Make the most of your credit, it's totally free! Start by digging into your credit profile and finding out what goes into your credit scores. Then get important updates with credit monitoring, check out personalized recommendations, even file your taxes for free with Credit Karma Tax.
• Check your scores – Log in anytime to look, it will never hurt your scores.
• Credit Karma Tax® - Filing your 2018 State and Federal tax return is 100% free start to finish, plus get our maximum refund guarantee, audit defense and dedicated support.
• Spot potential ID theft – We’ll tell you when your info is in another company’s public data breach — and what you can do.
• Find $ that belongs to you – Search state databases for unclaimed money in your name. There’s over $40 billion waiting to be claimed!
• Get money-saving recommendations – Use your credit to qualify for lower interest rates and better credit card rewards.
• Monitor your report – Get alerted when there’s an important change to your reports and challenge errors right from your account.
• Review credit tips – Receive helpful recommendations matched to your profile.
Join more than 80 million members on the path to financial progress. Learn more and sign up at www.creditkarma.com.
• Credit Karma Tax® - Filing your State and Federal tax return is 100% free start to finish, plus get our maximum refund guarantee, audit defense and dedicated support.
• This update also fixes bugs and improves performance.
Stay tuned for more updates, and be sure to share your feedback at firstname.lastname@example.org.
Ratings and Reviews
My honest and personal review
Credit Karma is essential to your credit health. You must make your first payment on any of your loans to have an impact on your score because that’s when the loan companies post. Credit Karma can only post when the credit card companies post so please don’t blame Credit Karma for everything. New accounts do post within the week usually. I’ve followed the advice and recommendations from Credit Karma and have seen my Score increase from the low 500’s to 607 in 6 months. This is the normal time frame and don’t let anyone tell you different. Stay honest with yourself and your credit reports and you’ll be able to sleep at night. I have found no other credit tool to be completely honest and free like Credit Karma. My opinion is that this will be the only credit monitoring app you will ever need. Also, please do wait the 5-6 months before applying for any new credit after you have opened a new line of credit from anyone. I learned this the hard way only because I’m stubborn and now I am going to wait the year for all my hard inquiries to fall off of my report because too many hard inquiries do, do damage to your score. Patience and a steady pace works best for improving your score. I’m aiming for the 800 club and can’t wait to be able to reap the rewards. God Bless to you all for taking the time to read my personal review and I’ll meet you at the top.
Complete game changer !
I received a nice amount of money from my father Christmas, and I had credit card balances all over the place! My boss loves credit karma and told me to check it out. This is the most amazing, amazing app I have ever come across in my entire life. Not only did it help me get my balances lower, by showing me my credit score report. The simulator showing if you pay certain cards down what your score will be is honestly a life-changing component. It also help me find unclaimed money without me even asking, and then I was able to get a point added on to fix my credit score. If you’re looking for a car, a home or personal loan credit karma is truly your best friend! I could not live without this amazing app. The fact that it is free is incredible! Do yourself a favor and all your friends and download the app it will truly be a game changer in your credit and credit card personal loan car loan history well done guys well done! Oh one last thing, the positive emoji‘s and telling you great job is really exciting even at my age! Get credit karma now! Thanks guys. Make sure you check your score with a different source tho , because my score was way lower with credit karma than it should have been.
I love my Credit Karma’s app, it’s part of my everyday life, I can’t imagine not having my credit karma app, it’s helped me so much in watching my credit, it tells me what could help me, and I can see if there are things in my credit reports that may be fraud, I found the app after I was a victim of identity theft, something very difficult to live through, I strongly recommend those who don’t have credit karma to give it a try, and browse the app to everything they have to offer for free and see how it can help you improve your credit and dispute something in your credit report that doesn’t belong to you, you’ll see your credit score rise in this app as you use all of the free options, and access that they have, so if you don’t have credit karma, I strongly recommend that you give it a try and use what they have to offer, you will see the difference in your credit therefore a difference in your life, someone once told me,” you can be poor, have no money, but if you have good credit, you’re rich”, I never forgot that and I found that it’s very true, thanks to credit karma, I’ve come a long way in bettering my credit. Thank you Credit Karma.
With Family Sharing set up, up to six family members can use this app.