With Affirm, you can split almost any online purchase into easy monthly payments. Unlike a credit card, there are no hidden fees and no surprises. Just enter a few pieces of information for a real-time decision, then choose the payment schedule that works for you!
HOW IT WORKS
1. Enter your purchase amount and where you’re shopping.
2. Get an Affirm virtual card and use it to complete your purchase.
3. Pay Affirm back over 3, 6, or 12 months.
Available rates (10–30% APR based on your credit) and terms are shown at checkout. A down payment may be required. A credit check is required, though checking your eligibility won’t affect your credit score. For purchases under $100, limited payment options are available. Affirm loans are made by Cross River Bank, a New Jersey-chartered bank, Member FDIC.
Use the Affirm app to:
• Buy with Affirm almost anywhere online
• Make payments on your Affirm loans
• Manage your Affirm account
With Affirm, there are no hidden costs and no gimmicks. We guarantee that you’ll never owe more than what you see upfront. And if you pay early, you can save on interest.
Founded in 2012 in San Francisco, Affirm’s goal is to give consumers more control over their finances. We believe our services are only as good as they are convenient, honest, and secure. We employ encryption and information safeguards to keep your information safe at all times.
Bugfixes and polish
Ratings and Reviews
I don’t mean to be dramatic but I will NEVER buy plane tickets the same! 2019 is my year and I decided that I’m going to be financially fit, but at the same time I’m going to travel the way I want this year! And I must add that I’m a social worker, which means I have to manage my money differently lol... I had a thought to myself “ I wonder if there is a way to pay in installments on a flight” I literally typed in that question to google and AFFIRM popped up! I thought WOW you can put a flight on layaway NO WAY!
Well 30 min later I applied for a flight loan through affirm and 24-36 hours later my flight was confirmed! My plan is to pay this off before my first official payment is even due... and the great thing about that is there is no penalty to paying off your stuff early which is a HUGE plus for me! You might even get a refund if you over paid... a plus.
Crazy thing is that’s not even all... not only can you put flights on “layaway” but you can also put other stuff like clothes, watches, and VEGAN mattresses! So I have more access to quality stuff and still stick to my budget! Can not bet that! I’m a fan, maybe even a super fan lol... Stan... soo yeah I’ve never been a huge shopper but Affirm thank you for carving out a space for people that are financially conscious and responsible plus middle class citizens, to shop for quality nice things! Peace!
Affirmative on Affirm App!
This app was a savior in a rough time for me. I had a huge expense essentially eliminate all of my savings at the time, and wouldn’t you know it - suddenly I needed more money for a flat tire. Doesn’t make much sense to replace one tire at a time, so at bare minimum I needed to get two. I had a few days left before payday so I needed a good chunk of money to make my purchase and I was talking to my sister, who told me about Affirm. It was so simple. No credit check. No hassle. I put in my information, and was approved for way more than I needed. Making a purchase was just as simple too!! This app is so easy to maneuver, and to get the money you need - and to pay back. The interest rate is high, but if you pay it back early and timely, the amount paid towards interest is worth the ease and ability to borrow money from a lender from an app. No phone calls, no pesky questions, no credit checks, and I get money for my purchase. It’s amazing. You cannot use this with Apple Pay or to send money through Western Union or any of those apps. It’s all electronic currency, nothing you will ever be able to put in your hands.
Awesome Service & App!
This is a such great financial service. I really like the fact that there are no hard credit checks performed and the terms are not the same as a traditional credit card where there is a revolving balance. They have an extremely extensive listing of participating retailers in multiple categories such as clothing (including super high end like LV), beauty, home appliance & furniture stores, and even some major airliners plus travel services such as Expedia! Travel expenses, especially if you need to make plans last minute, can be extremely costly, so having the option to use Affirm to fund your purchase instead of putting it on a credit card is awesome. I also love the fact that you can get an estimate of the amount you may qualify for, and that the total you’re ultimately approved for isn’t fixed. Another thing I appreciate is not being penalized for paying off my loans in advance. Oh, and the app is just as fantastic too. Super easy to navigate, straight forward FAQ/answers, and is very aesthetically pleasing. I am so, so thankful for this service, 5/5 stars all around!
Get all of your passes, tickets, cards, and more in one place.
With Family Sharing set up, up to six family members can use this app.