Big Picture Retirement
By Devin Carroll and John Ross
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If you are planning for, or living in, retirement…this is the show for you. Understanding the big picture is critical for a successful retirement. Whether or not your retirement is a success may depend on how well you planned when connecting the dots of your legal, tax and financial plan. In this show, we’ll dig beneath the surface and discuss how you should apply this planning with your hosts- attorney John Ross and financial planner Devin Carroll.
||Clean#030: 2nd Marriages — What You Need To Know||So you find yourself retiring in a 2nd marriage? Here are some things you need to know: Are any existing Prenups complete with a full itemization of assets and debts? Will you be forfeiting or gaining any unknown benefits? What about Long Term Care...||7/23/2017||Free||View in iTunes|
||Clean#029: Disinheriting a Spouse and How to Say NO to an Adult Child’s Request for Money||John shares the stories of when, and why, you would disinherits a spouse. Devin gives advice to Kim who wants to know how to say “no” to her adult children’s request for money. For more great advice about how to avoid BIG MISTAKES when planning...||7/16/2017||Free||View in iTunes|
||CleanQuarterly Perspective Q2 2017, with Andrew Comstock||We are half way through the year and it's time to review the market performance with Andrew Comstock from CastlebarAM.com. Market Snapshot: DOW (DJI) opened at 20,665.17 on April 3, 2017 and closed at 21,287.03 on June 29, 2017. The S&P opened at...||7/9/2017||Free||View in iTunes|
||Clean#027: AgeProof - Living Longer Without Running Out of Money or Breaking a Hip||Jean Chatzky, financial editor of NBC's Today show, discusses her new book “AgeProof” about balancing your health and your wealth. She shares some habits that can help you thrive, both financially and physically. Teamwork: Working with a...||7/2/2017||Free||View in iTunes|
||Clean#026: Who To Talk To At Your Social Security Office||Social Security benefits are confusing - even for those who work at the SS Office. Often, the person looking for advice is unsure of what information the SS Office needs - or how to communicate it to them. Nancy tells her story of being denied for...||6/25/2017||Free||View in iTunes|
||Clean#025: What to do when Someone Dies||Death is never a pleasant topic. What is less pleasant is passing away suddenly with no planning in place and no way to help your family transition through the process. John walks us through 5 things to do after someone dies: What to do prior to...||6/18/2017||Free||View in iTunes|
||Clean#024: Keep the Original Will, and Rental Income in Retirement||Did you know that a copy of a will may not hold up in Probate? John talks about the need to keep an original copy of the will up-to-date and in a safe place. Devin is asked if buying a rental property in retirement is a better idea than investing in...||6/11/2017||Free||View in iTunes|
||Clean#023: How Much Do You Need in Retirement? Use this online calculator to find out.||Steve Chen created a retirement planning calculator that anyone can use. The inspiration came from personal experience. His mom needed help at retirement - but she didn't have enough assets to work with most financial planners. Steve from...||6/4/2017||Free||View in iTunes|
||Clean#022: 5 Lessons Learned from Market Declines||Recessions and market declines are going to happen. What are the lessons we can learn from the Tech Bubble of 2000's and the Great Recession of 2008? Devin shares the 5 lessons he learned during the two most recent market declines while being a...||5/28/2017||Free||View in iTunes|
||Clean#021: Naming Beneficiaries - How to Avoid Screw-ups||Non-Probate Transfers, Trusts, and how the Beneficiary Designation trumps any wishes you express in your Will. These are just a few of the things you NEED to understand so you can avoid making a major mistake with your estate planning. For more...||5/21/2017||Free||View in iTunes|
||Clean#020: Listener Questions about Moving IRAs back into a 401k, and Social Security for Grandkids raised by Grandparents||Linda and her husband have been raising their grandchildren since birth. Both of the children’s parents are alive. Do the grandchildren qualify for Social Security? Clyde asks if there is any situation where you would roll an IRA into a 401k?...||5/14/2017||Free||View in iTunes|
||Clean#019: Lessons We Learned from 15 years as Financial Planners, with David Waldrop||Experience is a great teacher. David Waldrop has more than 15 years of experience, the same as John and I. He comes on to share stories from his history - and how human emotions come into play when making investing decisions. For more information on...||5/7/2017||Free||View in iTunes|
||Clean#018: The Basics of Social Security that EVERYONE Should Know, Part 2||In Part 1 we covered credits, earnings limits, and more. In this episode we finish the series by talking about: Length of marriage rules Spousal Benefits vs Survivor Benefits How you are taxed on social security benefits and more. If you haven’t...||4/30/2017||Free||View in iTunes|
||Clean#017: The Basics of Social Security that EVERYONE Should Know, Part 1||Part 1 in a 2-part series about what you need to know about Social Security. For more information, or to have a conversation with Devin Carroll or John Ross, visit http://www.bigpictureretirement.net||4/23/2017||Free||View in iTunes|
||Clean#016: Listener Questions - Sharing Accounts with Children and Lump-sum Pension Payouts||Wanda wrote in to ask why she shouldn’t add a child to her checking account? Brenda retired from a company that offers a pension. She asks if it would be better to take the pension in a stream of payments or as a lump sum. Have a question? Send them...||4/16/2017||Free||View in iTunes|
