iPhone Screenshots


Recommended by Forbes, Time Magazine, New York Times, Product Hunt and Apple as "Best Tech Apps To Help You Save, Invest, And Manage Your Finances” and "New Apps We Love", Empower is your personal financial advocate. We help you find free savings, track all your finances in one place, and reach your financial goals, whether it's building wealth or squashing debt.

"Since using Empower, my credit score has increased from 680 to 720!" - Antonio
"I love your app. I'm very, very happy with it. You guys have helped me save—just this month—about $300." - Christina
"AutoSave put me on the right track. 5% of each paycheck is automatically put into my savings account. This app is ingenious!" - Tom

- FINANCIAL SNAPSHOT: Get clarity on account balances and track activities across bank, credit, loan, and retirement accounts (including Robinhood & Coinbase). Your spending is automatically categorized by our superior machine learning technology. Premium subscribers can create and assign your own categories. Review your spending with Custom Reports.
- SAVINGS: Find "free money" with the Empower Savings Checkup, a powerful algorithm that analyzes your accounts for savings. Our users save $230 on average by renegotiating their bills, and $460 for switching to a better insurance plan. You can also cancel unwanted subscriptions or earn more with a high-interest savings account. Make every dollar work for you.
- TRACK SPENDING: Monitor your spending by category (Dining & Drinks, Entertainment) or vendor (Amazon, Uber) and get alerts when you overspend. Premium subscribers can set up an unlimited number of SpendTrackers. Never lose track again.
- GET OUT OF DEBT: Set up automatic savings and debt paydown with AutoSave. Find better loans and refinance.
- IMPROVE CREDIT SCORE: Protect your credit score by monitoring your credit utilization.
- PAY LESS INTEREST: Explore better credit card options in order to reduce interest payments, build credit, or earn rewards.
- TRANSFER MONEY: Between your existing accounts and pay credit card bills with a few simple taps. Transfers and credit card payments are always free and secure.
- INTELLIGENT ALERTS: Stay on top of your money without having to log in with intelligent notifications.

- Empower uses bank-grade security measures like AES 256-bit encryption, multi-factor authentication, PIN code, and Touch ID to protect your account.
- Your personal information is fully encrypted using SSL.

Empower is free to use. We also offer a Premium membership via monthly or yearly subscriptions. We currently support U.S. banks and institutions.

For users who want to turbo charge their finances, Empower offers a premium subscription called Empower Premium. With Empower Premium, you can:
- Create custom categories for your expenses. As many as you want, to make Empower truly yours! Choose from a library of emojis to add fun to your finances.
- Chat with an Expert! Get your personal finance questions answered by one of our Empower Experts.
- Set up unlimited SpendTrackers! Track more than one category or vendor when you upgrade. Have us keep an eye on things so you can enjoy life. Separate life from work with Business Expense categorization.

Try it free for 1 month! Empower Premium subscription fees will be 3.99/month or 35.99/year. You’ll be charged as a recurring transaction through your iTunes account starting the end of your free trial (unless you cancel during the free trial). Payment will automatically renew unless you cancel your account at least 24 hours before the end of the current subscription month. You can manage your subscription, cancel anytime, or turn off auto-renewal by accessing your iTunes account.

Privacy policy: https://empower.me/privacy
Terms of use: https://empower.me/terms

What's New

Version 2.0

You can now add your investment & crypto accounts! Never add a manual transaction again and track everything from your pocket. See accurate portfolio data and returns!

Empower is your Smart Financial Assistant that watches your money 24/7, helps you make smart financial decisions and finds you real savings. Our artificial intelligent technology turns a stream of confusing transactions into actionable advice that helps you save and build wealth. Our users save between $300 and $3,000 and many have successfully improved their credit scores. Get the financial assistant you deserve today with the Empower app!

Ratings and Reviews

4.8 out of 5

2.6K Ratings

2.6K Ratings

I LOVE this app!


Initially I had some trouble connecting my bank but as soon as I got everything set up it’s AMAZING. I love being able to look at my savings and checking account balances as well as my credit card statement all at the same time. Everything you need is on the main screen so there’s no unnecessary scrolling through multiple pages. This app allows you to set budgets, for example how much you want to allow yourself to spend every month and by week on different items and overall. They make a cool graph so you can very easily see what you’re buying and keep track of how much you’ve spent & how much you have left to spend based on the budget you set for yourself. I can’t say enough good things about this app, it’s amazing I love it so much, it’s making keeping track of my money so much easier.

Developer Response

Hi Mechbi, please send us a ping at support@empower.me and we will be happy to help.

LOVE this app


I never write app reviews, but this is exactly the app I needed. I’ve fought a long time with Quicken and hated it but saw no other option. This saved my budget and helped me get out of credit card debt fast.

I’m especially thankful for the auto save portion because my employer doesn’t do percentages and I’ve just been putting a flat amount into my savings monthly. This posed a challenge as I am a part time hourly worker with great schedule variance. This was the solution I needed!

The only thing I wish is that I could have more than one auto save option. It seems that isn’t the case at the moment. I’d like to be able to save for two things at once! Hopefully this will be a possibility in the future. I recommend this app to everyone who wants to manage their money easily and well.

Developer Response

Hi carkur, Your review totally made our day. We live for moments like this, when there's a bit of payoff for all the hard work we put in. We'd love your feedback anytime.

Easiest to use


I tried several apps for keeping track of my spending. They all require homework. This app is for laity people like me. Evidently, at times I need to re-allocate categories, like a purchase at new gas station, but the app will assigns all passed or future charges to that category. Other times, like PayPal, you want different purchases to different categories; you can do it, too. Also, my wife’s credit cards are in the same pool, so we can really know where the money goes. Last, when I could not setup a bank account, I emailed for help and the developers helped me step by step. Felt like family. I want to mention I was initially concerned about privacy and sharing sensitive info with third party (developers) but that’s not the case.


Empower Finance, Inc.
65.2 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© Empower Finance, Inc.
In-App Purchases
  1. 1 Month $3.99
  2. 1 Year $35.99


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

  • Siri

    Get things done within this app using just your voice.

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