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Credit Karma Mobile - Free Credit Score & Credit Monitoring

By Credit Karma, Inc.

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Credit Karma is the free, effortless way to stay on top of your credit. Get always-free credit reports and credit scores from two leading credit bureaus and daily credit monitoring of your TransUnion credit report. Making sense of your credit was never so easy.

Free, Helpful Features for Your Credit:

• Credit reports and scores provided by both TransUnion and Equifax
• Weekly updates of credit scores and reports
• Daily monitoring of your TransUnion credit report
• Push notifications for credit alerts
• Personalized recommendations
• Tools to track all your reported accounts in one place

What’s New:

• Credit reports and scores provided by both TransUnion and Equifax
• Cleaner, redesigned layout
• Upgraded dashboard quickly highlights key changes to your credit profile
• Easy-to-read list of your alerts and notifications

Next Update:

We’ll be continuing to update our app in the next few months with new features. Stay tuned!

• SmartMoney
• Wall Street Journal
• Forbes
• TechCrunch

Credit Karma is both a free consumer service and a personalized marketplace. We provide more than 35 million people with free credit scores, reports and credit monitoring, and we specialize in helping you find financial products that fit your specific needs. We believe that taking charge of your credit and reaching your financial goals go hand in hand. To learn more, visit

Frequently Asked Questions:
Q: Is Credit Karma really free?
A: Yes. Credit Karma will never ask for your credit card information.

Q: Will accessing my credit report hurt my credit?
A: No. Checking your own score does not negatively impact your credit score.

What's New in Version 2.3

We’ve listened to you and made some improvements:

• Credit Factors and Credit Reports now available!
• Optimized for our iPhone 6/6+ users.

TIP: Your credit factors are important in improving your credit score. Remember to check regularly!

Stay tuned for more updates. And we love your feedback, so share anytime at

iPhone Screenshot

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Customer Reviews

The best resource for keeping up with your credit

I've used his app for a little under a year and it has drastically changed the way I manage my credit and look at my credit. I'm not so sure it's 100% accurate considering I recently bought a new car and the dealer said my score was actually 15 points higher than what Credit Karma reported. I WILL however say with allllllll of the useful tips and other literature, it's the EASIEST way to quickly learn the absolute basics and no-fluff information on credit. I have relied on this app for several months as I've increased my credit over 40 points while using it. It keeps me abreast with what my score is doing based on what I'm paying off/down. Highly recommend this app. Only downside is that the recent updates appear to no longer show when the next "credit score update" is. I miss that. It only now shows when it was "last updated".

Great way to know your scores!

They DONT do a hard inquiry on your credit to get a TON of great information. Great to have even if it's only for security- they notify you if any hard inquiry and of any newly opened account- and any existing account. They definitely do advertise and promote capital one credit cards like crazy, HOWEVER- you don't HAVE to look at them and they aren't pushed into your view in any way... So just be careful not to trust that you need every credit card offer that they make... And use it for what it's worth: staying up to date with your credit rating and up to date on any and all changes to your accounts. Use it for the peace of mind that you know what's on your reports and knowing you'll see if anyone's trying to use your information...

This will save my life/credit!

Credit Karma has the detail, resources and help in layman's terms that can actually get me where I need to be! Thank goodness I found it when I did; it's easy to see how comprehensive it is and how that will easily help me rebuild my credit. Sadly I've been using another app to monitor my credit and now I realize the other one was a waste of time and inaccurate :( It was to prepare to rent a new apartment and now I'm scared I won't be able to since I can see the other app misrepresented my score and the factors most affecting it. I will use Credit karma for a long time and I'm going to delete the other one right now.

Credit Karma Mobile - Free Credit Score & Credit Monitoring
View In iTunes
  • Free
  • Category: Finance
  • Updated:
  • Version: 2.3
  • Size: 9.3 MB
  • Language: English
  • Seller:

Compatibility: Requires iOS 7.0 or later. Compatible with iPhone, iPad, and iPod touch. This app is optimized for iPhone 5, iPhone 6, and iPhone 6 Plus.

Customer Ratings

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