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K-Line Builders Inc. V. First Federal Savings & Loan Association

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In April 1979 John Kline, appellant's president, met Dr. Irwin Spector, vice president of American Savings at Spector's request to discuss the possibility of establishing a business relationship between appellant and American Savings. Appellant was planning to build a duplex development on 12 lots and was undecided whether to build and sell the entire project or whether it should keep some of the units as an investment and rent them. Appellant decided that it would initially build four duplexes and Spector, after inspecting the plans, told Kline that subject to the approval of the loan committee, of which he was a member, American Savings would, if appellant elected to keep the units and rent them, provide appellant with 80% non-owner occupied financing at 11.5% interest with 25-year amortization. Spector also said that if appellant elected to sell them, American Savings would provide 95% owner-occupied permanent financing with a 5% down payment at 11.5% interest and two points and would also provide the interim financing necessary to construct the buildings. Spector told Kline he liked the project and that American Savings wanted to be involved in eventually financing all 12 units.

K-Line Builders Inc. V. First Federal Savings & Loan Association
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  • 0,99 €
  • Available on iPhone, iPad, iPod touch, and Mac.
  • Category: Law
  • Published: 29 November 1983
  • Publisher: LawApp Publishers
  • Print Length: 8 Pages
  • Language: English
  • Requirements: To view this book, you must have an iOS device with iBooks 1.3.1 or later and iOS 4.3.3 or later, or a Mac with iBooks 1.0 or later and OS X 10.9 or later.

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