By emdentec ltd
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*** As featured in Good Housekeeping Magazine's "Spend Less, Give More" - Dec 2011 Issue ***
The Envelope System is a traditional yet renowned budgeting method, ideal for anyone who is enticed by the prospect of tracking their expenses, but has trouble finding time to manage it.
Envelopes is the simplest and most beautiful implementation of this system that you will find on the App Store.
"I've been attempting to track my expenses for 4 years and have finally managed thanks to the simplicity of this app."
"I'm a fan of Dave Ramsey's envelope system, but as a guy I didn't want to carry around actual envelopes or checkbook wallets. This is a perfect app to supplement any budget scheme."
"I think I've written maybe five reviews ever, and the other four have all been requesting features or fixes. This is the first time I've ever been so impressed with an app that I had to let everyone else know."
"As someone who loves the envelope method of budgeting, but never carries cash (debit is safer!), this is just what I needed."
"Really useful app. Straightforward and easy to use. Customisable in all the right places. Best budget app out there."
What's New in Version 2.1
- Allows transaction dates to be changed
- Support for iPhone 5 and iPhone 5S
- Provides upgrade path to future version of Envelopes
Simple, clean, intuitive. I use this in conjunction with Balance Forecasting App to see how much extra funds I have each month and set up a budget for that amount in this app. I can see that if I'm low in grocery funds, I need to transfer some out of the vacation envelope-money needs to come from somewhere. Great for visual learners.
Edit- one request please. I use the envelopes to save for items. When I reach my goal and purchase, I delete the envelope. This affects every other envelope that has interacted with it! If I once transferred funds in, they now reverse and re-appear in the original envelope! Luckily, I screenshot prior to any deletion. Please: let us delete either entire history or envelope without consequence to other envelopes. Still 5-stars in case I'm not understanding how to do it correctly.
Why is this FREE?
I assumed this would be one of those "FREE" apps that would charge you for more than five envelopes or make you pay a yearly subscription fee. Not so. This is the app I have been looking for! Thank you soooooo much! It's simple, I don't want it to sync with anyone else or with anywhere else. I love it! I love the note section for each envelope, I put my UN and PW to the website of my envelope and any notes. The note can be pretty long and allows more than just a word or two. I love the memo line for each withdraw!! I made a special deposit envelope for my income and then just disperse the money from that envelope to all the others. Oh this is a wonderful app! Thanks again!!! Oh and the colors are vibrant and very pleasing! I would give a THOUSAND stars if I could!
Simple and Intuitive!
My husband and I decided it was time to really buckle down and follow a budget, and we've been looking for what seems like forever to find a simple app that we can manually enter in our own spending and see what we have left over. We've used Mint for several months, and love certain features about it, but it feels more like reflective budgeting, and we wanted something geared more toward future spending. It is exactly like what it claims to be - an envelope budgeting system. Perfect for our needs.
I agree with other users that the only thing that could make the app better is if we could share certain envelopes between phones.