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Credit Karma Mobile - Free Credit Score & Credit Monitoring

By Credit Karma, Inc.

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Credit Karma is the free, effortless way to stay on top of your credit. Get always-free credit reports and credit scores from two leading credit bureaus and daily credit monitoring of your TransUnion credit report. Making sense of your credit was never so easy.

Free, Helpful Features for Your Credit:

• Credit reports and scores provided by both TransUnion and Equifax
• Weekly updates of credit scores and reports
• Daily monitoring of your TransUnion credit report
• Push notifications for credit alerts
• Personalized recommendations
• Tools to track all your reported accounts in one place

What’s New:

• Credit reports and scores provided by both TransUnion and Equifax
• Cleaner, redesigned layout
• Upgraded dashboard quickly highlights key changes to your credit profile
• Easy-to-read list of your alerts and notifications

Next Update:

We’ll be continuing to update our app in the next few months with new features. Stay tuned!

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Credit Karma is both a free consumer service and a personalized marketplace. We provide more than 35 million people with free credit scores, reports and credit monitoring, and we specialize in helping you find financial products that fit your specific needs. We believe that taking charge of your credit and reaching your financial goals go hand in hand. To learn more, visit

Frequently Asked Questions:
Q: Is Credit Karma really free?
A: Yes. Credit Karma will never ask for your credit card information.

Q: Will accessing my credit report hurt my credit?
A: No. Checking your own score does not negatively impact your credit score.

iPhone Screenshot

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Customer Reviews

Great credit report

This app has been extremely helpful to me. You can easily navigate and understand your score, your credit history, and much more. It takes a look at your score and then recommends the best card out on the market to best suit your needs. There is not a week that I go through that I don't reference this app and base my actions on the information. It's kept great track of my credit history and helped me evaluate myself. Thus allowing to make changes to my spending habits in accordance to what the numbers read. I'm a 20 your with a very high credit score and I can't say I'd be this current and up to date without this app. I highly recommend this app to any and all users interested in keeping a eye- or two- on there creditworthiness.

Thank you, hope this helps you decide to join the app or keep you with it!

A brand new kind of credit scam.

So, I thought good things were happening when I started using Credit Karma. I was working on getting my credit ready to buy a truck and a house.

I noticed my credit score started to drop and I had no reason why. Each time I would log in, usually weekly, my credit scores were even lower than before. Each time, it would show the credit scores then my customized suggested offers to help build my credit back up. Well, I will not get any credit card at the terms they were offering. Finally I thought, I just need to buy the truck and make 6 months of timely payments to get my score up for a house.

I was reluctant because I thought my score was too low, according to Credit Karma, it was. I went to a dealership where a very good friend is a salesperson. He ran my credit and pulled the same two scores that Credit Karma gives you. SURPRISE!!! One score was 107 points higher than what Credit Karma was showing and the other one was 88 points higher than Credit Karma was portraying. I was approved with an awesome interest rate.

It clicked, Credit Karma is pushing bad credit offers through advertising by leading users to believe their credit is worse than it is. Even today, I checked my Transunion score through my credit card provider and my score is 98 points higher than what Credit Karma is showing.

It's the new credit scam filled with deception.

Great tool for those trying to re-build credit!

This is a great app! A lot of people say the credit scores are way off, which they're not. Your score can change daily while the app updates once per week. It is still a GREAT tool to keep track of debt that needs to be paid. Let's be honest, if you go directly to the credit bureaus they charge you for checking your score once, this is FREE!!! Completely free!

Credit Karma Mobile - Free Credit Score & Credit Monitoring
View In iTunes
  • Free
  • Category: Finance
  • Updated:
  • Version: 2.1.0
  • Size: 16.3 MB
  • Language: English
  • Seller:

Compatibility: Requires iOS 7.0 or later. Compatible with iPhone, iPad, and iPod touch. This app is optimized for iPhone 5.

Customer Ratings

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