Description

JOIN THE SAVINGS REVOLUTION
Save money, pay off debt, and achieve your financial goals without thinking about it. Join the finance revolution that's saved users $1 Billion and paid them $1 Million in bonuses. Digit is the smart money sidekick that keeps you financially healthy. Every day, Digit analyzes your spending and moves the perfect amount of money from your bank account to your Digit account. In 2017, Fast Company named Digit the second most innovative Finance company.

FEATURES
* Digit saves the perfect amount of money everyday based on your income and spending
* Save for an unlimited number of goals. Digit tells you the intelligent timeline for achieving them.
* Protect your bank account from overdrafts. Digit notifies you when your account balance is low.
* Withdraw your money from as often as you like. No fees, no minimums.
* Earn 1% annually on your Digit savings. That's 15X more than most savings accounts!
* Bank-level SSL 128-bit encryption securely protects your funds and sensitive personal information
* Your Digit savings are held at FDIC-insured banks and insured up to a balance of $250,000

PRICE

Digit is completely free to try. After your trial period, a monthly subscription costs $2.99 and can be canceled anytime.

WHAT PEOPLE ARE SAYING

US News: “The Digit app makes automatic saving a breeze.” [1]

The Verge: “Digit is the automated savings plan we’ve been waiting for” [2]

Fast Company: “Turning saving money into a mindless task” [3]

USA Today: “The best part about Digit is its ability to calculate how much to save from day to day.” [4]


[1] http://money.usnews.com/money/blogs/my-money/articles/2016-10-27/these-apps-will-help-you-save-more-money-for-the-holidays
[2] http://www.theverge.com/2015/2/19/8064431/digit-is-the-automated-savings-plan-we-ve-been-waiting-for
[3] https://www.fastcompany.com/3067885/the-10-most-innovative-companies-in-finance-2017
[4] https://www.usatoday.com/story/money/personalfinance/2015/03/21/saving-apps-digit/24978473/

What's New

Version 2.25

Digit here again — kicking off the summer with some fresh features:
Digit Pay: soon, I'll be able to autopay your credit card bill — jump on the waitlist in any of your credit card goals' screens.

Checking Account Minimum: don't want me to save when your checking is below a certain amount? Set a minimum in your checking account screen.

Goal Max Transfer: set a daily saving limit per individual goal. Available in any goal's screen under 'Settings'.

Talk soon!

Ratings and Reviews

4.8 out of 5

27.9K Ratings

27.9K Ratings

Editors’ Notes

Whatever you’re saving up for, Digit works behind the scenes to help manage the process. The app monitors your income and spending patterns 24/7, gradually transferring small amounts of spare cash to a secure, FDIC-insured account that you can access anytime. You’re always informed and in charge of where your money’s going, and this simple savings plan is intuitive enough that you’ll want to stick with it.

Liars

Twalker81

I used to love this app and was even fine paying the monthly fee but they took money out of my account 3 different times earlier this year and made my bank account go negative. I contacted them and they refunded those fees and gave me the recommendation of setting a limit. So that is what I did. If my Bank account had $100 or less Digit would not take any money out. I also put a pause on my account in September and they still took money out in September and made me get 2 different bank fees and then again this month as well and I ended up with 2 different bank fees. So I contacted customer service and explain that I set the withdrawal from my bank account limit of $100 but they still took money and gave me 4 fees since September. I asked for these to be refunded and they refused to cover these fees which stated they always would. The advice I was given was set my withdrawal limit at 300. So I canceled my account. And the money they withdrew has still not be refunded. I feel this is false advertising and I did all the recommendations I was told to do and they still refused to over the bank fees stated in the agreement that they would and still not received the money they took the last time that caused 2 bank fees. I have contact customer service and nothing. I will no longer speak highly of digit.

Developer Response

We're really sorry to hear about the situation there and the missing funds. Our overdraft policy only covers two instances of reimbursement as mentioned in our terms and our apologies if this wasn't made clear beforehand. When you close your account, we transfer all funds back to your checking account. Could you email the Support team at https://digit.co/help about this? They should be able to work with your bank to locate the funds!

Feeling frustrated

Karlasfife

I had originally given this app 5 stars and absolutely loved it. But at the beginning of November it stopped saving for me and now every day just gives me an error message saying that it is having troubles connecting to my bank. I have emailed support a few times but it still hasn’t been resolved. I’m really disappointed because I loved the connivence of it saving money for me and it was really easy to use. I feel like a month is ample time for the company to figure out how to rectify the error. I’m sad to say that if it’s not resolved soon I’m going to cancel my account.

I love using this app. It has done a fantastic job of saving me money with out me even noticing that it’s been taken out of my account. I haven’t once felt nervous at all that it might withdraw money when I have upcoming bills. I have told all of my friends about it and have been able to show them just how great it has worked for me. I like that I can also chose to have it save money even on days that it doesn’t automatically save.

Developer Response

Hi Karla, we know how frustrating it is to be in this situation and our apologies for the experience so far. Resolving these issues can unfortunately take some time as we're committed to creating a secure connection to your bank, and we don't want to sacrifice quality for speed. Not all banks have the resources to help us troubleshoot these issues, so that can also play a hand here. We want to get your reconnected and our team is doing their best, we hope to have things resolved soon. Thanks for hanging in there!

Information

Seller
Hello Digit, Inc.
Size
92.9 MB
Category
Finance
Compatibility
Requires iOS 8.0 or later. Compatible with iPhone, iPad, and iPod touch.
Languages
English
Age Rating
Rated 4+
Copyright
© 2016, Hello Digit, Inc.
Price
Free

Supports

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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