1,823 episodes

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

The Clark Howard Podcast Clark Howard

    • Investing

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

    04.17.24 EV Deals Now Include Tesla / The Digital Wallet Option

    04.17.24 EV Deals Now Include Tesla / The Digital Wallet Option

    Clark updates EV deals with Tesla now in the mix. Also, what to know about digital wallet options including Paze, a new entry from the big banks.

    Tesla Deals: Segment 1

    Ask Clark: Segment 2

    Digital Wallets: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    What’s wrong with Tesla?

    [The Washington Post] Ready or not, self-driving semi-trucks are coming to America’s highways

    Should You Take Your Pension in a Lump Sum or Monthly Payments?

    Pension Benefit Guaranty Corporation: Home Page

    Best Secured Credit Cards for 2024: Top Picks for Building or Repairing Credit

    The Family Digital Wallet Is A $26 Billion Deposit Opportunity For Banks

    NYTimes: The Youths Have Spoken: Wallets Are Lame. Go Digital.

    Millions of small businesses have a new reporting requirement. Here's what to know.

    Bogleheads Investing Advice and Info


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
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    Episode transcripts

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    • 31 min
    04.16.24 Point-Of-Sale Donations / New & Egregious: Medical Facility Fees

    04.16.24 Point-Of-Sale Donations / New & Egregious: Medical Facility Fees

    Often at checkouts, we’re asked to donate to a cause by rounding up our payment or contributing one dollar. How do you decide when to give? Also, as a result of giant hospital systems buying up practices, you may be charged a significant “facility fee” at doctors appointments. Be ready by asking the right question in advance. Plus, out-of-network charges are being manipulated by private equity, costing patients more.

    Checkout Charity: Segment 1

    Ask Clark: Segment 2

    Medical Facility Fees: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    How To Choose the Best Charities for Your Donations

    What's the Best Way To Donate to a Charity?

    That spare change you donate at checkout is adding up to millions for charities

    A Simple Trick To Paying Off Your Credit Card Faster

    How To Open a Roth IRA


    This Small U.S. City Was Just Named the Best Place to Retire With No Savings.

    The Best Places to Retire in the World

    Hospitals Are Adding Billions in ‘Facility’ Fees for Routine Care - The WSJ

    NYTimes: In Battle Over Health Care Costs, Private Equity Plays Both Sides

    NYTimes: Health Insurers’ Lucrative, Little-Known Alliance: 5 Takeaways

    NYTimes: Insurers Reap Hidden Fees by Slashing Payments. You May Get the Bill.

    What Is a Backdoor Roth IRA?

    CarEdge | Buy, Sell, and Protect New & Used Cars - CarEdge


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 32 min
    04.15.24 TAX DAY: Filing An Extension / Property Tax Increases

    04.15.24 TAX DAY: Filing An Extension / Property Tax Increases

    Clark discusses filing an extension and what to do if you don’t have the money to pay income taxes. Also, many of us are dealing with sky-high valuations of our property, and Clark has a personal story to tell.

    Filing A Tax Extension: Segment 1

    Ask Clark: Segment 2

    Property Tax Appeals: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Tax return extensions: Why you should (or shouldn't) do it and how to request one

    When Are Taxes Due? Important Tax Dates in 2024

    The IRS has 940,000 unclaimed tax refunds from 2020 that are about to expire. Is one of them yours?

    Advice | IRS has $1 billion in 2020 tax refunds. Time is running out to collect.

    AT&T Reset 7.6 Million Customers’ Passcodes After Data Breach - The WSJ

    NYTimes: AT&T Resets Millions of Passcodes After Customer Records Are Leaked

    Everything to Know About the Alleged AT&T Data Leak: What You Can Do to Protect Yourself

    How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion

    Best 529 College Savings Plans By State

    What Brokerage Do You Recommend for First-Time Investors or Kids?

    The ‘Echo Housing Boom’ is here

    3 Places You Should Never Invest Your Money

    What Is a Fiduciary Financial Advisor and Do I Need One?

