iPhone Screenshots


CardNav – Full control over your debit and credit card usage in a way you’ve never had before
• Manage how, when and where your cards are used—on your own terms.
CardNav enables you to set controls regarding the transaction types, geographic rules, and the merchant types where your card can be used.
• Turn any card on, or off—in seconds.
It’s as simple as a toggle. Perfect for safety, security… and those scary moments when you’re not quite sure where your card might be.
• Ensure you are the only person using your cards.
GPS capabilities can either limit where your card is used—or assure it’s only able to be used when with you.
• Turn your cards into active budget participants.
Set dollar limits for transactions, and receive alerts when those limits are being reached. No more worrying about going over budget!
• Receive alerts when suspicious activity is suspected.
• Stop fraudulent activity before it even happens with the alert feature of CardNav. Based on your preferences, CardNav can send you a real-time alert when your card is used outside of your chosen preferences, giving you the power to deny the transaction or turn your card off. Alert preferences can be set by:
• Location – based on where the transaction occurs
• Transaction type – based on type of transaction at point of sale
• Merchant type – based on the type of merchant where the transaction occurred
• Threshold – based on the threshold amount set by the user (i.e. – transactions over $500 receive an alert)
Want to learn more, or begin using CardNav now?
Contact your credit union to find out if they participate. If they do, download the app and begin using CardNav immediately.

What's New

Version 1.0.10

Usability and performance improvements

Ratings and Reviews

2.8 out of 5

58 Ratings

58 Ratings

Love it!


This app is great. I can lock my card at will get alerts for all transactions and set regions where my card will work or not and then even block certain types of purchases. If you want to use Touch ID I did find that you have to "kill the app" by swiping up and not simply using the log out feature.

After reading some of the complaints, I see how if a person cannot remember the password they set up, they will not like the service. Users should always remember their passwords and if they can't they can use the forgot password link and go through the process to rest it. I know many Credit Unions are using this app and may not have signed up for all the services this app can do. If you have questions, contact your Credit Union and they can help you. This app is not going to keep your card from being compromised at a merchant, but it will help you monitor your cards usage.

Lack of paste for password makes this almost unusable


Many people who care about security use password managers to store long/strong passwords, especially for financial apps. This app does not allow you to paste in a password from a password manager, which means the user must choose a short/insecure password (or write down the password to copy into the app). Neither option is workable.

When I tried to submit this as an issue to the developers, I was forwarded to my own credit union for support. They were sympathetic, but have no control over the app.

This could be a useful app if it allowed for reasonable security, which it currently does not.

Billing Address Field


Just dumb - Billing Address field is a single edit box - no formatting between street address, city, or state - I guess I forgot a comma (,) between city and state and 2 attempts to submit the CORRECT address and get a message saying my registration has been suspended for 30 minutes. I still do not know what the problem is - assume I'll try 2 more times in 30 minutes and get blocked again. I've spent years designing user interfaces and when I see poor quality like this it really makes me think twice about trusting this service with my credit card info; Hopefully they're not using self-signed certificates for the secure comms between their service endpoints.


CO-OP Financial Services
30 MB
Requires iOS 7.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
You must be at least 17 years old to download this app.
Unrestricted Web Access
© 2014 CO-OP Financial Services


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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