PayMaya is a free reloadable virtual card on your phone.
It works like a reloadable credit card so you can just load up and shop online!

Now you can do all these online without a credit card!

1. Shop for clothes and gadgets online.
2. Buy games and apps on app stores.
3. Book flights and accommodations around the world.
4. Book movie tickets online so you can skip the lines.
5. Buy concert tickets online so you don’t miss out on your favorite artists.
6. Purchase gaming credits and in-game items.
7. Get the best discounts at deal sites.
8. Get exclusive benefits like restaurant discounts and pre-sale shows.
9. Send money to anyone with a PayMaya account anytime, anywhere!
10. Split the bill with friends easily.

Load up at 7-Eleven Cliqq kiosks, Robinson's Department Stores, and SM Business Centers, through BDO online and mobile banking, and selected Smart Padala stores.

Enjoy safe shopping online, get an SMS notification after every checkout transaction.

We'd love to hear what you think about our product so we can make it an even better experience for you! Just send us an email via

Additional Info:
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1. Philippine Daily Inquirer
2. The Philippine Star
3. Manila Bulletin
4. Cebu Daily News
5. Sun Star Davao
6. Mindanao Times


The PayMaya app is simple, intuitive, and user-friendly. Your transaction history, card details and activities such as sending money are available in a press of a button.
- Angeli Valdez

LOVE the virtual visa card [I got from the app]. I got to buy new shoes, pay for a concert ticket and pay back my friend without leaving my seat the entire time. Thanks, guys!!
- Alex Malto

It's easy for me to just buy things from Steam! At the same time, having my own PayMaya Visa makes me feel really responsible as I can keep track of my transactions.
- Elgin Que

At the moment, we only operate in the Philippines.

What's New

Version 1.10.0

- eLoad and Data Packages are now ordered by Network.
- Bug fixes.

Customer Reviews

3.4 out of 5

261 Ratings

261 Ratings

Great at first but...

Daniel Descartin

PayMaya is one of the best virtual cards. I bought a steam game and decided to have a refund so I got my money back within the day. I bought another steam game and decided to have a refund.I was expecting to get it within the day like my last refund. After 3 days, I contacted PayMayaCares, their customer support , and they told me to submit some requirements to fasten the process. I’m a student and it’s difficult to comply to their requirements so I just went for the second option where I would just wait for 7 days. 8 days have passed since and I contacted PayMayaCares again where they suggested me to comply the requirements without reminding me what the requirements where so I asked them what were the requirements. I checked again today, which is the day after I contacted PayMayaCares again. I found that they didn’t reply. New Year Sales are now over and now I have to earn another 500 pesos because the 50% discount was over. Great way to turn a customer off who was starting to like the app 🙂

Best Apps for Online Shopping!


This PayMaya Apps is the best apps I ever use for my online shopping. Safer and convenient. I only load it everytime I am ready to order online, then I only keep 100pesos on it, so if I suddenly decide to download or update paid apps or game in Apps Store then I have money to do so. Also it is already convenient that you can load it up in 7/11 which you can find everywhere, now it much easier with this new barcode maker, you don't need to search for 7/11 with qiosk machine which sometimes unavailable in some 7/11 (or broken on some), you can use it to make the loading easier, really like it. And unlike credit card that you can have debt, you can use this much at ease. So Thanks.

One star for a very slow response from your support team


I wouldnt recommend this app to anyone! They have a very slow response team! It takes several days from them to respond from any of your concerns, and can sometimes take several phone calls for them to process it! Ive been trying to upgrade my account for about a week now, and until now they aren't processing my request and is nit responding to my messages! And because of this, i couldn't pay my bills because i already transferred my money to my account here and unable to withdraw it because my account isn't upgraded yet!


PayMaya Philippines, Inc.
82 MB
Requires iOS 8.0 or later. Compatible with iPhone, iPad and iPod touch.
Age Rating
You must be at least 17 years old to download this application.
Unrestricted Web Access
© 2014 Smart e-Money Inc.


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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