Prosper Daily - Money Tracking, Free Credit Score
By BillGuard, Inc.
Open iTunes to buy and download apps.
HERE’S YOUR MONEY APP
View all your accounts in one place, track your credit score and optimize your personal finances. Simple, elegant - and free!
BEAUTIFUL SPEND ANALYTICS
See your spending by category over time so you can budget smarter - and personalize with custom categories. Power tool: Export all your transactions to crunch the data however you want.
CREDIT SCORE - 100% FREE
Your credit score is an essential indicator of your personal finance health. Track your TransUnion credit score right in Prosper Daily - and find out the factors that are contributing to it.
RECURRING CHARGES TRACKER
See exactly what you're being charged for all your subscriptions, in one convenient place. Get notified when those amounts jump.
PEACE OF MIND WITH GEO PROTECTION
Get alerted in real-time to unwanted, unauthorized and downright fraudulent charges. Prosper Daily even alerts you when your card is used away from your location in a way that suggests a fraudulent charge. Over $75 billion in suspicious charges flagged to date!
YOU SWIPE, IT LEARNS.
Prosper Daily gets smarter with every new user. Each time you swipe to verify or flag a credit or debit card charge, the app learns and improves for you. Community-edited merchant information makes it easy to recognize even the most cryptic bills.
PROSPER ID PROTECT: PREMIUM IDENTITY THEFT PROTECTION
The most advanced ID theft protection ever created, right on your iPhone! 3-Bureau credit monitoring, Black Market Surveillance, SSN fraud alerts and $1 million ID theft insurance - in addition to comprehensive money and credit tracking. Details and pricing in-app.
BILLGUARD IS NOW PROSPER DAILY
This is it. The app that won all industry accolades while bringing money management onto the iPhone in the most powerful and elegant way. The BillGuard team has now teamed up with Prosper Marketplace to develop the most intelligent and innovative personal finance tools available.
HELLO FINANCIAL WELLBEING
“The best money management app I’ve used, by far. Monitors every expense and makes me feel in control.” - Jessica, Chicago
“It’s a beautifully designed money manager. I saved $500 by simply tracking my charges more carefully.” - Pedro, San Francisco
"I switched from LifeLock to BillGuard’s ID protection. Better deal all around and I like their approach." - Bryan, Virginia
Prosper Daily is powered with bank-level security to ensure your data is kept private and secure. No one - not even you - can move money with Prosper Daily.
Prosper Daily works with more than 5,000 credit and bank accounts, including Chase, Bank of America, Citi, Wells Fargo, HSBC, Capital One, BB&T, SunTrust, American Express, Discover and PayPal.
Please contact us with any questions or feedback. We answer promptly at firstname.lastname@example.org and @ProsperDailyApp on Twitter.
Continued use of GPS running in the background can dramatically decrease battery life.
What's New in Version 4.8.1
New feature! Credit Card Optimizer helps you minimize the interest and fees you pay on your credit cards. Clear analytics and proactive alerts ensure you:
• Pay your credit cards on time
• Pay the right amount to avoid or minimize your interest payments
• Know when you have a card with an interest bearing balance or high utilization
• See balances, utilization and statement status for all your cards in one place
• Select the right credit card for payments *right now* based on current balance and utilization info
Just tap 'Credit Card Optimizer' from the dashboard to access it - and please share your thoughts about this new feature by emailing email@example.com
Call center schmall center
Three, maybe even threeteen, times I have been notified my identity has been sold on 'the dark web' or 'black market.' In the app, the provided solution is to click on the 'call us' button, the only thing there. No number, no contact info, just 'call us.' Each time I have called the 'call us' the 'personal identification specialist who's dedicated to solving my supposed threat' does not have a clue as to what the slightest hint of customer service is, let alone the extra support granted when paying for an extra ID protection service. Since when is it necessary to provide my personal email and password to a representative? Not to mention the fact it's the root of my call, which was my only option of protection. This company is doing something right as they continue to be well received in the eyes of Apple, yet, I've had a continuous feeling of disappointment with them, not to mention ongoing distress, distrust, teetering on disgust. Cool new logo though. That's all you get from me. Oh, and of course access to all my financial accounts. Go figure.
Excellent!! I love being prompted to authenticate every transaction on my card every day. I feel in control and at peace. Duplicate and fraudulent charge detection are well implemented. Well designed and trustworthy. Fantastic addition to the roster of financial apps.
A few notes:
Don't overload, stay with core mission / Ability to download data / More detailed and interactive month-on-month comparisons / Don't pollute with dumb algorithms like so many other apps are tempted to do (i.e. you could save money by...) / Changing categories could be accomplished with far fewer steps / Would be good to include keyword recognition: for example Uber changes their transaction title every time but the app should recognize "Uber" and see my custom category every time / Investments such as Betterment would be amazing to include to have a full sense of financial picture...
Great App for Tracking My Spending
I paid 95% of my credits off with the Prosper Consolidation loan. The temptation is thinking that now I have all this accessible credit. I fell into this trap before and next thing I knew I was $20K in debt again. This app is like a personal assistant constantly keeping me aware of spending. I stop when I see that it is becoming too much for me to handle. Then having all of my accounts linked in allows me to verify all purchases. This is great because in the past when my balance was high I didn't notice I was erroneously charged $749 for a club membership I didn't want. I paid for that. This year I caught it through this app as well as some other purchases I did not authorize. This saved me money. Peace of mind in my finances is great. I just wish there was some way I could link all my charge card accounts.