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Credit Karma - Free Credit Scores, Reports & Monitoring

By Credit Karma, Inc.

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Get to know your credit. Credit Karma is the free, effortless way to stay on top of your credit. Get always-free credit reports, credit scores, and daily credit monitoring. Making sense of your credit has never been so easy.

Free, Helpful Features for Your Credit:
• Free credit scores & reports - updated weekly
• Daily credit monitoring
• Tips on how to improve your credit health
• Personalized recommendations
• Tools to track all your reported accounts in one place

• SmartMoney
• Wall Street Journal
• Forbes
• TechCrunch

Credit Karma is both a free consumer service and a personalized marketplace. We provide more than 40 million people with free credit scores, reports and credit monitoring, and we specialize in helping you find financial products that fit your specific needs. We believe that taking charge of your credit and reaching your financial goals go hand in hand. To learn more, visit

Frequently Asked Questions:
Q: Is Credit Karma really free?
A: Yes. Credit Karma will never ask for your credit card information.

Q: Will accessing my credit report hurt my credit?
A: No. Checking your own score on Credit Karma does not negatively impact your credit score.

What's New in Version 2.4

We’ve heard you and made some improvements:

• You can now log in easier with Touch ID!

TIP: The "Credit Factors" tool highlights important areas that could impact your score. Remember to check them regularly!

Stay tuned for more updates. And we love your feedback, so share anytime at

iPhone Screenshot

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Customer Reviews

Up 100 points

Seriously...using Credit Karma I have raised my sad very poor credit score by 100's still it great but it's on the way. I was recently approved for a new car loan and the credit manager said he had never seen a credit report with so much negative information have such a good credit score. Keep in mind, this won't make the mistakes of the past go away but if you follow the advice, you can counteract it...I'm positive that as old stuff falls off of my report and I continue to follow credit karma, I can obtain a near perfect score.

Pretty Alright.

I've been using creditcarma for about 5 years now and it's proven to be an effective tool for my business. As a small business owner I'm often looking for funding or monitoring credit cards in order to keep my business running smoothly. This app keeps me up to date with my credit score and that helps when dealing with my bank and creditors. I can look at my profile whenever I need to and monitor creditcards, bank accounts, business loans. Great little application!

Love It

If you are serious about getting back on track with your credit, this app is an eye opener and will tell you what you have been doing wrong. Tells you what you need to do to get back on track and gives great advice. My brother brought his credit score up cause of this app, being able to monitor is credit was great for him. I just started using it and already set up a plan to pay off some expenses.

Credit Karma - Free Credit Scores, Reports & Monitoring
View In iTunes
  • Free
  • Category: Finance
  • Updated:
  • Version: 2.4
  • Size: 9.4 MB
  • Language: English
  • Seller:

Compatibility: Requires iOS 7.0 or later. Compatible with iPhone, iPad, and iPod touch. This app is optimized for iPhone 5, iPhone 6, and iPhone 6 Plus.

Customer Ratings

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