You’ll save an initial 5% when you sign up for Drive Safe & Save™ from State Farm. And the safer you drive, combined with the fewer miles you drive, the more you could save on auto insurance.
Your smartphone, along with a Bluetooth beacon you’ll receive in the mail, will collect basic information about your driving characteristics. Next, the app will use this information to calculate your potential discount on auto insurance.
• View your current and trending discounts based on specific driving characteristics
• Calculate your potential discount by adjusting a variety of driving characteristics
• See how your driving stacks up against others
• Learn how your driving habits, such as braking, mileage, speed and acceleration, affect your discount
• Read tips to improve your grades on key driving characteristics
Available in select states only. Please contact your State Farm agent for availability.
Continued use of GPS running in the background can dramatically decrease battery life.
We’ve made Drive Safe and Save even better with various enhancements and bug fixes.
Like Drive Safe and Save? Let us know; write a review.
Ratings and Reviews
Saved Me $470!!!
I’m not sure why this app has such low ratings! I haven’t had any issues with battery life or my phone slowing down and I was on an iPhone 7. Perhaps people only use this platform to gripe? I will admit that, when my State Farm agent told me about this app, I was hesitant about this initially because I thought it was going to track my every move but it apparently has a 40 mile radius so it doesn’t know my precise location. and besides, between my Facebook app, Apple Maps, and Yelp app, all these programs know where I’m at more accurately than State Farm. But anyway, after using this program for the past 12 months, I saved $470 this year!!!! I get to stay with State Farm (the largest insurance company I know) and get a chance to increase my driving discount each year. The only gripe I have is that sometimes, when I update the mileage thru the app 1-2x a year, it may not sync up. But my agent said I can email or text them my mileage and they’ll update it for me. Apparently they’re going through more upgrades so State Farm is lenient whenever you have any problems. This is probably the best thing they’ve done yet and I recommend you checking it out if you’re a long time customer like me. It beats having to switch to another company who may have a cheaper price but you get stuck with the nightmare claims process my friends have gone through!
I Appreciate The Discount - But.....
The App works fine, but the grading system is driving me crazy. I have been insured by State Farm for a little over 55 years and have had very few claims. Windshield dings and our daughter had a fender bender, but she is long out of the nest. My issue is the grading around turns, mostly left turns. I get low grades and don’t understand why. I accelerate and drive so slow, I feel like I am a hazard. Today when turning left, from a left turn lane, to a 4 lane, 35 mph street I was going so slow to avoid acceleration demerits cars behind me zoomed around me after I made the turn and established lane travel. From gestures they made to me, they seemed annoyed. This regularly happens as I accelerate from a stop light. Folks don’t seem to want to travel at under 25 mph for the first block, when the speed limit is 35 mph. Our town (Longview, WA) has main streets with 35 mph speed limits, with street lights at each intersection. This results in many stops that obviously are too quick to be safe, resulting in low scores in that category. Making left or right turns onto these main streets, I also feel unsafe as I slowly accelerate trying to improve my driving grades.
It seems my driving record over the 55 years with State Farm would give a hint as to whether I am a high risk driver or not. I am not sure the risks I feel I am taking to get the $40-$50 discount is worth it. Seeing C- grades when I am driving like a turtle are driving me crazy.
I wish I could rate this higher, but that would be a lie. From the moment I started using the new drive safe and save beacon/app combo, I have to charge my iPhone 2-3 times a day, not including plugging it in to the charger in my car when I'm driving. The always on location setting is absolutely killing my battery and it's absurd. I understand the explanation I see in developers replies to other reviews as to how it works, but that still doesn't make it okay.
I wish State farm would go back to a car data port-based system for the drive safe and save program, because it actually provided accurate trip data and gave a decent discount based on my actual safe driving, and was completely unobtrusive to my everyday life. This one is a joke... sucking down my battery life for $12 discount over my 6-month policy period?? I'm just about to drop it because that is absolutely unacceptable. I have never in my life had an accident, filed a claim, and am one of the safest, most defensive drivers on the road. Yet they give me this joke of a "discount" while making me kill my phone battery to get it. For a 15+ year State Farm policyholder, I feel really ignored and unvalued. Quit continuing to jack up my rates when I have paid you thousands of dollars over the years and have literally NEVER taken even a penny in return.
- State Farm Mutual Automobile Insurance Company
- 59.3 MB
- Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.
- Age Rating
- Rated 4+
- This app may use your location even when it isn't open, which can decrease battery life.
- © Copyright, State Farm Mutual Automobile Insurance Company, 2016
With Family Sharing set up, up to six family members can use this app.