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BillGuard - Personal Finance app to track your money, budget and bills

By BillGuard, Inc.

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Track your spending, view all your accounts in one place, and protect your cards from fraud and unwanted charges. Stay informed, aware and on top of your budget goals.

It’s the fastest, easiest and most elegant way to manage your personal finances.

"Best Free Apps of 2014” - PCMag
"Best Apps of 2013" - TechCrunch
"Best Apps To Manage Your Money" - CNNMoney

BillGuard now includes identity theft protection powered by Experian, the largest U.S. credit bureau.
If you're a ProtectMyID® member, login to BillGuard using your ProtectMyID® credentials and you'll begin receiving credit and identity alerts right in BillGuard.
Want to know when ID protection will be available for you? Sign up here to be notified:

See your spending by category over time like you’ve never seen it before. Make things fun by competing with yourself month over month.

BillGuard searches the web for coupons that will lower your bills, based on your own spending patterns. Say hello to personalized savings alerts that save you real money at checkout - and goodbye to irrelevant offers.

BillGuard gets smarter with every new user. Each time you swipe to verify or flag a credit or debit card charge, BillGuard learns and improves for you. Community-edited merchant information makes it easy to recognize even the most cryptic bills.

Get alerted in real-time to unwanted and unauthorized charges. The world’s #1 grey charge protection service is now at your fingertips.

“The best money management app I’ve used, by far. Monitors every expense and makes me feel in control.” - Jessica, Chicago

“It’s a beautifully designed money manager. I saved $500 by simply tracking my charges more carefully.” - Pedro, San Francisco

Add any credit or debit card to Passbook for quick access to your balances and latest charges.

BillGuard is powered with bank-level security to ensure your data is kept private and secure. No one - not even you - can move money with BillGuard.

BillGuard works with more than 5,000 credit and bank accounts, including Chase, Bank of America, Citibank, Wells Fargo, HSBC, Capital One, BB&T, SunTrust, American Express, Discover and PayPal.

Please contact us with any questions or feedback. We answer 24/7 at and @BillGuard on Twitter.

Continued use of GPS running in the background can dramatically decrease battery life.

What's New in Version 4.2.7

Hey Guardians!

If you’re getting notifications for a charges but then seeing an empty Inbox in the app, try logging in and out of BillGuard. Today’s version has a fix that should prevent such “ghost” transactions from appearing ongoing, but won’t get rid of the old ones. Thanks for your patience! If you’re still getting notified for charges that don't appear in the app, then please email Thank you!

Marina B, @mboykis
Community Manager

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Customer Reviews


Sure it shows me my charges, but so does my Bank app. When I flagged an unauthorized charge I got no help and went through my bank to resolve it anyway. This app would be useful to monitor charges if one had multiple bank/credit cards to keep track of but is moot if you have only one. The Analysis of spending is nice to help assess budgetary habits though.

I love it

I think it's a good app. Just needs a redesign other it awesome.

BillGuard - Personal Finance app to track your money, budget and bills
View In iTunes
  • Free
  • Category: Finance
  • Updated: Feb 26, 2015
  • Version: 4.2.7
  • Size: 23.5 MB
  • Languages: Bokmål, Norwegian, Catalan, Danish, Dutch, En, French, German, Greek, Indonesian, Italian, Ko, Norwegian Nynorsk, Portuguese, Russian, Spanish, Swedish, Turkish, Ukrainian, Vietnamese
  • Seller: BillGuard Inc.

Compatibility: Requires iOS 7.0 or later. Compatible with iPhone, iPad, and iPod touch. This app is optimized for iPhone 5.

Customer Ratings

We have not received enough ratings to display an average for the current version of this application.
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