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The debit card that empowers teens to make the best financial decisions. Automate allowance, get spending notifications, create and reward chores, and never have to run to the ATM for cash again.

Current gives teens everything they need to learn how to budget money, including savings goals, round-up savings, and the ability to check their balance so they always know how much they have to spend. They can earn money from chores, pay or request money from friends, and even give to charity. Each teen account includes a Visa® chip and pin debit card, in their name, that allows teens to spend online, in stores, and use ATMs. It even works with Apple Pay.

Parents get visibility into their teens spending with real-time alerts that show where transactions are happening. You can instantly transfer money to your teen, no matter where they are. If they are out with friends, or traveling outside the country, sending them extra money is easy. Current takes only a few minutes to setup and conveniently works with your existing bank account.

Convenience for Parents:
- Visibility into your teens spending with real-time alerts
- Schedule allowance in advance so it happens automatically
- Send money to your teens instantly
- Connects to your existing bank for easy transfers
- Any adult with a bank account can contribute

Freedom for Teens:
- Spend the way you want with A Visa® debit card
- Shop online use Apple Pay, and more
- See your balance so you know how much you can spend
- Request money from your parents
- Set savings goals and track your progress
- Round-up purchases and save a little every time you spend
- Earn money for chores and task (get paid for them fast)
- Donate to millions of charities through our website
- Request money from siblings and friends or pay them back

Transparent Pricing:
Current charges a simple, annual subscription of $36 for your first teen, and $12 for each additional teen. Unlike prepaid cards and many student checking accounts, we have:

- no transaction or transfer fees
- no minimum balances or minimum transfer amounts
- no overdraft fees
- no activation fee or inactivity fees

- Pause the card right from your phone to prevent unauthorized spending.
- No overdraft fees -- transactions larger than the card balance are declined
- The latest security, including an EMV chip on each debit card
- Ensure your privacy with fingerprint and facial recognition locks.

Download the Current app, today!

This app may use your location even when it isn’t open, which can decrease device battery life.
Continued use of GPS running in the background can dramatically decrease battery life.

What's New

Version 3.0.22

You asked and we listened. Each time you make a transaction to or from your bank, you will now see the estimated date it will settle.
Additionally, some adjustments to Current's overall look and feel and minor bug fixes.
Keep the feedback coming!

Ratings and Reviews

4.2 out of 5

1.1K Ratings

1.1K Ratings


Tampa Tracy

I got two cards for my niece and nephew as a Christmas gift. I did it as a way to send them a little money each month for allowance to help my sister out while she was going to school.

My sister was also able to add herself as a parent. It took a little bit of time because the security feature for adding another adult to the count was a part of the process. I’d choose security over convenience any day.

I was surprised by the fact that the
kids actually watch their money and spending habits better with the card then when they had cash in hand.

My sister actually loves it more than the kids do and she tells everybody about it. The cards gives peace of mind because you can easily transfer the money in an emergency or transfer money out.

You’re able to view all the spending that goes in and out of the kids accounts. They also realized for the first time that when you use cards or checks or other items of payment there is an actual connection to real money. These items don’t offer unlimited access to money sources.

They both have become pretty frugal since getting the cards. When they go out to dinner with their friends, they order water or off the children’s menu sometimes if they’re not very hungry. Even more importantly they started paying attention to the cost of what they choose from the menu when they’re out with their mom or dad or grandparents who are on a limited budget.


Developer Response

It's so great to hear that your niece and nephew have learned better spending habits. That's what we strive for; for teens to learn by doing. Make sure both you and your sister are using our referral program so you can be rewarded each time a parent signs up through your link.

Not pleased at all!!!

Deanna Lynn Heath

I was so excited to get this cc for my 12 year old for Christmas and it took over a month for it to come. So I did not get to use it for the 30 days and was still charged a $36 fee. I asked if it could be waived and the answer was no. Then there was a glitch with a payment where I tried to stop a payment on currents end it was showing it wasn’t there then the next thing I know I had to have my bank put the money back and was charged a overdraft fee 😡. The lady I emailed was not helpful and just said next time take a screenshot . Well Idid do that And it still showed safari could not open the page because the address is invalid I was looking around to see if there was another company similar. Not very pleased with current. Then I was given $50 because of the hassle of everything which was a nice gesture but my son still is not able to use this card. Now I have to have another bank added to my account so needless to say I’m going to withdraw the money and get my son another credit card cause it’s not that serious!!!

Developer Response

Hi Deanna, We're very sorry to hear about your experience! We understand how frustrating not receiving your card must have been, especially over the holidays. We were, in fact, experiencing card delivery delays in December, which have been resolved since then. We take our feedback very seriously so we appreciate you leaving us yours.

Great App for teens


Well, first of all, it is impossible in our state to get a debt card from any bank or local credit union for anyone under the age of 18. I love this app for its ability to teach our teens how to earn, save, and spend money. At first, I didn't understand that by transferring money into your primary account you are able to transfer monies quickly towards completed chores. However, if you transfer each chore from your bank account ACH payments will take approximately 2 days. I had no problems with the service line regarding questions or concerns that I encountered. I like seeing what my children buy right away. Most importantly, our children love it and begin to develop a sense of "adulting" in a tech savvy way.

Developer Response

Empowering teens to learn by doing is something that's extremely important to us. Happy to hear Current is working for you and your teens.


Finco Services, Inc.
80.2 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
This app may use your location even when it isn't open, which can decrease battery life.
© 2018 Finco Services, Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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