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Millions of people use the Debt Snowball Method in their chase for financial freedom. This Debt Free calculator is just another tool in the toolbox, just like your other budget, mortgage, student loan, car loan, apps out there.

Use the Debt Snowball Calculator to calculate the number of months it will take to become debt free.

Enter in your debt and the app will create a debt free plan using the debt snowball method.

This plan will give you a timeline for car loan payoffs, credit card payoffs, student loan payoffs and mortgage payoffs. By paying off all your debts, financial freedom will be one step closer.

Now that you have your plan. Track your progress with our printable Debt-Free Charts. Choose between two styles, a chart that is blank where you fill in your payments, or a chart that is filled where the app generates all your payments. You'll be tracking your debt-free journey in no-time.

What’s New

Version 1.2

New! We just added a new debt-free chart. The app will now generate a personalized chart with your information, name, payments, and length of the journey. Simply, create your plan and press on the "Create Printable Chart" button to start tracking your debt-free journey.

We also fixed a crashing bug.

Ratings and Reviews

4.1 out of 5
15 Ratings
15 Ratings
Gossamer8 ,

No Snowball Options

I wish I had read reviews before purchasing this one. The only payoff method is paying lowest balances first. The dev responded to another review stating that paying highest interest rates first is called “debt avalanche”, but I have *never* heard of that. I’ve always seen both those options considered to be snowballing. The snowball method is that you take the money from a paid off debt and apply it to the next debt - that isn’t confined just to paying lowest balances first method. My bad for not finding out this app only has one payoff plan option and won’t work for me as I want/need to pay off higher interest rate balances first. 2 stars for the inspiration to make my own payoff plan charts like the ones in this app (using a payoff plan from another app that has highest interest rate first option).

Developer Response ,

Thank you for taking your time to review the debt snowball app. We are very sorry to hear of your bad experience. The debt snowball method is a debt reduction strategy, in which you pay off bills in order of smallest to largest, regardless of interest rate. You then roll the amount you used to pay those first debts into paying off your bigger ones — like rolling a snowball down a hill.The debt snowball method forces you to stay intentional about paying one bill at a time until you’re debt-free. We are always looking for ways to improve our app and would love for you to try us again in the near future.

bzigterman ,

Edit: Great in-app purchase

Edit: Update greatly improves the chart. It’s now personalized and I plan to print them off. Thanks!

Original: There’s no preview of what the in-app purchase chart will look like, but I figured it’s only a dollar and bought it. But the chart is just a name of the debt with a bunch of lines through it. No numbers, no dates. Just a lot of lines. I’m sure the lines mean something but I’m confused as to what.

Developer Response ,

Edit: Thank you for your continued support. We plan on enhancing the app even more.

Original: We apologize, we will do a better job of explaining the in-app purchase. The blank lines are meant to be filled out with the amount you pay towards that loan. They can be equal amounts or any amount. The goal of these charts is to just track your progress by filling in a row with color.

Denise Albright ,

So easy & love the all-inclusive view

It was super simple to funnel all my accounts into one place. So great that I can see it all in a single platform. I love that it quickly tabulates the payoff when I make additional payments...love seeing how much it reduces my payoff period!


Jesse Flores
12.6 MB

Requires iOS 11.4 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
Rated 4+
© Jesse Flores - Everydayworks


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