Credit Karma: Free Credit Scores, Reports & Alerts
By Credit Karma, Inc.
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Description
Get your free credit scores, reports and more on Credit Karma. Checking your own credit won’t affect your score, and we’ll never ask for your credit card info. Apple ® named it one of 2016's 10 Best Apps of the Year, and it now has a bright new look!
Free, Helpful Features for Your Credit:
• Free credit monitoring – We’ll send you alerts about important changes on your TransUnion credit report.
• Direct Dispute™ – If you notice an error on your TransUnion report, you can submit a dispute without leaving Credit Karma.
• Free education, tips and tools – We’ll help you understand your scores and reports so you can make informed financial decisions.
• Personalized recommendations – Use our Approval Odds to find credit cards and loans you’re more likely to be approved for.
Join more than 60 million members on the path to financial progress. Learn more and sign up at creditkarma.com.
What's New in Version 4.11.1
• Search for money that's owed to you. There's more than $40 billion of unclaimed cash in the U.S. Scroll to the bottom of your 'Accounts' tab to see if any of it's yours.
• Bug fixes and enhancements
Stay tuned for more updates, and be sure to share your feedback at comments@creditkarma.com.
iPhone Screenshots
Customer Reviews
The best credit score app of all time
This app is with a doubt the most user friendly credit score app I have ever used and I'm pretty sure I've tried them all because I watch my score more then most ... what made me switch to credit karma in the first place is how they break down your reports and make them so easy to read and understand... I thought the website was easy to use and understand but WOW! And BRAVO! to the credit karma team that came up with this app and it's features !!! This app is so easy to use it makes the website seem super difficult... everything you need to know about your credit score, report, or individual detail in each report is right there at the touch of a button or swipe of the screen!!! Highly recommended by a frequent user and a big THANK YOU AND KEEP UP THE GOOD WORK to any and all involved in the creation and maintenance of this app
Accuracy is questionable
I downloaded the Credit Karma app after seeing commercials and the good reviews in the App Store. However, I am disappointed about how inaccurate the scores are. I see a decent score (675+) but when I applied for a mortgage and then a couple months later, a car, both of the lenders saw <600. That seems to be a big disparity between scores. I realize each lender pulls certain things related to the type of loan, but I cannot trust the accuracy of my scores through this app (same thing happened with my Experian account- so maybe my issue is with how credit scores are pulled by lenders, but 75+ difference in scores seems too much). I love the app for notifications and suggestions about my credit- those features are great.
Right app for Me!
I love this app!!! I use to have the individual ones for each of the 3 credit bureaus but cost me $20 each per month and frustrated when THEY were more inaccurate than credit karma and it's FREE...just in my price range. Hahaha. Since having credit karma I've applied for a mortgage and found that my score was pretty darn accurate. And I like the fact that I can and did file a dispute with the credit bureaus right from credit karma app!!! Yes!! Don't have to go to each individual agency any more!!! Thanks a bunch guys keep up the awesome work!!
- Free
- Category: Finance
- Updated: May 30, 2017
- Version: 4.11.1
- Size: 95.5 MB
- Language: English
- Seller: Credit Karma, Inc.
- © 2007-2017 Credit Karma, Inc.
Compatibility: Requires iOS 8.0 or later. Compatible with iPhone, iPad, and iPod touch.