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The debit card that empowers teens to make the best financial decisions. Automate allowance, get spending notifications, create and reward chores, and never have to run to the ATM for cash again.

Current gives teens everything they need to learn how to budget money, including savings goals, round-up savings, and the ability to check their balance so they always know how much they have to spend. They can earn money from chores, pay or request money from friends, and even give to charity. Each teen account includes a Visa® chip and pin debit card, in their name, that allows teens to spend online, in stores, and use ATMs. It even works with Apple Pay.

Parents get visibility into their teens spending with real-time alerts that show where transactions are happening. You can instantly transfer money to your teen, no matter where they are. If they are out with friends, or traveling outside the country, sending them extra money is easy. Current takes only a few minutes to setup and conveniently works with your existing bank account.

Convenience for Parents:
- Visibility into your teens spending with real-time alerts
- Schedule allowance in advance so it happens automatically
- Send money to your teens instantly
- Connects to your existing bank for easy transfers
- Any adult with a bank account can contribute

Freedom for Teens:
- Spend the way you want with A Visa® debit card
- Shop online use Apple Pay, and more
- See your balance so you know how much you can spend
- Request money from your parents
- Set savings goals and track your progress
- Round-up purchases and save a little every time you spend
- Earn money for chores and task (get paid for them fast)
- Donate to millions of charities through our website
- Request money from siblings and friends or pay them back

Transparent Pricing:
Current charges a simple, annual subscription of $36 per teen. Unlike prepaid cards and many student checking accounts, we have:

- no transaction or transfer fees
- no minimum balances or minimum transfer amounts
- no overdraft fees
- no activation fee or inactivity fees

- Pause the card right from your phone to prevent unauthorized spending.
- No overdraft fees -- transactions larger than the card balance are declined
- The latest security, including an EMV chip on each debit card
- Ensure your privacy with fingerprint and facial recognition locks.

Download the Current app, today!

This app may use your location even when it isn’t open, which can decrease device battery life.
Continued use of GPS running in the background can dramatically decrease battery life.

What's New

Version 3.1.5

Nothing new-new. Just a bunch of UI tweaks, bug fixes, and general improvements. Keep the feedback coming!

Ratings and Reviews

4.5 out of 5
3.2K Ratings
3.2K Ratings

Good idea, needs work

I started free trials for two competing debit card companies, and this one came in second. It takes a full day to transfer funds from my bank account into my parent wallet in the app! That was way too long. I need the money there instantly. I debated this card in the first place because I wanted the chores to be checked off and payment to the kids to be made only if chores were done, but it is not a simple integration. Once you create the chores, you can’t edit them, so even if there is a typo, you are stuck with it! You can’t change the order that the chores appear for each day, and there isn’t a check box to check them off when they’re done. I started by creating a separate chore for EACH action I wanted done, but it takes up most of my screen to show one chore, and with three kids and at least 15 chores each, it wasn’t worth it. I decided to go with another card that does not have the chore option, but transfers to my parent wallet immediately, does not require such an elaborate password to get into the app (how about a PIN or fingerprint?), and I can turn each card on or off any time with only two clicks instead of three. If I think it’s lost? Off. If I can’t find it? Off. Kids have it safe in their wallet? On. Current does not have that option without reporting it stolen.

Developer Response

Hello, Thank you for your feedback. I'd like to clarify some confusion: (1) We will be introducing instant transfers any day now. (2) We are aware of the chores function, and it is something that we are working on. (3) However, you CAN turn your teen's card ON and OFF with Current (without reporting it as lost).


I love it! So far so good!

It empowers my teen twin sons in spending decisions based on their account balance instead of mine! They don’t have to ask me for money anymore, they get their weekly allowance automatically! I love the chore section! I can get them to do their chores faster! They can see the chore payment set up and they know the funds won’t be released until they complete their chore! You wouldn’t believe how much faster they move to get their chore completed lol (love it! ). Plus it teaches them how to bank, which these teens needs to learn before they become adults and make bad spending choices. They can save and puts money in their savings account. The giving account is wonderful. Teens needs to master the art of selflessness! I love this app so far so good. The yearly fee is affordable and worth it! A few things that are confusing however, when I set up an allowance, once it’s posted, the allowance I set resets and I’m confused as to if I need to reset. In the confusion, I set the allowance three times and now three payments were made when I only meant to set one allowance weekly.

Developer Response

Thank you for the feedback! Please email us at support@current.com so we can look into what's happening to the allowance set up.

Lovepink 45

Best thing ever for kids that love video games and teens!

I have two teenage daughters and a 10 year old with autism . I started with just getting a card for my oldest because she’s 16 and driving and it ma easy way for her to have her own money but then I got my other two kids one because they play all those internet games and I hate giving them my credit card because they save the card and buy all kinds of stuff. So now they have their own card and they have to earn money for it . Rolblox is expensive . 😫. They can use it for stuff at the store and everything and I don’t have to worry about reoccurring charges all the time . Only thing I would change is that it takes like 2-3 days sometimes for it to go through so if they needed money fast than u have to keep money on your account just in case . But it’s not so bad . Other than that I totally love the card and my sister and friend got the same thing for their kids . Great idea wish I would have thought of it :)

Developer Response

Hello, Thank you so much for your kind review. We're really happy to say that we'll be introducing instant transfer very soon... so there will be no wait time in case of an emergency.


Finco Services, Inc.
132.5 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
This app may use your location even when it isn't open, which can decrease battery life.
© 2018 Finco Services, Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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