Now you can send and receive payments online or from your mobile devices with Emoney®, a digital wallet optimized for mobile living.

Send money and pay bills
Transfer money to Emoney® accounts using an email or mobile phone number. Funds transferred to or received from other Emoney® accounts can be used almost immediately. Emoney® makes it easy to pay bills and electronic invoices you receive from individuals and businesses as well.

Receive money and manage invoices
Send requests to other account holders for payment with Emoney®. Recipients can quickly satisfy payment requests and invoices once received.

Pay parking fees and transit fares
Your Emoney® account makes it possible to conveniently pay for metered parking fees and public transportation fares in participating locations.

Key Features
Digital wallet
Person-to-Person (P2P) payments
Person-to-Business (P2B) payments
Pay bus transit fares
Pay metered parking fees
Accrue and redeem loyalty rewards from participating merchants
Store funds from credit cards and bank accounts
Mobile checkouts at participating merchant locations
Developed in the USA and supported by major financial services provider, Electronic Transaction Systems Corporation

Consumer Benefits
Instantly send money to friends and family
Transfer funds securely and safely
Mobile checkouts at participating merchant locations
Streamline personal bill management and payments

Merchant Benefits
Speed checkouts by accepting mobile payments from Emoney® account holders
Retain existing customers and attract new ones with advanced consumer engagement and loyalty programs
Enjoy flat discount rates with no per item charges
Reduce credit card discount fees by 70%
Avoid costly equipment upgrades and maintenance costs

What's New

Version 4.0.44

Updated login flow and performance enhancements.

Ratings and Reviews

2.6 out of 5
34 Ratings
34 Ratings
Pmdrummajor ,

Horrible Service for OCMD

You would think that if the Transit Authority is going to use this app for ease of purchasing bus passes, then the service in the city would be better for the app. It takes forever to get past the initial loading screen, then when you have to input you PIN to verify it is you, the number buttons do not register immediately, wasting even more time. Had to miss more than 1 bus due to the lag. Best advice, just take cash, or if you don’t want to be carrying that around and using this app, do it well before you leave your condo, even though Wi-Fi doesn’t make it any better. Keep your screen open on the app though, or else you will have to go through the whole log in process again.


Not Good

Downloaded today to get a bus pass for OCMD. After the lengthy set up process and loading $25 into my “wallet”, the transit icon gave an error message for me to call the customer service number. After calling them I was told that my money would be available to use in TWO DAYS because an update for the app was due to download on Wednesday (today is Monday). I opted for a refund of my $25 instead, which is “processing” and will probably never see.

app+reviewer ,


Takes over a minute for the app to open, if it fully loads at all. Difficult to create an account and link a card. After all that, it took money out of my account, but wouldn’t let me buy a bus pass. Never been more frustrated with an iOS app. Just use cash. In this one case, cash is easier.


Electronic Transaction Systems Corporation
77.6 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© 1998 - 2017 ETS Corporation. All rights reserved.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

More By This Developer

You May Also Like