Get your FREE Experian Credit Report & FICO® Score – anytime, anywhere! Checking your own report doesn’t hurt your credit, and there’s no credit card required. See what's helping or hurting your score, learn how your report impacts your score, check your credit report for accuracy and interact with your credit in a completely re-imagined way. You’ll get credit monitoring with real-time alerts and notifications on your iPhone or iPad when key updates to your Experian Credit Report & FICO Score are detected. You can also find and choose credit cards with better approval odds. Experian CreditMatch™ applies your FICO Score so you can apply with confidence.
FREE FICO SCORE^
• Track how your FICO Score changes over time and see which of your financial behaviors are helping and hurting your FICO Score.
• Your FICO Score will automatically be updated every 30 days when you sign in.
FREE CREDIT REPORT
• View your Experian Credit Report to better understand what kind of information that banks and lenders see – including your credit accounts, inquiries and public records.
• Your Experian Credit Report will automatically be updated every 30 days when you sign in.
CREDIT MONITORING & ALERTS
• We monitor changes to your credit profile like when your FICO Score changes, a new credit account is opened in your name or when an inquiry appears on your credit report.
• We’ll send you a push notification so you can view these alerts directly on your device.
• Easily monitor your credit and see a breakdown of your accounts in a fun new way.
• Spin the Credit Summary wheel to see the five key elements that make up your FICO Score based on your Experian Credit Report.
CREDITMATCH – SEE, CHOOSE & APPLY*
• See the credit cards that best match you based on your FICO Score.
• Compare your best options and make your choice.
FREQUENTLY ASKED QUESTIONS
Q: Is my Experian Credit Report & FICO Score really free?
A: Yes, Experian provides a 100% free credit report & FICO Score. No credit card required.
Q: Will checking my report hurt my credit?
A: No, checking your own report with Experian does not impact your credit.
Q: How often does my Experian Credit Report & FICO Score update?
A: Your free credit report & FICO Score is updated every 30 days upon sign-in.
Q: What if I already have an Experian CreditWorks or IdentityWorks account?
A: If you already have an account through one of our domains, just sign in with your existing username and password to start using the app.
Experian CreditWorks subscriptions purchased through your iTunes account will automatically renew within 24 hours prior to the end of the current monthly subscription period, unless auto-renewal is disabled beforehand. To manage your subscription or to disable auto-renewal, after purchase go to My Account -> Manage Membership within the app.
Experian was the first company and credit bureau to offer on-line credit reporting services in the United States of America, and now is the leading provider of credit data and services. Experian maintains credit information on approximately 220 million U.S. consumers with more than 1.5 petabytes (1.5 quadrillion bytes) of data, empowering consumers to manage and improve their financial status, and helping them to protect themselves against fraud and identity theft. Experian is deeply committed to educating consumers through financial literacy and funding programs, and work with non-profit and public education leaders across the U.S.
Terms & Conditions: https://usa.experian.com/login/#/publicTermsAndConditionsFree
^FICO Score powered by Experian data.
*Offers are not available in all states. Credit score calculated based on FICO Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. To learn more: https://www.creditmatch.com
• Bug fixes and other minor improvements
Ratings and Reviews
The app works great.. Experian, however...
It’s interesting how we have to jump through so many hoops to prove ourselves to be us. However when someone wants to report you to the credit bureaus, the credit bureaus asked them no questions. I have companies doing inquiries on me constantly. I freeze my account so no one can pull my credit bureau until I need a credit card or a car loan. But then I have to turn around and freeze it immediately otherwise an unauthorized company will pull my credit without proving that I asked them to. All three bureaus need to change their practices as far as what information they are willing to distribute about us. If a company wants to call and claim we owe them money, the bureaus take their word for it. But when we call and dispute something, we are have to answer 1 million questions and then wait 30 days to see if no name company wants to keep their usually fraudulent information about us on our bureaus. It makes you wonder if the credit bureaus are taking money from these companies to have information about us on the bureaus so they can jack up our interest rates even if our credit is otherwise spotless.
But other than that I’m glad this new app came out because this one is free for me and the last one was 25 bucks a month.
Hate new/this app
I have used Experian’s mobile credit app for 5+ years and paying for the monthly subscription. Suddenly the app just stopped working and come to find out they put out this new one. I tried this new one and it’s awful. It’s totally redesigned and selling all kinds of new stuff. The interface is discombobulated and not simple. Only way to view the old stuff is use a browser that doesn’t work great on mobile devices. I just cancelled my subscription as I don’t want this new app and hate the browser version. I’ll be purchasing a differed credit application. I’m really bummed as I really enjoyed the previous app and sad I can no longer use it as Experian deleted it from the App Store and made it not work for those that already had it installed. I’m sure it’s not the developers faults; I’m betting it was a bunch of higher ups that chose these in app purchases all over the place over catering to a smoother transition for their long time clients. Well...good luck to those higher ups, you’ve lost me but maybe you’ll get a whole bunch of brand new clients, hopefully they are as loyal as I was and hopefully you take care of them better than you did your long time subscribers. I still love your developers as they has such an amazing app for so long and sorry they made you make so many changes that cut off my long time use of your previous beautiful and easy to use app.
I am Impressed which isn’t easy..
If companies like Credit Karma, Credit Sesame, even new apps like Clarity Money are able to provide the same insights and scores which the individual agencies aren’t able to provide us, why should we pay for your subscriptions? This is not about Experian alone, myFico is way too much as it doesn’t even anyone let in unless you pay for one of its subscriptions! I don’t think that’s the way it must be done and it’s just too bad if you think so. But apart from that I love Experian! This wasn’t just about Experian that I mentioned. Experian is way far better than TransUnion which only provides information to Credit Karma and any other company but itself doesn’t show your score. What say? Experian gives your score and credit report without paying anything. It also offered about two months for me to try the paid service for free. And I loved it. So paid service in these terms are fair and I would any day support Experian which doesn’t gives its score to view in free at Credit Karma but shows us our scores for free.
- CONSUMERINFO.COM, INC.
- 108.5 MB
Requires iOS 10.3 or later. Compatible with iPhone, iPad, and iPod touch.
- Age Rating
- Rated 4+
- © 2017 ConsumerInfo.com, Inc.
- In-App Purchases
- Experian CreditWorks℠ with Trial $9.99
- Experian CreditWorks℠ with Trial $19.99
- Experian CreditWorks℠ $9.99
With Family Sharing set up, up to six family members can use this app.