Get your free credit score, report card and monitoring with Credit Sesame. Our mission is to empower you to achieve your financial goals. With our credit score app we provide millions of people access to free credit scores and coach you to grow your financial potential. No credit card is required, and checking your score will not impact it. Start the journey today to improve your credit score.

Here is what you can expect in addition to your monthly updated FREE credit score check:

• Free Credit Report Card - We'll break down your score and show you what's impacting your credit.

• Free Credit Strategy - Once you know where you stand, we'll give you a custom action plan to take control of your credit.

• Free Credit Alerts and Monitoring - Free 24/7 credit monitoring with early identity theft warnings and fraud detection

• My Borrowing Power - Get personalized recommendations for the best credit cards, mortgage rates, and refinance options.

• Free ID Theft Protection - You're always protected with $50,000 in identity theft protection insurance.

We help you answer questions such as:
-What is my credit score?
-How can I check my credit score?
-How can I better manage my credit?

1000's+ news mentions, including:

• The Wall Street Journal

• The New York Times

• NBC’s TODAY Show

• CNN Money


To learn more, visit


"It gives me a detailed look at my finances and makes suggestions on what I can do to make it better." - Adriana
"If you are trying to buy a new house, Credit Sesame is the place to start." - Daniel
"It’s like having an assistant that keeps track of credit and debt." - David
"I feel so much less stress, and more optimism about our future." - Jesse

What’s New

Version 4.1.4

We are always making improvements to Credit Sesame. To make sure you can access the latest analysis and alerts about your credit score, keep your Updates turned on!

Ratings and Reviews

4.7 out of 5
77.6K Ratings
77.6K Ratings
f0xm0m ,

Great free option

This is a good free service if youre just starting to focus on your credit. Most of the information for my debts and accounts are fairly accurate. However, i also have access to my FICO score through my car note holder..and their score is 60points higher! Of course this may not reflect as much because i dont pay for the premium services, but basically if you have a good score here- you might have an even higher score in all actuality. Thats why i keep the app to have a reference point if i can get this score to reflect the FICO then my score should be substantially better! I will credit this app with helping me make a 457 into a 650 in under ONE YEAR! With help getting a secure card, and knowing whos holding my debts and what exactly i had to pay. They make this information very easy to understand. I had a lot of misconceptions about the reporting process, and this is a very clear concise way to help learn what makes a credit score.

Snosal ,

Not Worth the Headache

I downloaded this app because I’m working on improving my credit score. Instead of getting helpful pointers it tells me to apply for more credit cards to increase my available credit — which i don’t need or want. A better suggestion would pay off more of my credit debt which would also increase my available credit. I don’t need another new credit card account tinging my credit score. I don’t think the developers of the app actually understand what to do and how to be credit worthy. Another feature is all the emails telling me my chances of being approved for various credit cards. If the developers had knowledge of things that affect my credit score they’d know that new accounts are a huge factor in determining credit score. I’m deleting the app now.

HuffyPuffyBlowFish ,

Not that helpful/accurate

My credit is BAD so obviously I downloaded this app to keep track and work on it. My score is displayed as “532”. And has been for a month and a half. I went to the bank 2 weeks ago and got a real credit report that said my actual score was 565. I then purchased the “refresh whenever for a week $1.99” option and refreshed everyday and saw no changes. I also paid off a good 60% of my credit usage in the first days of May, and it still tells me I’m utilizing 90% of my credit which is incorrect (last update on May 30). If you’re truly worried about your credit, you should contact your bank. Also do not download if you’re expecting an accurate reading of your credit score. :-)

Forgot to mention I paid off all of a car loan ($3000+) at the end of April and it still hasn’t changed on this app.


Credit Sesame, Inc.
45.5 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
Rated 4+
© 2012-2015 Credit Sesame, Inc.
In-App Purchases
  1. Daily refresh for a week $1.99
  2. Daily refresh for a month $4.99


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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