||CleanQuarterly Perspective Q1 2017, with Andrew Comstock||Can we expect 3 rate increases this year? What could that mean for the market - or our savings? Andrew Comstock, Chief Investment Officer for Castlebar Asset Management, joins us again to recap the market's performance from the first quarter of 2017....||4/9/2017||Free||View in iTunes|
||Clean#014: Wills 101 - Part 2||In the previous episode we talked about Wills: Why you need one and what to look out for so you do it right. But before you draft out your will, these are the things you need to consider: • Why you should never leave anyone $1. • Beneficiaries:...||4/2/2017||Free||View in iTunes|
||Clean#013: WIlls 101 - Part 1||According to a survey, 71% of Americans do not have a current Will - and half of Americans age 65 or older don't have a Will that is not up-to-date. In this episode we cover the common mistakes people make when drafting their final testaments and...||3/26/2017||Free||View in iTunes|
||Clean#012: Listener Questions - Power of Attorney for Social Security and ABLE Accounts||Devin and John answer a question from Mitch about why the Social Security Office would not recognize his Power of Attorney statement. Charlotte is asking about ABLE accounts - tax-advantaged savings accounts for individuals with disabilities and...||3/19/2017||Free||View in iTunes|
||Clean#011: How to Balance Living Well Today While Planning for Tomorrow, with Roger Whitney||Roger Whitney, the Retirement Answerman, shares his approach to spending money on fun today while still being able to plan and save for tomorrow. He likens it to a teeter-totter, and reflects on things his mother taught before she passed away. Find...||3/12/2017||Free||View in iTunes|
||Clean#010: Get Organized - How to Improve Your Chances for a Successful Retirement||7 doable steps for making it easier to be organized with your retirement finances. One of the biggest hurdles to a successful retirement is getting - and staying - organized. It’s easy for account statements, legal forms and other important...||3/5/2017||Free||View in iTunes|
||Clean#009: Hiring a Legal Advisor||What should you look for when hiring a legal advisor? In this episode we discuss the first question you need to ask a potential legal advisor, what to watch out for, and the benefits of paying a flat fee versus an hourly rate. For more information,...||2/26/2017||Free||View in iTunes|
||Clean#008: Listener Questions about Social Security Earnings Limitations and Power of Attorney for 18-year olds||Does an 18-year old need a Power of Attorney? You bet! We also discuss limitations for drawing Social Security benefits while working. If you have questions, email them to email@example.com||2/19/2017||Free||View in iTunes|
||Clean#007: Is Your Advisor a Fiduciary or Salesperson, with Michael Kitces||Michael Kitces joins us to discuss the difference between Fiduciary and Suitability Standards and what is happening to the Department of Labor's Fiduciary Rule. Is your Financial Advisor a salesperson or fiduciary looking out for your best interest?...||2/12/2017||Free||View in iTunes|
||Clean#006: Hiring a Financial Advisor||The second type of advisor every retiree needs in their corner is a Financial Advisor. Not everyone needs a financial advisor. But those who are within 10 years of retirement, are too busy to do their own planning, or with complex financial situations...||2/5/2017||Free||View in iTunes|
||Clean#005: Hiring a Tax Advisor||Nobody can obtain the full range of knowledge a person needs to be fully prepared for retirement. Retirees, and those building a retirement portfolio, need an advisory council. Today's episode focuses on how to hire a Tax Advisor: Where to look, what...||1/29/2017||Free||View in iTunes|
||CleanAndrew Comstock - Quarterly Perspective||The last part of 2016 was really good for the stock market and the new year didn’t stop the momentum. Now that the DOW has hit 20,000…what’s next? Joining us to discuss this is Andrew Comstock, the chief investment officer for Castlebar Asset...||1/26/2017||Free||View in iTunes|
||Clean#004: Listeners Questions - Wills vs Trusts, and is there any truth behind the Social Security Gun Ban||What is truly behind the so-called "social security gun ban"? Also, John digs into the differences between a will and a trust. For more, visit http://bigpictureretirement.net||1/22/2017||Free||View in iTunes|
||Clean#003: Listening to Gurus, with Joe Saul-Sehy||Who do you listen to for financial advice? Dave Ramsey? Sure Orman? Jim Kramer? Joe Saul-Sehy, a recovering Financial Planner and host of Stacking Benjamins joins us to talk about when it's the right time to follow the gurus - and when it's not. He...||1/15/2017||Free||View in iTunes|
||Clean#002: Jacob and Esau||John shares the story of Jacob and Esau from the Bible to describe one of the most common mistakes people make in retirement. Please subscribe to the show so you don't miss an episode. For more, visit http://bigpictureretirement.net||1/3/2017||Free||View in iTunes|
||Clean#001: Four Corners of Retirement Planning||What are the Four Corners of Retirement Planning? I'll bet you know them - but do you have a grasp on all four? John and Devin explain each: Health, Taxes, Legal and Income For more information, or to contact us, visit http://bigpictureretirement.net||1/2/2017||Free||View in iTunes|
||Clean#000: Introductory Episode of Big Picture Retirement Show||What is Big Picture Retirement? Hosts Devin Carroll and John Ross, both professionals in the financial industry, launch this new show to help those about to retire or are already retired. For more about us or information about this show, visit...||1/1/2017||Free||View in iTunes|
This is a great all around podcast. Would definitely recommend this to anyone who is looking for a great show to listen to!
It's so nice to hear solid information on the subject of retirement planning that is broad and considers all angles. The show is still new, but so far I like it!
Great podcast. Retirement can be a dry topic and they do a great job!