iPhone Screenshots


Chime is one of the fastest-growing bank accounts in the U.S.

Stop paying unnecessary bank fees, get your paycheck 2 days early* with direct deposit, save money automatically, and manage your finances from anywhere using the Chime mobile banking app.

When you bank with Chime, you get a Visa® Debit Card, a Spending Account, and an optional Savings Account to help you save money. Signing up is free and takes less than 2 minutes. Welcome to a better way to bank.

It’s a bank account and debit card built for the digital age. - TechCrunch

Best alternative bank [account]. Unlike other savings apps, Chime doesn’t just want to help save you money — it wants to be your new bank [account]. - Nerdwallet

Here’s what our members love most about Chime:
• Get your paycheck up to 2 days early with direct deposit*
• No unnecessary fees (no service fees, no foreign transaction fees)
• Over 30,000 fee-free Moneypass ATMs
• No minimum balance requirements
• No overdraft
• Real time transaction notifications
• Daily balance alerts
• Block your card instantly in-app
• Grow your savings automatically with our Savings Account
• Send money to family & friends instantly with Pay Friends
• Deposit checks using Mobile Check Deposit
• Apple PayTM for when you forget your wallet
• Move money between your other bank accounts
• EMV chip card security
• Friendly and responsive customer support

With the Chime mobile banking app, you can stay in control of your money. Track your spending, link your other bank accounts, and save money.

How to switch banks:
• Step 1: Open Your Account: Download the app and sign up. Once approved, we’ll send you your Chime card within two weeks!
• Step 2: Fund Your Account: Set up direct deposit with your employer to have funds deposited to your Chime account every payday. You can also connect other bank accounts and transfer funds from your existing bank account.
• Step 3: Update Bill Payments: Activate your card when it arrives, add it to Apple Pay, and set up recurring bill payments with your Chime card number or with your Chime account and routing numbers.

Opening a Chime bank account won’t impact your credit score. 
For more information please visit www.chimebank.com.

Note: Continued use of GPS running in the background can dramatically decrease battery life.

Banking Services provided by The Bancorp Bank, Member FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

*Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding.

What's New

Version 5.0.3

5.0.3 fixes the following issues:
• The Today Widget is back - we heard you loud and clear! You can once again check your balance without opening the app.
• We also fixed some pesky bugs that would log you out automatically.

The 5.0 release notes were:

~~ TL;DR ~~
• A whole new look - we’ve redesigned the app to make it easier to find important information and features!
• A whole new technical implementation - you won’t notice a big difference today, but we’ll be able to ship new features way faster. Expect more great releases soon!
• This release is jam packed with smaller feature improvements

• Deposit Cash into your Chime account from over 60,000 retail locations, all visible in the app
• When you lose internet connection, we’ll let you know so that you don’t sit there wondering why the app is so slow
• You can now view your history of mailed checks
• Tap the eye to view your password when you inevitably misspell it
• Pay and Invite Friends contacts are now ordered alphabetically and no longer show duplicates if your contacts have multiple phone numbers
• You can now search for your friends to invite, instead of needing to scroll down all the way down
• Your transactions include more helpful information, like when transfers are supposed to arrive
• We let you know your limits before you try to deposit or mail checks

Ratings and Reviews

4.8 out of 5

6.4K Ratings

6.4K Ratings

It’s ok!


If your looking for a mobile bank this is what I recommend. I have tried other ones and so far this is the one I have stuck with. I get paid two days early, wich I love. The app is great and easy to work. I did have an issue with withdrawing money from an ATM machine at US BANK, which is where I go withdraw cash from. I withdrew $400 it gave them to me with that transaction I chose “Print Receipt” so I found out the limit to withdraw is $500. I then started to withdraw $100 more I chose “Not to Print a Receipt” bad idea because then the machine sounded like it was pulling the money and it was ready to dispense. When I get an error message on the screen saying “There was an error dispensing my money to please call my financial institution.” Which I did I called them they asked me for the receipt number which I didn’t have because I chose not to print a receipt. If I had a receipt they could of helped me faster. What happened next was they filed a dispute. I had to print out some forms, fill them out and fax them to them. Then it took 15 business days for them to review and finally credit me back those $100. The good thing is I did get my money back it just took some time.

Definitely getting there


Update: changed my review to four stars. Would have been three but they’ve expanded support for other banks since my last review. Disappointed that you can’t do a 10% automatic savings on direct deposits lower than $500, I don’t have my entire check deposited to Chime, so that will never be an option for me. More importantly though, I’m extremely disappointed you can’t mobile deposit checks from other bank accounts that you own as a way of transferring money. No other bank account I’ve owned has had that restriction. To send money from my other checking account would be 1-5 business days to verify the account and then probably another few days for the money to transfer. I hope they change this.

I love getting my paycheck early and the round up feature, but it's not compatible with a lot of banks and apps. I can't link it with my local credit union. Stash, venmo, PayPal all say it's not supported so it's kind of hard to use it as your main checking account. Hopefully they expand their support with other institutions soon.

Certain things are ok


I’ll start by saying I do NOT like the chime bot at all. It doesn’t know the answer to anything I ask and can only take questions/phrases that are like 2 words long, which is useless most of the time. I type customer service and it asks if I’m sure I want to talk to an agent and I say yes and it still does nothing. I literally have to search through answers on the web and ask other people that have the app and have done ridiculous searching themselves, about whatever my problem is and it still barely gets answered. Other than that, it’s pretty useful and you can use it for all the things that normal prepaid debit cards can’t be used for. I don’t like that I can’t see more than 3 recent transactions though because sometimes I like to see them to make sure I’m not getting over charged for anything, but I don’t know that unless I sit there and monitor my balance and use a calculator to do the math. I guess I can say the actual card and account itself is useful, but the app is completely useless.


1debit Inc.
58.3 MB
Requires iOS 10 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 12+ for the following:
Infrequent/Mild Alcohol, Tobacco, or Drug Use or References
This app may use your location even when it isn't open, which can decrease battery life.
© Chime 2018


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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