We provide the tools and resources to help build your credit every step of the way. Insights give you real-time feedback on the actions you can take right now to start improving your credit.
WHERE TRADITIONAL LENDERS SEE RISK, WE SEE POTENTIAL
While traditional lenders only look at your FICO score, our proprietary algorithm weighs in other factors such as your current financial health, education, future employability and projected earnings.
WE BALANCE SIMPLICITY AND SECURITY
Our cards meet the strictest requirements of the law when it comes to security, using enhanced identity verification and consistent lending practices to ensure your safety. All of these features and we never sacrifice a simple experience to sign up or manage your account on the go..
WHAT PEOPLE ARE SAYING ABOUT US
“I’m a proud customer. It’s efficient with clear payment options, great rewards like Amazon Prime, and it’s accepted everywhere Mastercard is. I would absolutely recommend it to my friends and all students.”
***** Margaret K - University of Texas San Antonio
“My Deserve card is helping me build credit history and I use it everywhere. I'm happy with the card and their service. Highly recommended for all students.”
***** Jin L. - University of Texas at Dallas
“I use my credit card for many things from buying groceries to paying my bills. It's more convenient than carrying cash.”
***** Diana A. - University of California Berkeley
DON’T JUST TAKE OUR WORD FOR IT
“An A+ credit card for students lacking credit. The idea behind Deserve is simple, but powerful: Students deserve the chance to build credit with a credit card, and they shouldn’t have to jump through hoops just to get approved.”
***** Credit Karma
“If you’re a student looking to establish credit, the Deserve® Edu Mastercard for Students may clear some obstacles from your path while also earning you cash-back rewards, a rare opportunity when you have no credit record.”
“The Deserve® Edu Mastercard for Students is a solid choice for anyone who’s currently enrolled in a U.S. college or university, particularly international students and fans of Amazon.com”
To learn more about Deserve and to apply for a Deserve Mastercard, visit https://www.deserve.com
Deserve® is a venture-backed startup that is dedicated to offering much-needed financial services to students at U.S. colleges and universities. Cards issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.
We’re always updating Deserve Mobile to improve our app and to bring important features to the Deserve community! This release introduces a new modern styling throughout the app and home screen. In addition to a cleaner layout, your account balance will always be within view at the top of the screen on all main app pages. Alert Management has been redesigned as well. Lastly, Deserve Perks are now accessible directly in the app! Be on the lookout for notifications on new and exciting features, perks, and rewards in future releases.
Ratings and Reviews
Great app, very intuitive
Easy to use, relevant information at my fingertip. Clear transparency around rewards/cash back earned!
Deserve has provided a great platform for students like me in building credit history. They are constantly providing new features like SMS notifications and now this app. Though most bank already provide this essentials but they don’t provide facility to open credit without SSN. Keep up your good work Deserve/Selfscore
Easy to set up and use
Information on my credit card activity, balance, and available credit are presented clearly. I can even check my credit score right in the app! What I love most are the push notifications I get on my phone in real time with every transaction.
Get all of your passes, tickets, cards, and more in one place.
With Family Sharing set up, up to six family members can use this app.