We provide the tools and resources to help build your credit every step of the way. Insights give you real-time feedback on the actions you can take right now to start improving your credit.
WHERE TRADITIONAL LENDERS SEE RISK, WE SEE POTENTIAL
While traditional lenders only look at your FICO score and credit history to determine your credit worthiness, in absence of a history, our proprietary algorithm takes other factors into consideration such as your current financial health and habits to predict your future credit potential.
WE BALANCE SIMPLICITY AND SECURITY
Our cards meet the strictest requirements of the law when it comes to security, using enhanced identity verification and consistent lending practices to ensure your safety. All of these features and we never sacrifice a simple experience to sign up or manage your account on the go..
WHAT PEOPLE ARE SAYING ABOUT US
“I’m a proud customer. It’s efficient with clear payment options, great rewards like Amazon Prime, and it’s accepted everywhere Mastercard is. I would absolutely recommend it to my friends and all students.”
***** Margaret K - University of Texas San Antonio
“My Deserve card is helping me build credit history and I use it everywhere. I'm happy with the card and their service. Highly recommended for all students.”
***** Jin L. - University of Texas at Dallas
“I use my credit card for many things from buying groceries to paying my bills. It's more convenient than carrying cash.”
***** Diana A. - University of California Berkeley
DON’T JUST TAKE OUR WORD FOR IT
“An A+ credit card for students lacking credit. The idea behind Deserve is simple, but powerful: Students deserve the chance to build credit with a credit card, and they shouldn’t have to jump through hoops just to get approved.”
***** Credit Karma
“If you’re a student looking to establish credit, the Deserve® Edu Mastercard for Students may clear some obstacles from your path while also earning you cash-back rewards, a rare opportunity when you have no credit record.”
“The Deserve® Edu Mastercard for Students is a solid choice for anyone who’s currently enrolled in a U.S. college or university, particularly international students and fans of Amazon.com”
To learn more about Deserve and to apply for a Deserve Mastercard, visit https://www.deserve.com
Deserve® is a venture-backed startup that is dedicated to offering much-needed financial services to students at U.S. colleges and universities. Cards issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.
This release includes:
• Pause Card - Whether you forgot your card somewhere or just want to prevent unwanted transactions from occurring, you can now pause your card directly from within the app. Manage your card status by tapping either the card on the home screen, the top banner from any of the main app screens, or from the account settings screen.
• International Transactions - When enabled, transactions which occur outside of the US will be allowed for as long as you leave this feature turned on. When you do return from your travels, turn this feature off to help reduce the risk of fraud and prevent any unauthorized transactions. Should you ever want to re-enable this feature, simply return to your Deserve Mobile app and toggle this back on again.
We’re always updating the Deserve Mobile app to bring important features to the Deserve community! Send your feedback and questions to firstname.lastname@example.org or hit us up on social media @deservecards
Ratings and Reviews
Very good start
Nice app with an intuitive interface however there are some suggestions for a better user experience. #1 Whenever the app is minimized, the session times out instantly and I’ve to login back again which is not very favorable. #2 browsing my statements are not viewable all the time and sometimes take forever to load the statement. I’ve to admit that my statement with Deserve looks very comprehensible and neat compare to some other well known credit card companies, so I appreciate that very much. Other than that I’m satisfied with the experience. Thanks.
Apple wallet issues
It’s a great app, but I do have a problem which Is that I couldn’t add it to my apple wallet. Everything time I click it, it brings me to the apple wallet app but nothing shows up. Please fix this! It would be great!
Awesomely intuitive. Great features like free credit score and cash back and other rewards, real time transaction alerts!
Get all of your passes, tickets, cards, and more in one place.
With Family Sharing set up, up to six family members can use this app.