Earnin - Formerly Activehours
By Activehours Inc.
This app is only available on the App Store for iOS devices.
No more waiting for payday. Access up to $100 per day of the money you’ve already earned. There are no fees or interest. Just pay what you think is fair.
YOU WORKED TODAY. YOU SHOULD GET PAID TODAY. PERIOD.
We believe that having access to the money you’ve earned is a right, not a privilege.
Whether you’re avoiding overdrafts, dodging late fees, or just making sure you don’t miss out on activities with friends, you should always have access to the money you’ve earned. With the Earnin app, you can send your money to your checking account instantly whenever and wherever you are.
HOW IT WORKS
Connect your bank, enter employment info, and get access to your earnings! Then, choose what portion of your paycheck you want to deposit in your bank account and Cash Out. When your paycheck arrives via direct deposit, we’ll debit back the amount you cashed out, and voila! Payday, your way.
Plus, with Earnin, there are no fees and no interest. Tip what you think is fair to help keep the app going. We’re a group of people coming together to change the way people get their paychecks.
Balance Shield - Save yourself from overdraft fees! When your bank balance is low and Balance Shield is enabled, money from your upcoming paycheck deposits automatically.
Lightning Speed - Connect your debit card, and we’ll be able to send your Cash Out instantly!
Pay Booster - Earn more on every paycheck by getting Shop Your Way® points with every Cash Out.
Say goodbye to the feast and famine of the traditional paycycle. Now you can easily manage your personal finances and budget for expenses with ease. Gone is the stress of waiting for payday. After all, you already earned it!
To use Earnin you must receive your paycheck via direct deposit to a checking account. Works with Wells Fargo, Bank of America, Capital One and thousands more. Savings accounts and prepaid accounts are unsupported.
We don’t require timesheets or employer integrations. However, for people with timesheets, we’ve partnered with Brink, Tsheets, Nimble Schedule, When I Work, Deputy, and WebPunchClock to make your experience even easier.
What's New in Version 6.1.1
We fixed some bugs and added some delight
Best app I ever found!!!!!!
I have been having a hard time with build since my husband lost his job and I needed a payday loan but the interest went up to about 400% and I couldn’t even afford that. And my husband found this app and ask me to try it to see if it really worked. An I didn’t have nothing to lose(literally) and I tried it and it absolutely works! It’s no scam you take out what ur able too an pay exactly that back and if you use the app right you get to take out more just like payday loan place and giving a tip even adds to take because if u give a tip you are helping pay it forward to another user to be able to use it and u can tip as little as 25 cents!!!! This app is so amazing I will NEVER go to another payday loan place as long as they keep they business!!! They count my hours at work correctly and about 30 mins to an hour of me being off work I get a notification they added my hours I love this app so much they are a huge help
Best way to get money from a future payday!
It's so simple and so easy to get money from your future paycheck with Earnin. Fees are very reasonable and can request money anywhere knowing your funds will just automatically debit after your pay goes in. No worrying about having to run around and get cash or writing checks. If you find out you are low on money because of an unknown situation, just request what you need (up to $100 per request). If you can use lightning, you will see it within minutes. So if you suddenly need gas for your car or grab groceries, you can depend on it.
I thought it was going to be sketchy, but they are very up front and honest. Plus, the more people who use it at your work, the more you can take per pay cycle. Better to have in case you need it unexpectedly!
I have used this app for about a year already and I had to change my debit card so I changed it on the app and it worked it tells me I am verified for lighting speed but when I go on the app it says that it’s still being verified which is really frustrating other than that love the app it’s amazing