Aspiration is an online financial firm with a conscience. We offer banking services and investment products that let you make money and make a difference in the world. The Aspiration app gives you easy 24/7 access to all your Aspiration accounts.
With Aspiration, you’ll have access to an FDIC insured, fossil fuel free account with zero ATM fees* and high interest. You can also make 100% fossil fuel free, sustainable investments to save for the future**. We’re proud to be a certified B Corp, and we commit to donating 10% of every dollar of our earnings to charity.
• Earn 1.00% APY*** with your Aspiration Account
• Withdraw money at any ATM in the world for free*
• Deposit a check with your phone's camera. No more searching for your bank or ATM!
• Pay your bills or send a check to a friend
• Connect your Aspiration account to Apple Pay, Mint, Venmo & Paypal
• With Aspiration Impact Measurement (AIM), you can track your impact on people and the planet based on where you shop every day
• We trust you to choose the monthly fee you think we deserve -- even if it is zero
• See the current value of your investment accounts
• Buy or sell shares in our professionally managed investment funds
• FDIC Insured up to $250,000
• Sign in with your fingerprint (on supported devices)
• Two-factor authentication
• 256 bit encryption
*All ATM withdrawal fees will be waived for your Aspiration Summit Account. In addition, your account will automatically be reimbursed for all ATM fees charged by other institutions while using an Aspiration Debit Card linked to your account at any ATM displaying the Mastercard®, Interlink®, Cirrus®, or Maestro® logos. The reimbursement will be credited to the account the same day the ATM fee is debited from the account. Please note, there is a foreign transaction fee of one percent that is not waived, which will be included in the amount charged to your account.
**Learn more here: https://funds.aspiration.com/redwood/
***The Annual Percentage Yield (“APY”) associated with the Aspiration Summit Account is variable and accurate as of 12/5/2018. Rates may be changed from time to time without notice.
Aspiration Financial, LLC is an SEC-registered broker-dealer and member FINRA/SIPC. Aspiration Financial provides brokerage services and securities products. Its affiliate company, Aspiration Fund Adviser, LLC, an SEC-registered investment adviser, provides investment advisory services. Aspiration Fund Adviser, LLC and Aspiration Financial, LLC are subsidiaries of Aspiration Partners, Inc. Neither Aspiration Partners, Inc. nor any of its subsidiaries is a bank.
Deposits insured by the FDIC up to $250,000 per depositor. Securities purchased through your Aspiration Summit Account are not FDIC-insured and are not bank-guaranteed, but are eligible for protection by SIPC, subject to the rules of SIPC. Investing in securities involves risk, including the possible loss of principal, and there is no guarantee that any investment will achieve its objectives, generate profits, or avoid losses. Before investing, consider your investment objectives. Aspiration Financial does not provide investment, financial, tax, or legal advice.Accounts must be approved by Aspiration Financial and fully funded before brokerage or cash management services are provided.
This is not an offer or solicitation in any jurisdiction where Aspiration Financial is not authorized to do business or where such offer or solicitation would be contrary to the local laws and regulations of that jurisdiction.
Aspiration Partners Inc. previously had a partnership with Radius Bank, member FDIC, which offered the Aspiration Summit Checking Account. If you had a Summit Checking Account with Radius Bank and did not close that account and open a new Aspiration Summit Account, please contact Radius Bank for more information on your account.
© Copyright 2019 Aspiration Partners, Inc.
Bug fixes and performance improvements to keep your Aspiration experience running smoothly!
Ratings and Reviews
From Good to Terrible - Disappointing
I expected some hiccups when I signed up with Aspiration last year going from a big to “small” bank, but thought things could only get better and had high hopes for the kind of bank they “aspired” to be. I was wrong. I have had multiple account issues over the year including extremely slow transactions or balance updates and it was difficult/disappointing that they do not have 24/7 support, but at least during business hours they were easy to get a hold of and helpful. In the last month, it has completely fallen apart. They forced everyone to transfer their accounts and get new account numbers which creates a serious hassle having to switch EVERYTHING over from electric bills to car insurance payments. The actual money transfer was extremely confusing and my last paycheck was direct deposited into my old account due to an update delay by my employer. That money is inaccessible and I called Aspiration where I was on hold for 45 mins before being autoforwarded to voicemail. I did this twice and left two messages and ALSO EMAILED - all before 10am MST. Days later and I still do not have my paycheck or even an email or call from this “bank.” Extremely disappointing...
Developer Response ,
We can't thank you enough for your patience here. Our support team is here for you, so please keep an eye on your inbox, and you should be hearing back from us very soon.
Dont do it
In the beginning everything was fine and dandy but Dan suddenly pink started going wrong one by one. Last week my card was compromised so I had asked for a new one in today the balance cannot be seen on the app or on the website I guess the bank is having problems with everybody so they make you tried to feel comfortable by saying that you can just call them and take care of the bank business through the phone
They’ve had technical difficulties in the past with me where I have deposited checks and they wouldn’t show for a while the payments take like two weeks to go through.
The only cool thing about this bank is that the refund it your ATM fees when you take out money from any ATM however you have to donate at least five dollars to them in order for these perks to be active anyways right now I’m very frustrated with this bank because they are taking forever to fix their technical problem which is being able to see your account balance and to be able to make transactions like make payments oh my word is do not do it I’m going to close out this bank
Developer Response ,
Thank you for your feedback and apologies for the bad experience! We wanted to address some of your issues. First of all, our customers have a choice to Pay What is Fair, from $0 to $10 as a monthly tip. Your Pay What is Fair setting must've been set at $5 and you can adjust it at any time. Also, you can email us, chat, or call in to order a new card. If you still need anything, please share your email on file and we would be happy to help!
All the best,
Great bank account, very easy to use
I originally opened an account with this bank because I was traveling out of the country. ATM fees back plus no fee for using your card internationally? SIGN ME UP! Now that I’m back in the US, I still use this bank. I love the green-awareness, the simplicity, the ability to use any ATM and be refunded the fees, the ability to still deposit checks even with no physical location, and the option to invest with only green-certified companies. I use to use a bank that partially rhymes with Donald Trumps favorite racist golf club and was SO happy to have found a much kinder, greener, more trustworthy bank that doesn’t charge you a fee for breathing. As long as this bank exists with its current business ethics, they’ll have my business.
With Family Sharing set up, up to six family members can use this app.