Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based accounts.

Manage Your Bank Accounts and Finances
• Review activity and balances in checking, savings and credit card accounts
• View mortgage, auto loan and other account balances
• Activate or replace credit/debit cards
• Set or edit travel notices for eligible cards
• Order check copies
• Set app alerts to be notified of important account and security info

Mobile Money Transfer
• Securely send and receive money with Zelle® using a mobile number or email address (including to and from U.S. accounts outside of Bank of America)¹
• Transfer funds between your Bank of America accounts

Mobile Bill Pay
• Schedule/edit/cancel payments
• Pay eBills
• Add/Edit Pay To accounts

Mobile Check Deposit
• Simply take photos of checks to deposit them
• Immediately see the processing deposit in your account²

Contact Us Easily
• Quickly reach a representative for help or questions with your accounts
• Schedule an appointment to meet with a specialist
• Find ATMs and financial centers

Special Offers & Deals
• Get cash back with BankAmeriDeals® when you use your eligible Bank of America credit/debit cards
• Get exclusive credit card offers

Help Stay Secure
• Change Online ID or Passcode
• Set up Touch ID® / Face ID® to securely sign in to the app instead of using your Passcode³
• If fraudulent activity is suspected on your debit or credit card, we'll notify you so you can verify your transactions and unblock your card
• With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly⁴

Apple Watch®
• View account activity and balances
• Receive alerts

Apple Watch Terms & Conditions: From your iPhone®, launch BofA app, go to Profile & Settings > Apple Watch

Please see the Online Banking Service Agreement at for more information on these banking features. Your mobile carrier’s message and data rates may apply.

¹ Transfers require enrollment in the service and must be made from a Bank of America consumer checking or savings account to a domestic bank account or debit card. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.
² Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.
³ Certain devices are eligible for enrollment in Touch ID or Face ID.
⁴ You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

iPhone, Touch ID, Face ID and Apple Watch are registered trademarks of Apple Inc.

J.D. Power 2018 Mobile App Certification Program℠ recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey of recent servicing interactions.

Bank of America and related trademarks are trademarks of Bank of America Corporation
Bank of America, N.A. Member FDIC
© 2018 Bank of America Corporation

What's New

Version 7.8

With this release, you can:
• Ask Erica, your virtual financial assistant, to find transactions, pay bills, and more
• Set rules to automatically categorize your expenses in the Spending & Budgeting tool
• Create savings goals for trips, school, and more
• Add an instantly approved credit card to your digital wallet immediately
• Enroll in Relationship Rewards for a wide range of small business benefits

How are we doing? Please rate the app.

Ratings and Reviews

4.7 out of 5

102.2K Ratings

102.2K Ratings


Be Schall

After waiting for 2 years of using BANK OF AMERICA it time now to give a review: The WORST of the WORSTS in everything from customer service to the online system to the credit card processor ( so much to tell here). First off, no one ever answers the calls including your personal business banker in the time of need. Waiting time is horrendous, face to face service is TOTALLY BAD with all bank locations. Don’t know what is the problem but my thinking is from the higher up in the banking management system. The people you hired are not happy with their jobs so they transferred those attitudes on to the customers, your employees don’t seem wanting to be there. They grouchy, no smiles, snappy and NO PERSONALITY at all. I witnessed many times, the line is long on Friday and the manager was standing around chatting with a teller at the service counter. Banking staff have time chatting on the jobs what about all the business people, they need to get their banking done so they can move on with their businesses. Bank of America can’t see that????? Then my review is only goes to waste ..... eventually, all your customers will leave you and goes somewhere else....heard a lot of GOOD things about CHASE... had never bank with them before
Bank of America, I know you are now still in business, but with the rate you’re going you will be the follower of others BANKS. Hope you MAKE SOME CHANGES

Pretty much second rate app


I tried to set up auto pay to automatically pay the whole balance every month. No can do. The app automatically schedules the minimum payment every month. No way to change on the app. No help - so far - from customer service. Sad.

Here is an update: I got a response from a member of the tech team. It said that the developer needed more information on the type of account. Fair enough. But the response took several days and I was unable to respond to the feedback. Clicking the response link went to a leave feedback general page so the whole thread would have been lost.

In the meantime I called the general customer service number. They did not have the information so they referred me to a technical support line which was closed for the evening. I called tech support. They told me what I was trying to do (pay in full every month—less interest fees to the bank) could only be done on the desktop app, not the mobile app. So it is a deficiency in the mobile app. To add insult to injury making this change is not effective immediately or even in a few days but not until the next billing cycle over a month away. Poor technology choices all around. Desktop and mobile apps both. My rating of 2 stars has been confirmed several times over.

Developer Response

Hi mark.four, thanks for sharing your experience. I will forward your comments to our development team. – Mike

Good overall


I use this app all the time and have had a lot of success with it. There are 2 things about this app I would change if I could...
1) In online bill pay when you use the desktop version you can see when your last payment was sent and for how much under the payee information. On the app you have to click on the payee information to see it which opens a payment that you have to cancel out of if you don’t want to actually make a payment. It’s lots of clicks and it would just be easier if recent payment information was listed under each payee when you are in the online bill pay screen in the app.
2) I wish I did not have a monthly mobile deposit limit. My husband works out of state which is the main reason we use a national bank like BOA, but he is currently in a state with no BOA and when he gets paid off of a job he has to snail mail me the check so I can go to a banking center or ATM to deposit it after we hit the online mobile deposit limit which is usually the first week of a new month. Why is a limit necessary?!
Other than that I love the app and use it all the time!

Developer Response

Hi woodspartyof4, thank you so much for taking the time to review our app. We’re currently working on enhancements to the app that will implement functions from our full website into Bill Pay and the app as a whole. I’ll make sure our developers review your comments so that we can keep your experience top of mind as we update the app. – Hughes


Bank of America
245.1 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
English, Spanish
Age Rating
Rated 4+
This app may use your location even when it isn't open, which can decrease battery life.
© 2018 Bank of America Corporation


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