iPhone Screenshots


You’re always moving. We get it! Our Mobile Banking app is designed to help you manage your finances at the speed of life.

Faster is better.
With the Instant Balance widget and 3D Touch, you’re closer to your finances than ever before – and fumble fingers are a thing of the past. You can even log in with just a smile with Face ID on iPhone X.

Be in control.
Lock a card the second it’s lost – and unlock the second it’s found. Whew.

Stay on top of it all.
What’s my balance? Did I pay the gas bill? Get the answers without losing your spot in the checkout line.

Transfer funds.
Need to move money? It’s as easy as tap, tap, done.

Deposit checks.
Make deposits with just a snap.* The hard part is getting the check to say cheese.

Pay bills.
Go from “Oh no!” to “No sweat,” quicker than you can say “due date.”

Find us.
Need to find a Commerce branch or check our branch hours? Mobile Banking is your personal Sherpa.

Get help.
There’s a live person on the other end of that phone.

Mobile Banking is the convenient way to manage your finances wherever you are. Download today and keep your updates turned on – you never know what we’ll come up with next.

Mobile Banking from Commerce Bank. Challenge Accepted.®

To help protect the privacy of your account information, access to your account utilizes SSL technology. Our Online Banking Guarantee for personal accounts applies to Mobile Banking (see Online Banking Terms and Conditions for full details).

You must be a Commerce Bank Online Banking or Small Business Online Banking user. To activate Online Banking, visit commercebank.com. Commerce Bank serves Missouri, Kansas, Illinois, Oklahoma and Colorado. Accounts held with Commerce Trust Company are not accessible via the application. Message and data usage fees may apply; check with your wireless or VoIP provider for more information.

* Subject to certain restrictions and limitations. See Mobile Banking Terms and Conditions for full details.
Copyright © 2018 Commerce Bancshares, Inc.
All rights reserved. Commerce Bank: Member FDIC.

What's New

Version 3.8.1

-Bug fixes and improvements

Ratings and Reviews

4.6 out of 5
41.6K Ratings
41.6K Ratings

False Advertising

I received a flyer in the mail and decided to open accounts At commerce Bank because they offered a $150 incentive on one account and a $50 incentive on another account if you deposited at least $100 into the each account and left it there for 90 days. I asked the customer service rep if I was going to be billed any fees during the 90 days because I was not interested in doing that if they’re gonna take out money and then I was gonna be paying them within the 90 days and he told me know that no fees would taken out before I receive the incentive at the end of 90 days. At the end of the 90 days they did not credit $150 to one account and $50 to the other account, they took out $20 out of one account and six dollars on the other account and they told me I didn’t qualify for the incentive because of the fees they had taken out. They told me that the incentives would be credited two months later which would’ve ended up being more than the 90 days.I went round and round with them about this more than once and was just so frustrated with them about all this. I would have just kept my money in my pocket if I had known that they were going to do False advertising.

Davis274 ,

Not always the current balance

Not very happy with the app. I’ve had times where my account will show a balance and when I check it 5 hours later, I’ll have $150 more than the last balance. This is without me making any transactions. Then an hour later it’s back to the other balance. I’ve learned from the past that my account may not be what it is and not to make purchases based off what the app says my balance is. I’ve also had checks come out late at night that I’ve written to businesses that close at 5. I originally thought I could make a transfer the next day, since it was after the close of a business day, but was charged overdraft fees for not having the balance in the positive before 8am. The way it was explained to me was Commerce can process the check whenever they want. I have had Commerce bank for the last 10 years and finally I’m switching to another bank.

Developer Response ,

Please contact us for assistance. We can be reached at 844-782-7206.

Jeffreysbarks ,

Some improvements some steps backward

Updated 3/11:
Looks like credit card transactions are sorting properly. Descending by date.
Also fixed are the ebills that were paid but never released from the queue.
Hooray! This app is now 5 stars.

Updated 2/13:
E Bills are back which is great.
However since the functionality was delivered recently, I have phantom ebills still appearing. These bills have been “filed” on the website since I paid them outside of the e bill notifications but still show up in the app. They don’t appear as “reminders” on the website.

It would be helpful to be able to “file” or delete e bills.

Can add new billers

Steps back

Transfer between accounts used to show each account balance. No longer. Showing the account balance made credit card payments easier. Now I have to write down on paper.

Bill pay used to show new bills that just arrived. No longer. Now I have to rely on my email to get notifications.

Doesn’t your app development do any user experience research before adding or removing from functionality?


Developer Response ,

Update 2/14: Thank you for your updated feedback. A fix for this issue will be released in our next version of the app. Please accept our apologies for this inconvenience.

E-bills will return to the app in just a few weeks. We're sorry for this inconvenience. Look for more frequent updates to the app, so please continue to share your input.


Commerce Bank
67.7 MB
Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.
English, French, Spanish
Age Rating
Rated 4+
This app may use your location even when it isn't open, which can decrease battery life.
© 2018 Commerce Bancshares, Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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