NOTE: This application is powered by Fiserv, Inc. but is activated through specific financial institutions. Check with your financial institution to ensure they participate in CardValet prior to downloading.
CardValet® helps you protect your debit and credit cards by sending you transaction alerts and giving you the ability to define when, where and how your cards are used. Simply download the CardValet app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards.
Alerts Ensure Safe, Secure Card Usage
Alerts for PIN and signature transactions can be set up to keep you informed of your debit and credit card usage and help you quickly detect unauthorized or fraudulent activity. CardValet can send an alert when a card is used or when a card transaction has been attempted but is declined – and additional customizable alert options are available. Alerts are sent in real time, immediately after a transaction has taken place.
Location-Based Alerts and Controls
The My Location control can restrict transactions to merchants located within a certain range of your location (using your phone’s GPS); transactions requested outside of the specified range can be declined. The My Region control uses city, state, country or zip code on an expandable interactive map; transactions requested by merchants outside of a specific region can be declined.
Usage Alerts and Controls
Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed your defined thresholds. Transactions can be monitored and managed for specific merchant categories such as gas stations, department stores, restaurants entertainment, travel, and groceries. And your transactions can also be monitored for specific transaction types: in-store purchases, e-commerce transactions, mail/phone orders and ATM transactions.
Card On/Off Setting
When the card is “on,” transactions are allowed in accordance with your usage settings. When the card is “off,” no purchases or withdrawals are approved until the card is subsequently turned back “on.” This control can be used to disable a lost or stolen card, prevent fraudulent activity in the case of a data breach, or control spending.
CardValet also lets you to conduct card-related mobile transactions wherever you are, any time of the day. Supported transactions include:
• Real-time balance inquiries
• Locating ATMs
• All cardholders can receive alerts to monitor transactions and protect their accounts
• You can actively manage your money and take charge of your card usage
• Parents can remotely control and monitor their children’s spending
• Businesses can ensure spending policy compliance
Includes mobile app improvements such as super retina display and bug fixes
Ratings and Reviews
Disappointed to thrilled!
Update #II: I have been able to use the Card Valet without any difficulties since my last post. A few times my transactions were "denied". Not the apps fault, I had limits set on the app (such as $100 limit on purchases). Each time this has happened I was able to "fix" it in minutes. Just love the app & it gives me a little more security. DON'T hesitate to download & use it-fantastic app! Just wish I could add my two other cards, but they are from other banks.
Update: ok, maybe a gluten for punishment, I down loaded the app again. Thus far it is working like a gem. Very satisfied! Now, just hope it continues to work! I don't mind that I have to login in each time I want to use it, better than someone using my finger to log in if I were to pass out or unconscious for some reason. Really doesn't matter to me. Fingers crossed it continues to work as expected!
I was thrilled to download it & set it up w limits, balance alerts, etc. It worked great the first 3 days. On the 4th day, my day to run errands & get groceries, I went to login & it would not allow me. I tried several times throughout the day to login & it still was unable too. Thank goodness I had checks w me. I tried again today to login, no luck. And, YES, I had the correct user name & password. I finally removed it from my phone. I may, or may not, attempt to use it again. Great theory, however, not worth it if one is unable to access it. Very disappointed!
Makes me feel SECURE with my card!
To the person who labeled HUGE SECURITY FLAW: Try using the fingerprint login feature. Typing your password is not a security flaw & should be no indication to label the app as such. There are reasons some apps won’t let you copy & paste - security being one especially on banking & financial sites. There are pros & cons for both sides so agree to disagree but don’t knock an app for something like that.
The features in this app are very useful and can actually help in protecting your card from fraud. Setting usage perimeters say for a radius area from your home, certain merchant notifications, certain amounts, etc—many options offered. You can even monitor your spending or your kids spending - it’s just a versatile app. Get it—you have nothing to lose except protection for not getting it sooner!
The Best App Ever!!!
I highly recommend this App. Last night I received notification that there high amount purchases trying to be made with my card. I knew that it wasnt me because I was at home. I quickly checked and saw that a purchase for $513 was denied . Someone was trying to buy a airline ticket, not once but twice. I immediately turned off my card. Thank god , because for the next 2 hours there were 5 more unauthorized purchases trying to be made all over the states. They were called phone purchases. This scared me. Because of turning off my card they were denied. The Card Valet App is a life saver!!! If I would of had over $1600 in my bank account and no warning someone would of gotten away with stealing from me. Thank you Card Valet!!!!
- Fiserv, Inc
- 43 MB
- Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
- Age Rating
- Rated 4+
- © 2018 Fiserv, Inc. or its affiliates. All rights reserved.
With Family Sharing set up, up to six family members can use this app.