*** No. 1 Ranked Finance App in the US & UK ***

'Debt Manager' has one aim - To help you GET OUT OF DEBT FAST!

5-Stars - "By Far, This is one of the best Money Apps that I have seen. Fantastic, Great Job"

5-Stars - "This app is worth every penny.. Great info and breakdown.. I am so looking forward to being debt free!!"

5-Stars - "This app is three things: Simple. Effective. Spot On."

5-Stars - "The details, features and thought that went into creating this app are endless."

5-Stars - "Super easy to use; choice of strategies to choose for to pay off debts. Most helpful app for paying down debt I've come across."

Debt Manager helps you to organize, track and pay off all your debts in the cheapest and fastest possible way. It does this using the Debt Snowball method, which is recognised by leading financial advisors as the most effective way to pay off multiple debts.

You will be amazed at how much time and money you could save by applying this simple strategy, and this app will show you how. So if you want to become debt free, get started now!

*** Features ***
√ Simple and intuitive user interface
- helps you see results quickly and clearly

√ Hints and tips
- don't worry, we will guide you through the process

√ Summary shows your payoff progress
- includes progress bar, your debt free date and your interest/time savings

√ Choose from multiple pay off Strategies
- Lowest Balance First
- Highest Interest First
- Highest Balance First
- Custom Order

√ An unlimited number of debts can be entered
- each debt can be individually analysed
- payments may be entered as a percentage of balance
- support for introductory rates e.g. 0% for 6 months

√ Monthly Payments may be recorded
- either automatic or manual recording
- allows you to keep track of your progress

√ Backup & Restore
- use popular Dropbox service for online storage
- keep your data safe
- manually sync between devices

√ Choice of payment periods
- handles monthly, weekly and fortnightly payments

√ Extra Payments can be entered against each debt
- helps pay off your debts even faster
- can be entered Monthly, Yearly or as a One Off

√ Transactions can be entered against each debt
- allows you to take into account expenses/purchases
- can be entered Monthly, Yearly or as a One Off
- will increase the debt balance

√ Try out various 'What-If' scenarios e.g.
- a change in interest rate
- increased monthly payments

√ Export the debt details via Email
- professionally formatted PDF or HTML
- export individual debts or overall summary
- includes full amortization schedules
- charts are attached to the email export

√ Interactive reports
- easy visualisation of the debt breakdown
- compare debts side by side
- press, hold and slide to see the costs per month
- pinch to zoom

√ Set of Calculators are included to help you compute:
- monthly payments
- extra payments
- payoff date
- refinance benefits

√ Notification of payments due
- so you never forget to record a payment

√ Passcode protection
- keep your data safe

√ Full manual is embedded within the app
- has all the info you will ever need

What's New

Version 1.7.1

iPhone X support

Ratings and Reviews

4.5 out of 5

213 Ratings

213 Ratings

The app is great, wish it had one more thing


I’ve used this for my snowball with great success. But I’ve downgraded it by one star because it lacks one feature that is VERY important to me: the ability to create and track multiple independent paydown plans. I have two kinds of debt: health-care related and non-health-care related. Because these are paid from different funding sources (HSA vs checking acct), they cannot be co-mingled. For example, if I payoff a hospital account with my HSA, the snowball should move to my physician’s account rather than a credit card account, because I cannot legally use those same HSA funds to payoff my credit card.

If the app had the ability to track multiple paydown plans independently, then I would put all my health care debts in one plan (with its own snowball), and all my consumer credit debts in another plan (with its own snowball, maybe even a different strategy).

Once it supports that, then I’ll update my review to add the final star.

Love it!


This app is very malleable and customizable. You can change one month without altering the overall plan. You can even have a credit card with two different APR's due to a promotion or a balance transfer. I love how you can see debts presented in graph, table or summary. The one thing I would change is that it would be nice to be able to see a synopsis of each month, and how much money is being spent that month on total payments and then a further breakdown of total spent in terms of interest or balance paid down. The app already shows that breakdown per account and over the life of the debt. I would just like to be able to see on a monthly basis all debts together and how much I am spending in order to plan short term.

Simply Excellent!!!

To cox

I really like this application. It actually works as advertised. I've used 5 other applications purporting to compile, analyze, and offer a reasonable strategy based on the "snowball" theory and this is the only one that actually works without error. I'm no financial expert, just a regular guy trying to escape the morass of debt and I highly recommend it. This program will Really help you achieve your goal to eliminate debt within a reasonable time. Entries and calculations are effortless and I especially like the "snowflake" feature. Try this APP, you will not be disappointed!


MH Riley Ltd
29.6 MB
Requires iOS 8.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© MH Riley


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

More By This Developer

You May Also Like