The checXchangeTM Mobile App is a fast, simple, safe and convenient way to solve your company's bad check problem.

There is absolutely NO COST to use this service. Simply download the App on your smartphone and once approved, you will receive an access code to activate the App on your device, along with a Welcome Kit and decals that need to be displayed at your point of sale.

The next time you receive a bounced NSF check, simply sign into the checXchangeTM Mobile App, take an image of both sides of the check and hit send. That’s it, we do the rest!

You will receive confirmation of your check submission and notification that we have started the recovery process. You can monitor our recovery efforts via our 24/7 online reporting portal from any PC or mobile device.

After your funds are recovered, we will send you a confirmation message. All funds recovered each week are then transmitted to your account on the Friday of that week. If we can’t recover the funds, you will be notified of this as well.

Our strategic recovery process allows us to achieve an industry leading 75.6% recovery rate which in many cases is 150% greater than your current in-house bad check recovery efforts. We save you the time, hassle and expense of this task and take care of it for you!

In addition, we return 100% of the recovered funds to you. Our service fees are collected through a concurrent charge to the check writer’s bank account in accordance with your state’s statutory allowable charges.

So, why use the checXchangeTM Mobile App?

There is NO COST for this service Set up is fast and simple
100% of recovered funds are returned to your bank account within 7 to 14 days
We successfully recover your funds at an average rate of 75.6%
Your cash flow and profitability are enhanced.
Keeps you out of the collection business.
You get paid for the goods and services you provided to your customer
All returned NSF checks are handled in a 100% secure and encrypted environment

So what are you waiting for? Get started now!

What's New

Version 1.3

Added Recommended by field for sign ups and bug fixes


Money Transfer Systems Inc
5.6 MB
Requires iOS 8.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© Nitro Mobile Solutions


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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