iPhone Screenshots


Make the most of your credit, it's totally free! Start by digging into your credit profile and finding out what goes into your credit scores. Then get important updates with credit monitoring, keep an eye on your info with ID monitoring, check out personalized recommendations and more.

• Check your scores – Log in anytime to look, it will never hurt your scores.
• Spot potential ID theft – We’ll tell you when your info is in another company’s public data breach — and what you can do.
• Find $ that belongs to you – Search state databases for unclaimed money in your name. There’s over $40 billion waiting to be claimed!
• Get money-saving recommendations – Use your credit to qualify for lower interest rates and better credit card rewards.
• Monitor your reports – Get alerted when there’s an important change to your reports and challenge errors right from your account.
• Review credit tips – Receive helpful recommendations matched to your profile.

Join more than 75 million members on the path to financial progress. Learn more and sign up at www.creditkarma.com.

What's New

Version 4.20.3

• Bug fixes and enhancements

Stay tuned for more updates, and be sure to share your feedback at comments@creditkarma.com.

Customer Reviews

4.6 out of 5

7.4K Ratings

7.4K Ratings

Editors’ Notes

It’s one thing to know your credit score, but the real value comes with understanding how that mysterious number is calculated. This eye-catching app offers free credit scores from two of the major credit-reporting companies—a killer feature all on its own—while giving you insight on how to improve your standing. When things like overspending or late bill payments nudge your score down, notifications help you immediately steer your finances back on track.

Great app!

Glynnis Lee

I have been watching my credit increase over the last two years and it’s been fun with this app. I have opened around seven different lines of credit during this time and most of them were at the suggestion of Credit Karma. I still won’t get the personal loan it keeps recommending but overall it is really helped me focus on my credit score in a meaningful way.

Quick note to the person who’s review I’m assuming will be right below this one, yes your credit scores can be wildly different. My bank provides be with my fico score. My other credit cards provide me with a variety of other scores. And I have seen my Fico score Appear to be about 100 points different as well. That doesn’t mean my Credit Karma is wrong, my Equifax and Trans Union that are provided from other sources are also in line with my credit karma score and my Fico score is still real. Most days my Fico is at least 50-75 points different. They also explain several places that the score is an estimate and the fact that they’re using tools to determine what they think other places will view it as. Credit scores are not completely raw data. Each one uses the information it has and rates it accordingly to its own view. I’ve also had points for my Trans Union and my Equifax Have been 75 to 100 points different as well. It’s not as frequent as the difference between my fico and other scores. Just wanted to add my 2 sense on that.

False information!!!! Beware!!!


I have used credit karma for a while. I was misinformed highly. Everything seemed to go doing very well and my credit score was raising and raising over years of working on it. I had several struggles over the years of hard times and being disabled but I still did all I could. My score was great. I went to apply for a card and was approved but I received the approval and was sent a credit score much lower. My bank ended up pulling my credit score as well and it was 120 points lower than credit karma!!!!! They do not possess the same scores at all and I tried to email them. They kept sending me all of the word for word printed information already listed, giving me excuses. I understand each company can use or look at different forms of credit but NEVER will it be 120 points worth. I confirmed this with both the bank and new credit card company. I was completely applied that my credit was not the “great” they showed me but actually quote bad supposedly after working for years and doing all that I could to adjust it. I have paid all my bills before the time, paid more than what is owed, etc but regardless my credit is still poor because of medical bills from my disability that credit karma does not recognize. Be very very weary!!!!!!!


Credit Karma, Inc.
128.6 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© 2007-2018 Credit Karma, Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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