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Clarity Money - Budget Planner & Expense Tracker

By Clarity Money

This app is only available on the App Store for iOS devices.


Featured by Apple as one 2017’s “New Apps We Love” -- Clarity is your personal financial advocate. Clarity Money uses data science and machine learning to analyze your personal finances and help you make smarter decisions with your money. Seeing is believing!

What else does Clarity Money do for you? Our free app will help you save money, plan your budget, track your spending, protect your credit score, lower your bills, and manage all of your accounts, in one place. Here’s what else Clarity can do for you:

- Stop unwanted accounts and subscriptions from charging you
- Find you better credit card deals based on your spending habits
- Cancel and lower your bills
- Create a savings account
- Transfer money between your bank accounts
- Generate your credit score for free

Find out why TechCrunch, Mashable, and Business Insider are talking about Clarity:

“[Clarity] combines a number of the best features of existing money-management apps into a one-stop-shop. The app lets you cancel subscriptions, and suggests how to manage credit (by offering a credit card to consolidate debt and provide the best card for a particular type of consumer). The company also identifies bills that are negotiable and provides a service that automatically renegotiates for a lower rate. Finally, the Clarity Money app also lets users set up a savings account that will automatically withdraw money from a personal account.” - TechCrunch, 2017

“The iOS app is sort of a combination of Mint, which tracks your financial health, and Digit, which saves money in small increments. Clarity asks for your financial information, and from there tracks your spending and suggests ways to save. The app will look out for deals to lower your bills, suggest subscriptions you could cancel and help you save money for specific goals.” - Mashable, 2017

“It uses data science and machine learning to negotiate bills, create a savings account, find lower interest rate credit cards and/or personal loans, transfer money between accounts, and deliver actionable insights based on your spending patterns, credit score and credit cards.” - Business Insider, 2017

Clarity Money is your financial champion and advocate, watching your back and looking for ways to save you money while keeping you on budget and in control of your finances. Download Clarity Money today!

What's New in Version 1.8.1

Find your next credit card.
Categorize transactions in bulk, or one at a time.


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Customer Reviews

Good But Not Very Intuitive

I like what the app is trying to do & some of the features offered can be very helpful for some who need or want the offers to help them. However, I just want something clean, straightforward, & to the point about helping me keep up on the transactions happening with my accounts. I was using a great app before that did this very well for me. It alerted me when new transactions came in and then I could 'swipe right' to confirm the transaction was familiar or 'swipe left' to red flag the unknown transaction till I could investigate further. This gave me a strong peace of mind that I was keeping a close watch on my accounts and would easily spot any unexpected behavior. This app's home page gives you a quick synopsis of your account's balances, but then it has all these advertisements for money management and other suggestions that I read through the first time of course, but there are very few that you can remove from view for good. The second tab is cleaner on showing account activity, but I miss being able to mark them as known and unknown transactions. Doing so gave me a strong sense that I was able to keep a very close eye on monetary transactions. Still a good app to show what you need in a basic way so since the other app is now gone and they directed me to this app I guess with time I will get used to the different way of things.

Great app, room for improvement

I come from Billguard (daily prosper). The graphs and list of all transaction interface is nice. Two things it needs to improve
1. I can't see the deposit transactions on my checking accounts. My income is not posted automatically on transactions. Instead it asks me to enter my income manually and plots spend graph against manually entered income. If you can integrate the income direct deposits it would be great.
2. More spend categories needed - I would love to see more categories such as rent, restaurants, phone bill, bars and nightlife, online shopping etc.
If these two changes come in, I'd rate this app a 5 star.
Update: my income was posted in wrong category (transfers), so I had to adjust it manually to set it as income. They got back to me with a response specific to my review. They care. Keep up the good work. I'm changing the rating from 3 star to 4 stars.

Love it!

I wish the lay out was better in the app. I want to see a list of my CC's out, with a breakdown of my debt, maybe how long it'll take to pay if off in different increment examples, a list of my services, a list of my cash, a monthly spreadsheet. Ya know! Something easy to translate but also in depth with your money. I made a spreadsheet to track everything and I must say, it's quite amazing. But I hate pulling it up on my phone bc it's big. But I'd love a smaller version of a list on the app.

Clarity Money - Budget Planner & Expense Tracker
View in iTunes
This app is designed for both iPhone and iPad
  • Free
  • Category: Finance
  • Updated:
  • Version: 1.8.1
  • Size: 143 MB
  • Language: English
  • Seller:

Compatibility: Requires iOS 9.3 or later. Compatible with iPhone, iPad, and iPod touch.

Customer Ratings

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