Make the most of your credit, it's totally free! Start by digging into your credit profile and finding out what goes into your credit scores. Then get important updates with credit monitoring, check out personalized recommendations, even file your taxes for free with Credit Karma Tax.
• Check your scores – Log in anytime to look, it will never hurt your scores.
• Credit Karma Tax® - Filing your 2018 State and Federal tax return is 100% free start to finish, plus get our maximum refund guarantee, audit defense and dedicated support.
• Spot potential ID theft – We’ll tell you when your info is in another company’s public data breach — and what you can do.
• Find $ that belongs to you – Search state databases for unclaimed money in your name. There’s over $40 billion waiting to be claimed!
• Get money-saving recommendations – Use your credit to qualify for lower interest rates and better credit card rewards.
• Monitor your report – Get alerted when there’s an important change to your reports and challenge errors right from your account.
• Review credit tips – Receive helpful recommendations matched to your profile.
Join more than 80 million members on the path to financial progress. Learn more and sign up at www.creditkarma.com.
• Credit Karma Tax® - Filing your State and Federal tax return is 100% free start to finish, plus get our maximum refund guarantee, audit defense and dedicated support.
• This update also fixes bugs and improves performance.
Stay tuned for more updates, and be sure to share your feedback at email@example.com.
Ratings and Reviews
My honest and personal review
Credit Karma is essential to your credit health. You must make your first payment on any of your loans to have an impact on your score because that’s when the loan companies post. Credit Karma can only post when the credit card companies post so please don’t blame Credit Karma for everything. New accounts do post within the week usually. I’ve followed the advice and recommendations from Credit Karma and have seen my Score increase from the low 500’s to 607 in 6 months. This is the normal time frame and don’t let anyone tell you different. Stay honest with yourself and your credit reports and you’ll be able to sleep at night. I have found no other credit tool to be completely honest and free like Credit Karma. My opinion is that this will be the only credit monitoring app you will ever need. Also, please do wait the 5-6 months before applying for any new credit after you have opened a new line of credit from anyone. I learned this the hard way only because I’m stubborn and now I am going to wait the year for all my hard inquiries to fall off of my report because too many hard inquiries do, do damage to your score. Patience and a steady pace works best for improving your score. I’m aiming for the 800 club and can’t wait to be able to reap the rewards. God Bless to you all for taking the time to read my personal review and I’ll meet you at the top.
Truly worth downloading!
Love this app, I use it daily! Honestly I’m so happy they have finally made their service free so that everyone can utilize it, no matter their financial situation. It provides SO much more than just your credit score. Cause let’s be real, almost all online banking apps provide you with your current credit score/history free of charge as long as you have an account with them. The thing that makes this app incomparable to Wells Fargo or chase app is that it compiles literally EVERYTHING on or about your credit on to ONE app. No more shifting through apps or checking your credit card balances online, this app shows all accounts open/closed. It shows the balances and minimum payment amounts, as well has the usage percentage. If you inout your house or car information it’ll also provide you with all the information on that as well as the current market value and the predicted depreciation amount based on years. It truly makes staying on top of your credit score super convenient. In fact being able to consistently keep track of my score, open accounts, and percentage of usage (of course accompanied with my knowledge on strategies to increase credit and hard work) I’ve increased my credit score by 110 points just over the past 4 months since downloading the app! It’s great!!!
I have been using Credit Karma for a few years now. Originally, I downloaded the app to do my taxes for free and then I realized that it offered more. I checked my credit score because I was looking for an apartment. I had an eviction on my report, and I didn’t realize how much it was influencing my credit. Credit Karma made it so easy to dispute the eviction. Within a few days, the eviction was off my record; I was out of the hotel and into my new apartment.
Now that I have an iPhone, I love the app even more. It is so easy to sign on with my fingerprint. I’ve been slowly watching my credit scores rise. I recently got a better job and became ready to work on my credit. Credit Karma showed me some credit card options that could be ideal for me-even better than the bank I’ve been using for years. The card application was super easy, and I was approved for a card! I’m already paying on-time, and just a few payments away from being able to raise my credit limit.
I REALLY appreciate Credit Karma. It is easy to use and extremely helpful. I don’t feel bombarded by ads or other forms of consumer pressure. It makes it easy to understand credit, my credit, and make decisions to improve my future. Thanks for giving me the edge that all adults should have!
With Family Sharing set up, up to six family members can use this app.