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BillGuard by Prosper - Money Tracking, Free Credit Score & ID Protection

By BillGuard, Inc.


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View all your accounts in one place and track your credit score - FREE! It’s the smartest, easiest and most secure way to manage your hard-earned money and zap fraudulent charges.

“Best App To Track Your Money” - Forbes
“Best Free Apps” - PCMag
"For spending analytics and advanced alerts on possible fraudulent activity, nothing beats BillGuard." - iMore

BillGuard has teamed up with Prosper Marketplace to develop the most intelligent and innovative personal finance tools available. Count on the app to steadily improve as we rebrand to Prosper.

See your spending by category over time like you’ve never seen it before - and personalize with custom categories. Compete with yourself month over month to lower your spending.

Your credit score is an essential personal finance health indicator. Track your Transunion credit score right in BillGuard - and find out the factors that are contributing to it.

Get alerted in real-time to unwanted, unauthorized and downright fraudulent charges. BillGuard even alerts you when your card is used away from your location in a way that suggests a fraudulent charge. Over $75 billion secured by BillGuard since inception.

BillGuard gets smarter with every new user. Each time you swipe to verify or flag a credit or debit card charge, BillGuard learns and improves for you. Community-edited merchant information makes it easy to recognize even the most cryptic bills.

The most advanced ID theft protection ever created is right on your iPhone! 3-Bureau credit monitoring, Black Market Surveillance, SSN fraud alerts and $1 million ID theft insurance - in addition to comprehensive money and credit tracking. Details and pricing in-app.

“The best money management app I’ve used, by far. Monitors every expense and makes me feel in control.” - Jessica, Chicago

“It’s a beautifully designed money manager. I saved $500 by simply tracking my charges more carefully.” - Pedro, San Francisco

"I switched from LifeLock to BillGuard. Better deal all around and I like their approach." - Bryan, Virginia

BillGuard is partnered with Experian, the largest U.S. credit bureau. If you’re an Experian ProtectMyID® member, you can receive your credit and identity alerts right in BillGuard. Simply login to BillGuard using your ProtectMyID® credentials.

BillGuard is powered with bank-level security to ensure your data is kept private and secure. No one - not even you - can move money with BillGuard.

BillGuard works with more than 5,000 credit and bank accounts, including Chase, Bank of America, Citi, Wells Fargo, HSBC, Capital One, BB&T, SunTrust, American Express, Discover and PayPal.

Please contact us with any questions or feedback. We answer promptly at and @BillGuard on Twitter.

Continued use of GPS running in the background can dramatically decrease battery life.

What's New in Version 4.6

Some big enhancements to your money app in this version:

• Streamlined navigation
• Revamped money dashboard
• Deep performance improvements

And... introducing Prosper! BillGuard has joined up with Prosper Marketplace to develop the most intelligent and innovative personal finance tools available. Count on your app to steadily improve as we rebrand to Prosper in coming weeks.

We'd really appreciate hearing your feedback on the changes in the app - shoot us an email to

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Customer Reviews

Bill Guard is a great app!

I've been using Bill Guard for over a year now and find it to be one of the apps I can't do without. It keeps me regularly updated on all of my accounts that I have added to track and is one of my line of defenses against fraud. It does a great job of categorizing what IV spent. I was also impressed with the customer support. I once had to contact their support group over a bug after an update and I was promptly contacted with the the bug being resolved on the next update.

Awesome money manager!

I have used Mint before trying this app and I can confidently say this app is much better than that. Still have few issues with supporting some of my cards and categories but that doesn't stop me using this application. This is one of most frequently used application in my iPhone and I recommend this to anyone want to know where your money is. Great team, great product and I am happy to be part of this.

This App is exactly what you need

This app is awesome and it helps you to keep your cards and accounts in check at all times, if is something there that you don't like swipe the opposite way and the info is send to the merchant, all of this in your hand. I totally recommend it.

BillGuard by Prosper - Money Tracking, Free Credit Score & ID Protection
View In iTunes
  • Free
  • Category: Finance
  • Updated:
  • Version: 4.6
  • Size: 42.3 MB
  • Languages: English, Danish, Portuguese, Russian, Spanish, Swedish, Ukrainian
  • Seller:

Compatibility: Requires iOS 8.0 or later. Compatible with iPhone, iPad, and iPod touch.

Customer Ratings

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