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Restructuring Commercial Banks in the Republic of Uzbekistan (Manuscripts)

Academy of Banking Studies Journal 2003, Annual, 2

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INTRODUCTION Before acquiring Independence, bank institutions in Uzbekistan were members of the banking system of the former USSR. A distinguishing feature of the banking system under the centrally planned economy of the former Soviet Union, as well as in many post socialist countries, was that banks traditionally performed operations on a state budget. The main role of banks was the fulfillment of a social task, sometimes regardless of basic economic principles. In other words, the banking system provided state enterprises with loans, almost always on privileged terms without taking into account their profitability or economic efficiency. One of the main reasons for this situation was the absence of any real banking system. The banking system was simply a part of the Ministry of Finance. Financial resources constituted only a book-keeping unit. For example, savings banks provided banking operations for the population and only for some small enterprises. The rest of the banking system was connected with the state sector. Under these circumstances, the banking system played a secondary role and as a result it was underdeveloped. Another distinguishing feature of economic development in Uzbekistan was when the republic, unlike many European or Asian countries, went through the experiment called "jumping from feudalism to socialism omitting capitalism." Consequently, industrial capacities in the republic remained immature and inefficient.

Restructuring Commercial Banks in the Republic of Uzbekistan (Manuscripts)
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  • 2,99 €
  • Available on iPhone, iPad, iPod touch, and Mac.
  • Category: Industries & Professions
  • Published: 01 January 2003
  • Publisher: The DreamCatchers Group, LLC
  • Print Length: 12 Pages
  • Language: English
  • Requirements: To view this book, you must have an iOS device with iBooks 1.3.1 or later and iOS 4.3.3 or later, or a Mac with iBooks 1.0 or later and OS X 10.9 or later.

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