYO Solutions Inc.


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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