    How To Open a Roth IRA

    Best Investment Companies for Investors in 2024


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
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    • 36 min
    04.12.24 BONUS - A Double Edition of Clark Stinks

    04.12.24 BONUS - A Double Edition of Clark Stinks

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. And today Clark revels in listener reprobation for his rank, malodorous missteps on a slew of topics - for the entire podcast. Ah the smell of it!
     
    Mentioned on the show:

    Best Rewards Credit Cards: Top Picks for 2024

    Reps demand answers to U.S. Postal Service delays across state, country

    Want To Guard Your Privacy Online? Search the Web With DuckDuckGo

    Best Travel Credit Cards: Top Rewards Picks for 2024

    American Express Credit Cards

    Clark Predicts Traditional 401(k)s, IRAs Will Cease To Exist Within a Decade

    Target Drive Up Review: How Target Grocery Pickup Works

    How Do Student Loans Work? 7 Things to Know

    Follow Clark Howard's #1 Rule To Travel Cheap

    5 Things To Know Before You Buy Costco Clothes

    When Is the Best Time To Collect Social Security?

    Will Social Security Run Out?

    My Social Security: The Free Account Everyone Needs To Set Up Before Retirement


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
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    • 34 min
    04.11.24 CONSUMER ALERT: Medical Facility Debt Collection / Self-Checkout Changes

    04.11.24 CONSUMER ALERT: Medical Facility Debt Collection / Self-Checkout Changes

    Today Clark shares an important warning for anyone who has a relative or friend in a nursing home, assisted living, hospital or any other medical facility. Also - Self-checkout seemed like a great idea, until stores realized how much theft was occurring. Expect to see some changes in this area. 

    Medical Facilities Payment Scheme: Segment 1

    Ask Clark: Segment 2

    Retail Self-Checkout: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Why a financial regulator is going after health care debt

    3 Things to Know Before You Lease a Car

    TrueCar | New & Used Cars for Sale | Car Pricing & Reviews

    Electrek | EV and Tesla News, Green Energy, Ebikes, and more

    Carfax Electric Car Lease Deals

    Which Are The Cheapest Electric Cars To Lease?

    How to Shop for Lower Car Insurance

    Best Auto Insurance Companies and Some of the Worst

    Best And Worst Homeowners Insurance Companies

    Submit a complaint | Consumer Financial Protection Bureau

    New York Post: Target to limit self-checkout to 10 items as stores trend away from the technology amid concerns of theft

    New York Post: Dollar General drops self-checkout at hundreds of stores to reduce theft

    5 Reasons Sam's Club Is Better Than Costco

    Getting a Ton of New Credit Card Offers? Here’s What You Need To Do

    Should I Freeze My Credit With Innovis, SageStream, CoreLogic and LexisNexus?


    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 29 min
    04.10.24 Retail Membership Considerations / Timeshare Scams Get Worse

    04.10.24 Retail Membership Considerations / Timeshare Scams Get Worse

    The membership business model has overtaken retailers large and small. Clark compares offerings from Target, Walmart, Amazon and 2 warehouse clubs, with a directive for consumers. Also, as if timeshares aren’t bad enough, organized crime is now getting into the resale scam game.

    Retail Memberships: Segment 1

    Ask Clark: Segment 2

    Cartels Target Timeshares: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Barrons: Delivery Is Retail’s New Game. How the Players Stack Up.

    Target Is Rebranding Its Credit Card Program: What You Should Know

    Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best?

    How To Manage Your Monthly Subscriptions To Save Money

    Parent PLUS loans can be a debt trap. Here's a loophole

    Income-Contingent Repayment (ICR)

    Annual Updates to the Income-Contingent Repayment (ICR) Plan Formula for 2023-2024

    Income-Driven Repayment Plans

    What Are the Tax Consequences of Debt Settlement?

    NYTimes: A Mexican Drug Cartel’s New Target? Seniors and Their Timeshares

    Clark.com - Timeshares

    How To Sell, Cancel or Get Rid of Your Timeshare

    5 Steps To Getting a Good Deal on a Hotel Room

    How To Plan a Trip: Clark's Best Travel Tips To Save Money

    
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
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    • 27 min

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